Residential Mortgage Underwriter

3 weeks ago

Toronto, Canada Marathon Mortgage Corp. Full time

Voted a 5-Star Mortgage Employer Marathon Mortgage Corp. (MMC) is a growing Canadian mortgage finance company whose success is predicated on its ability to provide competitive mortgage products, mortgage interest rates and reliable service for its borrowers and broker partners. Marathon’s clear aim is to be a formidable presence in the mortgage market by mass-distributing and mass-marketing competitively priced mortgage products while delivering an exceptional service experience. MMC’s work environment is centered on its people to ensure they are valued, respected, and where balance, comradery, collaboration are the minimum watermarks. MMC is an empowering environment where people are measured by their performance and left to their talents to flourish.

Job Overview (MINIMUM 5 YEARS UNDERWRITING EXPERIENCE REQUIRED)

Core Responsibilities
- Be a key contributor to delivering an exceptional service experience when interfacing with brokers, clients, and any other valued stakeholder;
- Maintain minimum service level standards;
- Underwrite to highest credit quality standards as defined by the Residential Mortgage Underwriting Policy;
- Review loan pricing based on risk objectives and thresholds;
- Follow-up on outstanding conditions/documents;
- Prepare and issue mortgage commitments;
- Maintain high standard of fulfilling obligations regarding AML/Compliance, Quality Assurance, and the like.
- Evaluate real estate and associated risks in a volatile market;
- Handle difficult interactions and unpopular decisions;
- Keep up-to-date with evolving policies and procedures;
- Performing other duties and assist with special projects, as required.

**Qualifications**:

- Must have 5 years of previous residential mortgage underwriting experience, with detailed working knowledge of real estate and covenant assessments;
- Holding a mortgage broker/agent license considered a strong asset;
- Detailed working knowledge of principles of credit analysis and risk management;
- Working knowledge of PC software in a Windows environment;
- Experience with Intellifi Systems (formerly Delta 360) viewed as an asset;
- Demonstrates the ability to make and document decisions that consider all implications and proactive management of risk;
- Demonstration of solid negotiation and problem-solving skills;
- Ability to adapt to changing volumes and while maintain turnaround time expectations;
- A very strong customer focus is required with an ability to ensure the customer experience is an exceptional one;
- Highly communicative and collaborative;
- View themselves as a key piece of the internal and external culture;
- An ability to make quick decisions without compromising underwriting quality;
- Undergraduate university degree is an asset;
- Ability to speak French an asset.

We invite you to submit your resume and cover letter to join an exciting organization with a great story ahead.

Pay: $70,000.00-$75,000.00 per year

Additional pay:

- Bonus pay

**Benefits**:

- Casual dress
- Dental care
- Disability insurance
- Extended health care
- Life insurance
- Paid time off
- Vision care
- Work from home

Schedule:

- 8 hour shift

**Experience**:

- mortgage underwriting: 3 years (required)

Work Location: Hybrid remote in Toronto, ON M5V 3L4

Application deadline: 2024-11-22

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