Business Development Manager

1 week ago


Vancouver, British Columbia, Canada Prospera Credit Union Full time

About Prospera Credit Union

Prospera Credit Union is a community-based, purpose-driven organization that offers a full range of financial products and services. With nearly 80 years of service in local communities, we are one of the largest credit unions in British Columbia, with approximately $9.3 billion in assets and 120,000 members.

Job Summary

We are seeking a highly skilled Local Business Relationship Manager to join our team in the Lower Mainland area. As a key member of our team, you will be responsible for growing and maintaining a portfolio of high-value micro businesses and their owners. You will attract, build, and retain relationships with business customers in the region and provide them with integrated financial advice and solutions to meet their business and personal banking needs.

Key Responsibilities

  • Maintain a network of key contacts and enhance the credit union's image and reputation through networking and public relations.
  • Represent Prospera Credit Union in the local community.
  • Review assigned portfolio and ensure that our customers have appropriate lending and other products; leverage the expertise of specialists to fulfill on customers' business and personal needs through referral to appropriate Prospera Lines of Business.
  • Negotiate and implement revised or new banking arrangements for customers and/or prospects.
  • Complete due diligence and investigation; analyze and interpret financial and other information; assess value of security; make recommendations for new loan, loan renewals, and amendments within the guidelines of PCU lending policy and procedures.
  • Review reports for assigned portfolio to identify potential problems and contact customers to resolve issues; develop action plan to ensure risk is minimized.
  • Determine and recommend whether to retain, expand, or de-market existing relationships based on analysis of credit risk, profit contribution, and other considerations and submit recommendation to appropriate level of authority.
  • Coach and educate business customers to ensure financial records are up to date and provide advice to assist with the success of the enterprise.
  • Visit current and potential customers to observe business operations, develop additional business opportunities, and ensure loan security is protected.

Requirements

  • 3 years of retail lending experience with great people skills and a passion to learn business and/or 2 years' experience in small business management/lending.
  • Post-secondary diploma/degree in Commerce, Business Administration, or a combination of education and experience (ideal).
  • Demonstrated success with business development and client relationship management.
  • Skilled in organizational skills with the ability to work under pressure to meet deadlines and be tech-savvy.
  • Proven experience meeting goals and targets and generating revenue.
  • Exceptional verbal communication, written, and presentation skills.
  • Secondary language skills in Mandarin, Korean, and/or Cantonese an asset.

About Us

At Prospera Credit Union, we value diversity, equity, and inclusion. We are committed to creating an inclusive and equitable workplace where every employee and member feels valued and respected. We believe in empowering and enabling our employees to succeed and thrive in their roles.

What We Offer

  • Inclusive, equitable, and accessible workplace.
  • Training and support to set employees up for success.
  • Career advancement opportunities.
  • Fun and camaraderie in the workplace.
  • Competitive pay and benefits package.
  • Defined contribution pension plan.
  • Community-focused initiatives and activities.


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