Senior Mortgage Credit Analyst
7 days ago
About the Role:
">- As a Mortgage Underwriter at Marathon Mortgage Corp., you will play a key role in delivering exceptional service to our clients and broker partners.
Job Overview:
">The Mortgage Underwriter is responsible for rendering credit decisions on incoming applications within their authorized limits and with adherence to company and insurer policies and guidelines.
">Key Responsibilities:
">- Deliver an exceptional service experience when interfacing with brokers, clients, and other stakeholders
- Maintain minimum service level standards
- Underwrite to highest credit quality standards as defined by the Residential Mortgage Underwriting Policy
- Negotiate, approve, recommend, and decline applications within Marathon's Residential Underwriting Guidelines
- Balance loan applications from clients and brokers
- Review loan pricing based on risk objectives and thresholds
- Follow-up on outstanding conditions/documents
- Prepare and issue mortgage commitments
- Maintain high standard of fulfilling obligations regarding AML/Compliance, Quality Assurance, and the like
Qualifications:
">- Mortgage license with BCFSA viewed as a very strong asset
- 5 years of previous residential mortgage underwriting experience, with detailed working knowledge of real estate and covenant assessments
- Detailed working knowledge of principles of credit analysis and risk management
- Working knowledge of PC software in a Windows environment
- Ability to make and document decisions that consider all implications and proactive management of risk
- Solid negotiation and problem-solving skills
- Ability to adapt to changing volumes and maintain turnaround time expectations
- A strong customer focus with ability to ensure exceptional customer experience
- Highly communicative and collaborative
- Ability to make quick decisions without compromising underwriting quality
Benefits:
">- Very Competitive Salary ($85,000 - $110,000 per year)
- Opportunities for career growth and development
- Collaborative and dynamic work environment
- Competitive benefits package
We Are Looking For:
">Candidates who are passionate about delivering exceptional service and have a strong background in mortgage underwriting. If you are a motivated and detail-oriented individual who is looking for a new challenge, please submit your resume and cover letter.
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