Senior, Financing Specialist, Real Estate Credit

Job Description

What is the opportunity?

As a deeply skilled financing specialist, you are a leader in credit advice and expertise within high performing commercial banking Client Relationship Teams. You engage directly with clients and contribute to an exceptional client experience by being a trusted strategic advisor who provides superior business, financial and credit advice, and support portfolio management. You partner with Relationship Managers, Commercial Financial Services, in credit discovery and advice leading to issuance of discussion papers and bringing new borrowing clients to RBC.

What will you do?

- Leverage superior client discovery and business analysis skills to meet client expectations for credit requests and completion of annual reviews

- Provide quality business analysis and credit advice through presentation options that clearly articulate advantages and benefits to the client

- Demonstrate RBC’s capability to provide creative financial solutions in a timely manner and deliver credit solutions that meet or exceed needs

- Demonstrate a commitment to teamwork and collaboration by coaching, mentoring and assisting colleagues to meet the needs of all clients

- Exercise due diligence in recommending credit applications, working in collaboration with Risk Management, especially in supporting risk processes and guidelines

What do you need to succeed?

Must-have

- Proven track record in financial, risk and credit analysis/structuring in support of exceptional client relationship management

- Minimum 3 years’ experience in commercial lending in a financial institution

- Strong organizational skills, ability to manage multiple tasks while meeting time sensitive deadlines

- Strong interpersonal, negotiation, and communication skills and client centricity

- Experience with emerging resources, communications and technology (i.e., online data resources, web based meetings, social media, digital banking, and mobile applications)

- Industry expertise in real estate

- Bilingualism (English and French) required, as you will regularly serve our clients with English and French-speaking needs.

Nice-to-have

- Strong presentation skills

- Minimum post-secondary diploma/degree, ideally in Commerce, Business Administration or related experience

- Chartered Professional Accounting designation (CPA) or Chartered Financial Analyst (CFA)

What’s in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

- A comprehensive Total Rewards Program including performance based bonuses, flexible benefits and competitive compensation

- Leaders who support your development through coaching and managing opportunities

- Work in a dynamic, collaborative, progressive, and high-performing team

- A unique opportunity for personal and professional growth

Job Skills

Adaptability, Business Development, Client Centricity, Communication, Critical Thinking, Curious Mindset, Financial Acumen, Practice Management

Additional Job Details

Address:

1 PLACE VILLE MARIE:MONTRÉAL

City:

Montréal

Country:

Canada

Work hours/week:

37.5

Employment Type:

Full time

Platform:

PERSONAL & COMMERCIAL BANKING

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-01-15

Application Deadline:

2026-01-30

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Inclusion and Equal Opportunity Employment

At RBC, we believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.