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Mortgage Underwriter
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Mortgage Underwriter
2 months ago
We are seeking a highly skilled Mortgage Underwriter to join our team at First National. As a Mortgage Underwriter, you will be responsible for rendering credit decisions on incoming applications, ensuring adherence to company and insurer policies and guidelines, while focusing on service excellence.
Key Responsibilities- Adjudicate mortgage applications within established authority limits, ensuring adherence to policies and guidelines.
- Establish and maintain positive relationships with mortgage brokers to build loyalty to the Company.
- Maintain positive relationships with external partners, including mortgage insurers, appraisers, title insurance companies, and solicitors.
- Interact with Mortgage Insurers where applicable to complete credit lending decisions.
- Ensure due diligence has been completed prior to signing off on any mortgage conditions or documents, where applicable.
- Prepare and issue mortgage commitments with appropriate conditions within established service level agreements/turnaround times.
- Prioritize applications and workflow to ensure consistent and sound risk assessments are maintained while managing high volumes and a continued focus on service excellence.
- Stay current with latest industry knowledge, competition, and market trends.
- Completed post-secondary education or equivalent work experience required.
- Working knowledge of PC software in a Windows environment required.
Founded in 1988, First National is one of Canada's largest non-bank lenders. We provide residential mortgages exclusively through our mortgage broker channel and service commercial clients through our national origination team of empowered advisors.
At First National, It's in our Nature is our rallying cry. It underlies our values, beliefs, and how we show up for each other, our clients, our partners and the community. Our nature defines who we are and guides every decision we make.
First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation or any other category protected by law.