Current jobs related to Mortgage Associate - Montreal, Quebec - Scotiabank

  • Mortgage Business Development Specialist

    2 weeks ago

    Montreal, Quebec, Canada BMO Full time

    Mortgage Business Development SpecialistAt BMO, we're committed to helping our customers achieve their financial goals. As a Mortgage Business Development Specialist, you'll play a key role in building and maintaining relationships with referral networks to drive new mortgage business and increase BMO's share of the home financing market.Key...

  • Quality Assurance Analyst, Commercial Mortgage Operations

    4 weeks ago

    Montreal, Quebec, Canada CMLS Financial Full time

    Job DetailsDescriptionQuality Assurance Analyst, Commercial Mortgage OperationsMontreal, QCSalary Range: $60,000 - $80,000/yrCMLS Financial, a leading provider of capital solutions for commercial property owners, developers, and real estate investors, is seeking a Quality Assurance Analyst, Commercial Mortgage Operations to join our growing team. The Quality...

  • Quality Assurance Analyst, Commercial Mortgage Operations

    4 weeks ago

    Montreal, Quebec, Canada CMLS Financial Full time

    Job DetailsDescriptionQuality Assurance Analyst, Commercial Mortgage OperationsMontreal, QCSalary Range: $60,000 - $80,000/yrCMLS Financial, a leading provider of capital solutions for commercial property owners, developers, and real estate investors, is seeking a Quality Assurance Analyst, Commercial Mortgage Operations to join our growing team. The Quality...

  • Senior Specialist, Actuarial Services Expert

    1 month ago

    Montreal, Quebec, Canada Canada Mortgage and Housing Corporation Full time

    About the RoleWe are seeking a highly skilled Actuarial Services Specialist to join our team in the Chief Financial Officer department. As a key member of the Flood Insurance Project Management team, you will support the Director of Commercial Solutions - Finance and serve as a subject matter expert for the valuation of insurance contract liabilities,...

  • Senior Specialist, Actuarial Services Expert

    1 month ago

    Montreal, Quebec, Canada Canada Mortgage and Housing Corporation Full time

    About the RoleWe are seeking a highly skilled Actuarial Services Specialist to join our team in the Chief Financial Officer department. As a key member of the Flood Insurance Project Management team, you will support the Director of Commercial Solutions - Finance and serve as a subject matter expert for the valuation of insurance contract liabilities,...

  • Account Services Associate

    3 weeks ago

    Montreal, Quebec, Canada Levitas Full time

    Levitas: A Growing Company in Real Estate and FinanceWe are seeking a motivated and detail-oriented individual to join our team in Montreal as an Account Services Associate. This entry-level position offers the opportunity to start with tasks like cold calling from a provided list and grow into more complex roles within the company.About the RoleAssist in...

  • Account Services Associate

    3 weeks ago

    Montreal, Quebec, Canada Levitas Full time

    Levitas: A Growing Company in Real Estate and FinanceWe are seeking a motivated and detail-oriented individual to join our team in Montreal as an Account Services Associate. This entry-level position offers the opportunity to start with tasks like cold calling from a provided list and grow into more complex roles within the company.About the RoleAssist in...

  • CIBC Private Banking Associate

    4 weeks ago

    Montreal, Quebec, Canada Canadian Imperial Bank of Commerce Full time

    Job Title: Private Banking AssociateWe are seeking a highly skilled and motivated Private Banking Associate to join our team in Montreal. As a Private Banking Associate, you will provide exceptional service to our clients by assisting them with their transactional banking needs and responding to their queries.Key Responsibilities:Provide administrative and...

  • CIBC Private Banking Associate

    4 weeks ago

    Montreal, Quebec, Canada Canadian Imperial Bank of Commerce Full time

    Job Title: Private Banking AssociateWe are seeking a highly skilled and motivated Private Banking Associate to join our team in Montreal. As a Private Banking Associate, you will provide exceptional service to our clients by assisting them with their transactional banking needs and responding to their queries.Key Responsibilities:Provide administrative and...

  • Account Services Associate

    3 weeks ago

    Montreal, Quebec, Canada Levitas Full time

    Levitas: A Growing Company in Real Estate and FinanceWe are seeking a motivated and detail-oriented individual to join our team in Montreal as an Account Services Associate. This entry-level position offers the opportunity to start with tasks like cold calling from a provided list and grow into more complex roles within the company.About the RoleAssist in...

  • Account Services Associate

    4 weeks ago

    Montreal, Quebec, Canada Levitas Full time

    Levitas: A Growing Company in Real Estate and FinanceWe are seeking a motivated and detail-oriented individual to join our team in Montreal as an Account Services Associate. This entry-level position offers the opportunity to start with tasks like cold calling from a provided list and grow into more complex roles within the company.About the RoleAssist in...

  • Senior Specialist, Actuarial Services Expert

    1 month ago

    Montreal, Quebec, Canada Canada Mortgage and Housing Corporation Full time

    About the RoleWe are seeking a highly skilled Senior Specialist, Actuarial Services to join our team at the Canada Mortgage and Housing Corporation. As a key member of our Chief Financial Officer Team, you will play a critical role in supporting the Director of Commercial Solutions - Finance and the Flood Insurance Project Management team.In this role, you...

  • Senior Specialist, Actuarial Services Expert

    1 month ago

    Montreal, Quebec, Canada Canada Mortgage and Housing Corporation Full time

    About the RoleWe are seeking a highly skilled Senior Specialist, Actuarial Services to join our team at the Canada Mortgage and Housing Corporation. As a key member of our Chief Financial Officer Team, you will play a critical role in supporting the Director of Commercial Solutions - Finance and the Flood Insurance Project Management team.In this role, you...

  • Senior Private Banking Associate

    4 weeks ago

    Montreal, Quebec, Canada Canadian Imperial Bank of Commerce Full time

    Job Title: Senior Private Banking AssociateJob Summary:We are seeking a highly skilled and experienced Senior Private Banking Associate to join our team. As a Senior Private Banking Associate, you will provide exceptional service to our clients by assisting them with their transactional banking needs and responding to their queries.Key...

  • Senior Private Banking Associate

    4 weeks ago

    Montreal, Quebec, Canada Canadian Imperial Bank of Commerce Full time

    Job Title: Senior Private Banking AssociateJob Summary:We are seeking a highly skilled and experienced Senior Private Banking Associate to join our team. As a Senior Private Banking Associate, you will provide exceptional service to our clients by assisting them with their transactional banking needs and responding to their queries.Key...

  • Senior Portfolio Manager

    4 weeks ago

    Montreal, Quebec, Canada EQ Bank | Equitable Bank Full time

    Job Title: Senior Account Manager, Portfolio ManagementAs a key member of our Commercial Portfolio Management team, you will play a critical role in the day-to-day management of a portfolio of complex construction, renovation, and portfolio mortgages. Your expertise will be essential in ensuring that risk is comprehensively controlled and within the Bank's...

  • Senior Portfolio Manager

    4 weeks ago

    Montreal, Quebec, Canada EQ Bank | Equitable Bank Full time

    Job Title: Senior Account Manager, Portfolio ManagementAs a key member of our Commercial Portfolio Management team, you will play a critical role in the day-to-day management of a portfolio of complex construction, renovation, and portfolio mortgages. Your expertise will be essential in ensuring that risk is comprehensively controlled and within the Bank's...

  • Senior Private Banking Associate

    4 weeks ago

    Montreal, Quebec, Canada Canadian Imperial Bank of Commerce Full time

    Senior Private Banking AssociateCIBC is building a relationship-oriented bank for the modern world. We're seeking a Senior Private Banking Associate to provide exceptional service to our clients by assisting them with their transactional banking needs and responding to their queries.Key Responsibilities:Operational Excellence: Respond to incoming client...

  • Senior Private Banking Associate

    3 weeks ago

    Montreal, Quebec, Canada Canadian Imperial Bank of Commerce Full time

    Senior Private Banking AssociateCIBC is building a relationship-oriented bank for the modern world. We're seeking a Senior Private Banking Associate to provide exceptional service to our clients by assisting them with their transactional banking needs and responding to their queries.Key Responsibilities:Operational Excellence: Respond to incoming client...

  • Director of Credit Risk Management

    1 month ago

    Montreal, Quebec, Canada AY Talent Full time

    Job Title: Associate Director of Credit RiskOur client, a leading real estate asset manager, is seeking an experienced Associate Director of Credit Risk to support their credit risk and underwriting functions. As a key member of the team, you will be responsible for supervising a team of analyst underwriters, contributing to the organization's strategic...

Mortgage Associate

2 months ago

Montreal, Quebec, Canada Scotiabank Full time

About the Role

We are seeking a highly skilled and experienced Mortgage Associate to join our Commercial Mortgage Group at Scotiabank. As a key member of our team, you will be responsible for contributing to the profitable growth and quality of our mortgage portfolio for loans originating from Real Estate Banking and/or Commercial Distribution across Canada.

Key Responsibilities

  • Financial Solutions and Risk Analysis
    • Perform financial solutions-related activities for clients, including risk analysis, deal structuring, pricing, negotiation, and presentation on highly complex deals, across the real estate segment in a defined market area, in Canada.
    • Ensure business strategies, plans, and initiatives are supported in compliance with governing regulations, internal policies, and procedures.
  • Accountabilities
    • Champion a customer-focused culture throughout the team to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.
    • Contribute to the profitable development of the Commercial Credit business for mortgage loans on a national basis by:
      • Ensuring the timely analysis, structure, and presentation of credit/financial solutions/proposals within the defined market area.
      • Providing prompt and sound recommendations in the analysis and adjudication of credit proposals.
      • Ensuring that writings to Banking and other stakeholders clearly convey the rationale for decisions, so that they may respond effectively to clients.
      • Providing input and recommending pricing for loans and credit-related fees which yield a return commensurate with risk and due regard to profit, administration, and competitive considerations.
      • Recommending alternative terms, conditions, and covenants to provide a viable banking proposal to the client within sound credit lending practices.
      • Input into restructuring marginal proposals into bankable deals where possible.
      • Where appropriate, providing guidance, coaching, and counsel to Banking and other stakeholders, so that they may better serve clients' needs.
    • Communication and Implementation
      • Ensure the accurate communication of the terms and conditions of an authorization and the effective and timely implementation of same by:
        • Writing or reviewing all written authorizations to ensure accuracy, completeness, and clarity.
        • Ensuring prompt follow-up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management where necessary.
        • Promptly and effectively escalating and/or addressing issues surrounding the adequacy, quality, and completeness of loan documentation and security.
        • Liaising to ensure any required changes to Banking and follow-up for the accurate execution and delivery of same prior to disbursement of funds.
      • Portfolio Quality and Control
        • Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements, as specified in individual authorizations are adhered to by:
          • Part of the team that directs and assists the Senior Client Solutions Analysts in the detailed evaluation of all information received, reporting deficiencies or any negative findings to senior management.
          • Escalating and advising senior management of any credit weaknesses developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological, and real estate industry information.
          • Adhere to any regulatory and internal Bank policies and requirements.
        • Coaching and Development
          • Provide coaching/counselling to Senior Client Solutions Analysts as applicable by:
            • Input into developing the credit competencies of Senior Client Solutions Analysts in relation to assigned accounts.
            • Providing timely performance feedback on credit analysis presented for review.

Requirements

  • In-depth knowledge of the Bank's lending policies, practices, and procedures, as well as an awareness of business trends, economic, technological, social, legal, and political conditions and factors which could affect the viability of a credit in the real estate industry.
  • A solid knowledge and understanding of financial statements and accounting principles and policies is a must.
  • Good understanding of the syndications and mortgage markets, MBS market, secured and unsecured lending options, mortgage bonds, etc.
  • Because of large volumes and tight time frames, must possess effective communication skills, both written and oral.
  • In the administration of credit, complex loan documentation and security provision requirements must be understood and applied.
  • Must be a highly organized, analytical, and logical person.
  • Excellent credit skills and significant credit experience.
  • Excellent risk assessment and analysis skills.
  • Excellent accounting and financial analysis skills.
  • Excellent deal structuring skills.
  • Excellent coaching skills.
  • Good understanding of customer profitability model.
  • Ability to build solid business case justification for deals.
  • Superior negotiation skills.
  • Superior interpersonal and teamwork skills.
  • Good communication skills (oral & written).
  • Superior sales/closing capabilities.
  • Superior product knowledge.
  • Excellent real estate industry knowledge with areas of specialization where required.
  • An undergraduate degree in business or economics (or work equivalency) is a requirement. Other training requirements as determined by the Bank from time to time.
  • Bilingualism (French and English) is required.