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    1 month ago


    Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time

    About the RoleSociete Generale is seeking a skilled Credit Analyst to join our Global Banking and Advisory team. As a Credit Analyst, you will play a critical role in assessing the creditworthiness of corporate counterparties and recommending appropriate credit limits, terms, and conditions.Key ResponsibilitiesPrepare high-quality credit applications and...

Credit Risk Analyst

2 months ago


Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time
About the Job

Societe Generale's Global Banking and Advisory (GLBA) team is seeking a skilled Credit Risk Analyst to join our Credit Portfolio Management group. As a key member of our team, you will be responsible for assessing credit risk and providing recommendations to support our clients' financial needs.

Key Responsibilities
  1. Financial Analysis: Prepare high-quality credit applications and annual reviews of corporate counterparties, analyzing financial statements, industry dynamics, and competitive environments.
  2. Debt Repayment Capability: Determine debt repayment capability and ensure compliance with Societe Generale's Credit Policies.
  3. Obligor Risk Ratings: Propose and update Obligor Risk Ratings to ensure accurate risk assessment.
  4. Covenant Monitoring: Monitor compliance with covenants and propose changes as necessary.
  5. Legal Documentation: Review relevant legal documentation and propose changes to comply with Societe Generale's policies.
  6. Collaboration: Liaise with other teams, business lines, and stakeholders to ensure seamless communication and collaboration.
Requirements
  1. Financial Analytical Skills: Possess strong financial analytical skills, including financial statement analysis and credit risk assessment.
  2. Commercial Banking Knowledge: Have a solid understanding of commercial and investment banking products, including credit agreements and financial covenants.
  3. Teamwork: Demonstrate ability to work effectively in a team environment, including interacting with teams in different locations.
  4. Communication Skills: Possess excellent written and verbal communication skills, with the ability to summarize complex financial transactions.
  5. Technical Skills: Proficient in Microsoft Office, particularly Excel, and have experience with financial modeling and data analysis.
Preferred Qualifications
  1. Experience: 4 years of experience as a credit analyst in a corporate and investment banking entity or related field.
  2. Education: Bachelor's degree in a relevant field, such as finance, accounting, or economics.
What We Offer

Societe Generale offers a competitive compensation and benefits package, including a minimum of 20 vacation days, health spending accounts, and a fully sponsored virtual healthcare assistance program. We also offer a culture of continuous development, with various training programs and employee resource groups to support your growth and well-being.

About Us

Societe Generale is a leading international banking group, committed to strengthening bonds with colleagues, communities, and the world in which we live. We value diversity and inclusion, and strive to create an inclusive culture that recognizes employees' unique needs and utilizes their diverse talents.