National Client Group, Associate

Attendance

Hybrid

Job number

29869

Category

Senior Professional

Status: Permanent

Type of Contract

Permanent

Schedule: Full-Time

Full Time / Part Time?

Full-Time

Posting date

08-Dec-2025

Area(s) of interest: Financial markets and treasury

Location(s): Toronto

A career as an Associate at the Ontario National Client Group team at National Bank means being part of a winning team. Financial professionals working together to be the best at delivering relevant and timely financial solutions that power the growth of Canadian businesses.

In this role you actively participate in a wide variety of complex senior debt lending mandates comprised of both bilateral and syndicated transactions headed by senior members the National Client Group lending team.

Your job:

- Support the day-to-day management of the Ontario National Client Group credit portfolio and assist with the execution of new lending opportunities/mandates as needed.
- Perform high-quality credit analysis and deal structuring activities in accordance with Bank standards while partnering with the Director(s), National Client Group (Execution and Relationship Management), in managing and growing an existing portfolio(s) of complex lending relationships.
- Perform transaction financial modeling (Microsoft Excel, S&P Capital IQ) and Borrower Risk Ratings on a portfolio of existing and prospective clients.
- Independently manage an assigned portfolio of Annual Reviews while working collaboratively with Directors on more complex renewals.
- Assist Directors by working closely with financial advisors, private equity sponsors and internal banking partners (i.e. derivative hedging, loan syndications and investment banking) to perform required due diligence on prospective new transaction opportunities.
- Work in close collaboration with other Associates and Client Account Representatives on credit submission requests and ensure that client and collateral files are updated in a timely manner.
- Assist the Head of Credit Execution, as required, in ensuring the credit quality of the National Client Group portfolio.

Your team

As a part of the Ontario National Client Group team, you are part of a dynamic and highly motivated team of about thirty colleagues, and you report to the Director & Team Lead, Execution, National Client Group.  Our team stands out for its excellence in transaction delivery, execution and collaboration with an integrated go-to-market strategy.  The portfolio consists of a balance of large Canadian private businesses coupled with private equity sponsor-backed deals across diversified industries (both bilateral and syndicated transactions).  Working hours are largely dictated by portfolio demands with occasional non-standard working hours under a hybrid working model (possibility of working from home up to 3-days a week).

Our training programs take an experiential approach in which you will collaborate with senior members of the National Client Group deal team and gain hands-on experience underwriting complex transactions and managing an active portfolio.  As you develop your professional skillset and gain valuable transaction and portfolio management experience, several growth opportunities exist – both within the National Client Group team and within the broader Bank.

Requirements:

- Hold a Bachelors’s degree in finance, accounting or related field to the sector of activity
- Professional designation(s) and/or an advanced degree is considered a strong asset
- 3 to 5 years of experience in Corporate or upper mid-market Commercial Banking.
- Strong knowledge of credit underwriting, loan structuring (bilateral/syndicated transactions) and financial statement analysis.
- Proficiency in the creation of PowerPoint presentations, confidential information memoranda and other written documents

Languages:

English

Your benefits
In addition to competitive compensation, upon hiring you’ll be eligible for a wide range of flexible benefits to help promote your wellbeing and that of your family.

* Health and wellness program, including many options
* Flexible group insurance
* Generous pension plan
* Employee Share Ownership Plan
* Employee and Family Assistance Program
* Preferential banking services
* Opportunities to get involved in community initiatives
* Telemedicine service
* Virtual sleep clinic

These are a few of the benefits available to you. We have an offer that keeps up with trends as well as your needs and those of your family. 

Our dynamic work environments and cutting-edge collaboration tools foster a positive employee experience. We actively listen to employees’ ideas. Whether through our surveys or programs, regular feedback and ongoing communication is encouraged.

We're putting people first
We're a bank on a human scale that stands out for its courage, entrepreneurial culture, and passion for people.   Our mission is to have a positive impact on peoples' lives. Our core values of partnership, agility, and empowerment inspire us, and inclusivity is central to our commitments. We offer a barrier-free workplace that is accessible to all employees. 

We want our recruitment process to be fully accessible. If you require accommodation, feel free to let us know during your first conversations with us. We welcome all candidates What can you bring to our team?

Come live your ambitions with us

Une carrière en tant que ConseillerAs a Senior Legal Advisor in the Legal