Mortgage Officer

4 hours ago


Vancouver, British Columbia, Canada Equitable Bank Full time
Job Summary

We are seeking a highly skilled Mortgage Officer to join our team at Equitable Bank. As a key member of our mortgage team, you will be responsible for originating and processing mortgage applications, ensuring compliance with regulatory requirements and company policies.

Key Responsibilities
  • Documentation Review: Obtain and review required documentation, with a strong emphasis on anti-money laundering (AML) and anti-terrorist financing (ATF) requirements, including income and down payment verification, and client interviews.
  • Mortgage File Compliance: Ensure mortgage files are in compliance with the Company's established lending policies and procedures, as well as legal, AML, and ATF requirements.
  • Time Management: Manage deal flow to meet prescribed deadlines, utilizing reports to track and manage the flow of all deals funding for the team.
  • Communication: Communicate with internal and external contacts to ensure transactions are processed in a timely and efficient manner, providing high-level customer service and fielding inquiries.
  • Quality Assurance: Monitor changes to deals, update files as required, and ensure Quality Assurance requirements and Compliance review queries are dealt with in a timely and accurate manner.
Requirements
  • Education: Completion of a post-secondary degree in a financial field.
  • Experience: 1-2 years' mortgage experience in the alternative mortgage market.
  • Skills: Sound thinking, multi-tasking, excellent attention to detail, ability to grasp AML & ATF practices, established organizational skills, excellent time management, analytical, and problem-solving skills.
  • Communication: Highly developed verbal and written communication skills, with the ability to respond in a clear, concise, and professional manner.
  • Software: Proficiency in MS Office, mainly MS Word and Excel.
  • Mortgage Knowledge: Detailed knowledge of mortgage funding and quality assurance processes.
What We Offer
  • Competitive Bonus: Competitive discretionary bonus.
  • Benefits: Market leading RRSP match program, medical, dental, vision, life, and disability benefits.
  • Professional Development: Annual professional development allowance and a comprehensive Career Development program.

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