Director, Strategic Pricing Transformation, Home Equity Financing

Job Description

What is the opportunity?

The Director, Strategic Pricing Transformation role directs and oversees a forward-looking pricing strategy to accelerate RBC’s next chapter of growth in Home Equity Financing (HEF). In this role, you will play a pivotal role in shaping and leading a multi-year transformation agenda that redefines how we price the Home Equity portfolio across channels and client segments. It will lead the design and execution of differentiated AI-powered pricing capabilities that unlock new levels of precision, agility, and competitive advantage in meeting our goal of premium market growth.

The multi-year transformational journey this role will lead will modernize the pricing infrastructure, embed intelligent decision, and deliver outsized impact on growth and profitability. It will operate at the intersection of strategy, data science, and technology to architect a clear roadmap that will directly influence how RBC competes in a dynamic, rapidly evolving mortgage landscape.

What will you do?

Lead the Strategy for Intelligent, Dynamic Pricing

- Develop a bold, multi-channel HEF pricing roadmap focused on growth, speed, and client value. This includes architecting the roadmap to grow/protect RBC market share, maximize profitability, increase efficiency and client experience.

- Develop and implement an AI-driven infrastructure through RBC Borealis to deliver differentiated pricing strategies tailored to acquisitions, renewals, and client segments across Branch and Mobile Specialist channels.

- Guide and influence the next evolution of RBC’s pricing capabilities from static models to dynamic, customized pricing frameworks at scale.

Lead Proactive Cross-Functional Transformation

- Partner with senior leaders across the organization, including Product, Distribution, Operations, Finance, Treasury, and Technology to align pricing strategy with RBC’s broader transformation objectives.

- Influence decision-making beyond reactive problem-solving through strategic storytelling, clear roadmaps, and evidence-based insights.

- Champion change management and enablement plans that drive adoption of new pricing behaviours and performance.

Modernize Pricing Infrastructure and Analytics

- Spearhead the development of next-generation pricing systems introducing real-time, variable-based, AI-driven pricing through advanced technology platforms being facilitated through Borealis and the HomeX Journey.

- Embed challenger/champion pricing frameworks and real-time feedback loops to ensure pricing strategies continuously evolve.

- Advocate for scalable technology investments that future-proof RBC’s mortgage pricing platform.

What do you need to succeed?

Must have:

- 7–10 years' experience in mortgage, lending, product strategy roles

- Strong business and finance acumen with a proven track record of leading high-impact initiatives

- Familiarity with AI, machine-learning, or data-driven applications in pricing or decision science, or experience working with data science/analytics teams

- Demonstrated leadership, influence, and strategic execution to direct both internal and external partners, as well as cross-functional teams

- Strength in distilling complexity into clear, strategic direction

- University degree in Business or related field

Nice to have:

- Deep understanding of mortgage sales process and competitive dynamics

- Exposure to modern pricing technologies, automation platforms, and experimentation frameworks (e.g. champion/challenger)

- Experience modernizing legacy systems in pricing, underwriting, or customer decision contexts

- Familiarity with AI-driven personalization, offer optimization, or real-time pricing tools in a financial services environment

- Advanced data literacy and comfort navigating analytics-driven environments

- Entrepreneurial mindset with a passion for driving lasting change

- MBA degree is an asset

What’s in it for you?

Join a high-performing team that’s redefining how pricing can drive market leadership in Home Equity Financing. You’ll work at the forefront of RBC’s transformation agenda, with the opportunity to:

- Make a lasting impact on a multi-billion-dollar portfolio

- Lead change in a dynamic, complex environment

- Shape the future of home equity pricing in Canada’s most trusted financial institution

Job Skills

Adaptability, Commercial Acumen, Communication, Decision Making, Group Problem Solving, Long Term Planning, Managerial Courage, Organizational Leadership, Strategic Thinking

Additional Job Details

Address:

RBC WATERPARK PLACE, 88 QUEENS QUAY W:TORONTO

City:

Toronto

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-01-30

Application Deadline:

2026-02-14

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.