Manager, Credit Card and Loan Accounting
3 weeks ago
Requisition ID: 216977
Tangerine is Canada's leading direct bank. We offer flexible and accessible banking options, innovative products, and award-winning Client service. The reason why Tangerine employees come to work each day is to help Canadians live better lives. We focus on making a difference in our communities, and that includes our own internal community. It's important to us that our employees feel empowered and enthusiastic about belonging to our Orange culture.
Contributes to the overall success of the Finance Department / Canadian Banking Finance in Canada ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives. Ensures all activities follow governing regulations, internal policies, and procedures. The incumbent is primarily responsible for the accuracy and reliability of transactional and accounting information on credit cards and various loan products in accordance with IFRS and regulatory requirements. This individual will oversee the end‐to‐end Finance processes to account for the Bank's credit card offerings and will be accountable for the day-to-day operations and oversight of the Bank's credit card accounting. The Senior Manager Credit Card Accounting will report directly to the Senior Manager of Treasury Operations, Loan and Securitization Accounting.
Is this role right for you? In this role, you will:
- Champion a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.
- Manage the accounting, analysis, financial reporting, and ongoing monitoring of the credit card portfolio.
- Manage all aspects of the month-end, quarter-end, and year-end accounting as pertaining to the Bank's credit card offering. This includes, but is not limited to, fee revenue accounting; loyalty program and rewards accounting; accounting, tracking, reconciliation and reporting of credit card related credit losses; manage external and internal auditor queries.
- Responsible for overseeing the timely reconciliation of all general ledger accounts related to the credit card product.
- Monitor external vendor's daily activities to ensure timely and accurate settlement with the Network provider (MasterCard).
- Review all of the finance department's credit card policies, procedures, processes to ensure they are updated dynamically for all changes effected in the business environment; product features and/or accounting/regulatory standards.
- Oversee and manage the accounting and reporting of credit card loyalty and rewards programs including parent company reporting and settlement.
- Manage the relationship and communications with the external finance vendors related to the credit card product offering.
- Manage the review and implementation of changes in relevant accounting standards.
- Prepare and present monthly analysis and results, key performance metrics and commentary for credit cards and other loan products as needed.
- Prepare and manage reporting to external vendors, regulators and internal stakeholders related to the credit card portfolio.
- Manage the development and analysis of financial statement schedules and note disclosures.
- Establish and maintain procedures to assist implementation of new/changed products, systems and processes ensuring that changes are accurately captured.
- Lead finance projects such as implementation of new product introductions or regulatory requirements that span across teams and departments.
- Streamline and improve current processes and procedures.
- Provide support to Regulatory Reporting and Management Accounting teams on info request and inquiries.
- Liaise with Internal and external auditors.
- Understand how the Bank's risk appetite and risk culture should be considered in day-to-day activities and decisions.
- Actively pursue effective and efficient operations of his/her respective areas in accordance with Scotiabank's Values, its Code of Conduct, and the Global Sales Principles, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational, compliance, AML/ATF/sanctions and conduct risk.
- Champion a high performance environment and contribute to an inclusive work environment.
Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:
- University Degree in Finance or Business Administration
- Minimum 8 years of experience in the financial service industry
- A recognized Accounting Designation
- Knowledge of credit card and associated loyalty program accounting/operations.
- Strong analytical and problem-solving skills.
- Strong computer skills and advanced proficiency in Microsoft Excel and Access and TSYS.
- Knowledge of Visual Basic and SQL a plus.
- Ability to learn to gather information from Enterprise Data Warehouse.
- Ability to multi-task.
- Self-starter and able to work independently and exercise good professional judgement.
- Demonstrated technical accounting expertise, particularly in credit card accounting.
- Ability to work under pressure and meet deadlines.
- High degree of accuracy and attention to detail.
- Strong verbal and written communication skills.
What's in it for you?
- An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success
- We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one
- Your career matters You will have access to career development and progression opportunities.
At Tangerine we value the unique skills and experiences each individual brings to the team, and are committed to creating and maintaining an inclusive and accessible environment. If you require accommodation during the recruitment and selection process, please let our Recruitment team know.
#J-18808-Ljbffr
-
Senior Special Credit Account Manager
7 days ago
Ottawa, Ontario, Canada Farm Credit Canada Full timeClosing Date (MM/DD/YYYY): 03/20/2025 Worker Type: Permanent Language(s) Required: English, French Term Duration (in months): Salary Range (plus eligible to receive a performance based incentive, applicable to position) : $103,331 - $139,803 Extensive credit recovery experience needed Manage distressed or delinquent accounts of large, complex operations in...
-
Director, Credit Card Products
3 weeks ago
Ottawa, Ontario, Canada goeasy Ltd Full timeJoin one of Canada's fastest-growing companies and be part of something extraordinary – welcome to goeasy At goeasy, our people and culture are at the heart of everything we do, and we're proud to be recognized for it. We've earned prestigious accolades such as Waterstone Canada's Most Admired Corporate Cultures, Canada's Top Growing Companies, and the...
-
Senior Special Credit Account Manager
2 weeks ago
Ottawa, Ontario, Canada Farm Credit Canada Full timeClosing Date (MM/DD/YYYY): 03/20/2025 Worker Type: Permanent Language(s) Required: English, French Term Duration (in months): Salary Range (plus eligible to receive a performance based incentive, applicable to position) : $103,331 - $139,803 Extensive credit recovery experience needed Manage distressed or delinquent accounts of large, complex...
-
Agricultural Credit Recovery Professional
7 days ago
Ottawa, Ontario, Canada Farm Credit Canada Full timeAgricultural Credit Recovery Career OpportunityWe are currently seeking a highly skilled Agricultural Credit Recovery Professional to join our team at Farm Credit Canada. As a key member of our credit team, you will be responsible for managing a portfolio of complex and high-risk accounts, developing and implementing effective recovery strategies, and...
-
Senior Marketing Manager
7 days ago
Ottawa, Ontario, Canada IFG International Financial Group Ltd Full timeJob Title: Senior Marketing Manager - Credit CardsAbout the Role:This is an exciting opportunity to join our team as a Senior Marketing Manager - Credit Cards. As a key member of our marketing team, you will be responsible for assisting with marketing campaign project delivery for credit card targeted digital communications.The ideal candidate will have...
-
Credit Solutions Expert
7 days ago
Ottawa, Ontario, Canada Farm Credit Canada Full timeJob SummaryFarm Credit Canada is seeking a seasoned credit professional to join our team as an Agricultural Credit Recovery Professional. In this role, you will be responsible for managing a portfolio of complex and high-risk accounts, negotiating repayment agreements, and collaborating with stakeholders to achieve successful recoveries.The ideal candidate...
-
Senior Account Recovery Manager
7 days ago
Ottawa, Ontario, Canada Farm Credit Canada Full timeJob OverviewThis is a critical role at Farm Credit Canada where you will be responsible for managing distressed or delinquent accounts of large, complex operations in primary agriculture production, agribusiness or agri-food.The ideal candidate will have an undergraduate degree in finance or business and at least seven years of related experience. They will...
-
Ottawa, Ontario, Canada Scotiabank Full timeRequisition ID: 214915Tangerine is Canada's leading direct bank. We offer flexible and accessible banking options, innovative products, and award-winning Client service. The reason why Tangerine employees come to work each day is to help Canadians live better lives. We focus on making a difference in our communities, and that includes our own internal...
-
Senior Credit Card Product Leader
3 hours ago
Ottawa, Ontario, Canada Fairstone Full timeAt Fairstone, we're seeking a seasoned professional to drive the success of our credit card products. As a Senior Credit Card Product Leader, you'll be responsible for overseeing the creation and ownership of product strategies and customer experience across all credit card programs.This includes leading efforts to drive growth through strategic planning and...
-
Credit Risk Manager
4 hours ago
Ottawa, Ontario, Canada Scotiabank Full time**Job Overview**As a Senior Manager, Commercial Credit at Scotiabank, you will play a crucial role in ensuring the efficient and effective maintenance of a designated portfolio of loans at an acceptable level of risk.The ideal candidate will possess extensive experience in complex financial analysis, a good understanding of bank lending policies and...
-
Product Manager, Credit Card Applications
3 weeks ago
Ottawa, Ontario, Canada Rogers Communications, Inc. Full timeSelect how often (in days) to receive an alert:Product Manager, Credit Card ApplicationsLooking to join a growing financial services team? Rogers Bank, a subsidiary of Canada's leading wireless, cable and media company, is expanding and seeking passionate individuals to develop and implement innovative financial solutions and experiences. The bank offers...
-
Commercial Credit Expert
5 days ago
Ottawa, Ontario, Canada Scotiabank Full timeJob DescriptionThe Senior Manager, Commercial Credit role is a key position within the Mid-Market Segment of Commercial Banking. This senior professional will be responsible for ensuring the efficient and effective maintenance of a designated portfolio of loans at an acceptable level of risk.Key responsibilities include exercising sound credit judgment in...
-
Senior Manager, Loan Portfolio
5 days ago
Ottawa, Ontario, Canada Scotiabank Full timeKey ResponsibilitiesExercising sound credit judgment in approving and recommending applications.Maintaining a current knowledge of the Bank's loan policies, economic and business trends.Overseeing an assigned portfolio of accounts, including monitoring unsatisfactory trends in risk ratings, credit conditions, overdue reporting, annual reviews, etc., and...
-
Senior Manager, Commercial Credit
1 week ago
Ottawa, Ontario, Canada Scotiabank Full timeRequisition ID: 218828Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.As the Senior Manager, Commercial Credit, you will be responsible for ensuring the efficient and effective maintenance of a designated portfolio of loans at an acceptable level of risk, by exercising sound credit judgment in approving...
-
Credit Risk Expert
4 days ago
Ottawa, Ontario, Canada Canada Mortgage and Housing Corporation Full timeAbout the RoleThe Bilingual Specialist, Multi-Unit Underwriting position offers an exciting opportunity to join our insurance and securitization team. In this role, you will play a crucial part in identifying and assessing the risks associated with each multi-unit mortgage loan insurance application and providing recommendations for decision-making.Key...
-
Senior Credit Risk Specialist
4 days ago
Ottawa, Ontario, Canada Canada Mortgage and Housing Corporation (CMHC) Full timeAbout the Role:Canada Mortgage and Housing Corporation (CMHC) is seeking a highly skilled Senior Credit Risk Specialist to join its team. The successful candidate will be responsible for reviewing, analyzing and making decisions on accounts for large corporate accounts.Key Responsibilities:Provide consistent and accurate credit adjudication within delegated...
-
Credit Risk Specialist
4 days ago
Ottawa, Ontario, Canada Canada Mortgage and Housing Corporation (CMHC) Full timeRole Overview:We are seeking a skilled Credit Risk Specialist to join our team at Canada Mortgage and Housing Corporation (CMHC). As a key member of our corporate lending group, you will be responsible for reviewing, analyzing, and making decisions on large corporate accounts.Your Key Responsibilities:Provide consistent and accurate credit adjudication...
-
Loan Solutions Consultant
3 weeks ago
Ottawa, Ontario, Canada Fairstone Financial Inc. Full timeLoan Solutions Consultant page is loadedLoan Solutions ConsultantApply locations Ottawa East, OntarioTime type: Full timePosted on: Posted YesterdayJob requisition id: R22081Come join Fairstone Financial as a Consultant in Loan Solutions.Be part of Canada's leading provider of responsible lending solutions to serve Canadians.We require no experience but...
-
Loans Services Manager
3 weeks ago
Ottawa, Ontario, Canada EDC Full timeLoans Services Manager (Contract and Permanent- Anticipatory)A dynamic professional is sought to manage the lifecycle of standard and non-standard financial transactions in a loan, ensuring admissibility of disbursements, prompt payment to the customer and repayments from the customer.Key Responsibilities:Manage the lifecycle of loans, including...
-
Loans Services Manager
3 weeks ago
Ottawa, Ontario, Canada Export Development Canada Full timeExport Development Canada (EDC) is a financial Crown corporation dedicated to helping Canadian businesses make an impact at home and abroad. EDC offers financial products and knowledge to help Canadian businesses confidently enter new markets, reduce financial risk, and grow their business.When you join our team, you'll be helping Canadian businesses learn...