Mortgage & Loan Administration (Program Admin

2 weeks ago


Halifax, Canada Province of Nova Scotia Full time

**Department**:Municipal Affairs and Housing

**Location**:HALIFAX

**Type of Employment**:Permanent

**Union Status**:NSGEU - NSPG

**Closing Date**:6/23/2023 (Applications are accepted until 11:59 PM Atlantic Time)

**About Us**:
The Department of Municipal Affairs and Housing (DMAH) promotes responsible local government and safe, sustainable, inclusive communities. Through working with municipalities, community housing providers, and the development community, DMAH contributes to strong and diverse economics, high quality of life, and affordable, adequate, and suitable housing for all.

The mandate of DMAH is implemented through the following divisions/offices:

- Municipal Services
- Housing
- Emergency Management Office

We are also responsible for the new Nova Scotia Provincial Housing Agency, which operates over 11,000 public housing units across the province.

**About Our Opportunity**:
**Primary Accountabilities**:

- Recommend and conduct necessary legal actions to minimize loan losses by initiating foreclosure and judgment processes including preparing supporting legal documentation to support these actions;
- Review, analyze and report on Housing loan collection activity and arrears, and the load portfolio;
- Provide guidance, direction and support to Regional staff on collection matters;
- Process transactions related to loan closures and defaults; and
- Coordinate the preparation of mortgage release documents.
- Manage relationships with legal contact and engage either with private sector solicitors or through the Department of Justice to represent Housing in matters that require legal action through the court system.
- Communicate in a highly professional manner with Housing external clients by telephone and in writing to provide information on client queries or to advise of legal actions.

For the Housing SAP Loans Management IT Solution, you will support Housing staff in its use; identify, analyze, and log defects with either Nova Scotia Digital Services and with Housing external support providers; and perform system testing in support of defect resolution, system enhancements and upgrades.

**Qualifications and Experience**:
This may be the right opportunity for you if you have a bachelor’s degree in a business-related field and 1 year of related loan administration experience; an equivalent combination of training and experience may be acceptable.

You are a decisive self-starter and demonstrate well-developed analytical/problem-solving skills, are detail-oriented, and are a collaborative team player who establishes and maintains effective working relationships with key stakeholders and partners. You are able to work independently. Strong communication skills (written and verbal) are essential to your success as you provide guidance, direction, and support to staff. You use discretion in dealing with confidential and sensitive financial information.

A thorough knowledge and experience in loan administration and in legal processes related to collection/default procedures for both secured and unsecured debt, including bankruptcy, judgments, foreclosure, and estate claims would be an asset. Knowledge of Integrated Case Management (ICM), SAP Financial Accounting, and SAP Loans Management are also assets for this position.

Proficiency in Microsoft Office Suite is required. Experience with government programs, policies, and procedures, along with extensive working knowledge of Acts including Housing Supply and Services Act, Collections Agencies Act, Bankruptcy Act, and Companies Act would be assets.

We will assess the above qualifications and competencies using one or more of the following tools: written examination, standardized tests, oral presentations, interview(s), and reference checks.

**Equivalency**:
An equivalent combination of training, education and experience will be considered. Equivalencies include, but are not limited to:

- Completion of a 2-year diploma and 3 years of related experience

**Salary Information**:
PR 06 - PR 10

$1,915.37 - $2,746.69

**Benefits**:
Based on the employment status and Union agreement, the Government of Nova Scotia offers its employees a wide range of benefits such as Health, Dental, Life Insurance, Pension, General Illness (Short and Long Term), Vacation and Employee and Family Assistance Programs. Click here to learn more about our various benefits offerings and eligibility criteria.

**Working Conditions**:
You will work in a comfortable office environment. While negotiating default accounts and liaising with staff, clients and stakeholders, a high degree of patience and perseverance is required. There is a regular need to balance multiple priorities, meet tight deadlines, and produce accurate results.

**Additional Information**:
You must have a valid driver's license for work purposes.

**What We Offer**:

- Career Development where you have access to career guidance, tools, resources, and ongoing training for every stage of your career.
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