Credit Risk Analyst

4 weeks ago


Montreal, Quebec, Canada SGS Société Générale de Surveillance SA Full time
About the Role

Societe Generale is seeking a skilled Credit Analyst to join our Global Banking and Advisory team. As a Credit Analyst, you will play a critical role in assessing the creditworthiness of corporate counterparties and recommending appropriate credit limits, terms, and conditions.

Key Responsibilities
  1. Prepare high-quality credit applications and annual reviews of corporate counterparties, analyzing financial statements, industry dynamics, and competitive environments.
  2. Develop financial projections and determine debt repayment capability, ensuring compliance with Societe Generale's credit policies.
  3. Propose and update Obligor Risk Ratings, monitoring compliance with covenants and reviewing relevant legal documentation.
  4. Liaise with cross-functional teams, including business lines, bankers, legal, compliance, operations, and risk departments.
Requirements
  1. 4+ years of experience as a credit analyst in a corporate and investment banking entity or related field.
  2. Bachelor's degree in a relevant field.
  3. Excellent financial analytical skills, with the ability to assess credit terms and conditions.
  4. Strong understanding of commercial and investment banking products, as well as accounting, legal, and regulatory issues.
  5. Ability to work in a team, interacting with colleagues in various locations.
  6. Excellent writing skills, with the ability to summarize financial transactions and assess credit risk.
What We Offer

Societe Generale offers a competitive compensation and benefits package, including a minimum of 20 vacation days, health spending accounts, and a fully sponsored virtual healthcare assistance program.

We are committed to diversity and inclusion, with a mission to recruit, develop, advance, and retain a diverse workforce. Our hybrid work environment offers flexibility and collaboration with colleagues.


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