Credit Analyst

4 days ago


Toronto, Canada Yamaha Motor Canada Full time

**Summary of Responsibilities**

The Credit Analyst will analyze and make determination on approval, conditioning and rejection of retail and lease offerings according to company policy and procedure to minimize risk while providing the highest level of service to the dealer body and assisting in the sale of Yamaha product.

**Key Duties & Responsibilities**
- Negotiate terms and conditions on credit with dealers to ensure an acceptable level of risk.
- Cultivate and preserve strong relationships with dealership personnel while maintaining decision turnaround time at or below company objectives. Provide exceptional front line support to dealers by professionally answering questions pertaining to credit decisions and current programs.
- Advise management of any irregularities or problems pertaining to retail offerings and monitors both consumer and dealer trends for adverse issues.
- Work the credit and income queue workflows to ensure processing efficiency and accuracy.

**Education Requirements and/or Experience Requirements**
- **Degree/Diploma**:BA/diploma desired or relevant work related experience
- **Years of Experience**:2-3 years
- **Type of Experience**:Credit adjudication

**Skills & Abilities**
- Able to work efficiently as a part of a team as well as independently and/or remotely.
- Strong verbal and written communication skills
- Bilingual (French/English) is beneficial but not a must.
- Strong interpersonal, organizational and negotiating skills.
- Customer Service orientated and solutions-focused with dealers and internal staff.
- Able to analyze consumer and commercial credit bureaus.
- Strong analytical skills, detail-oriented, resourceful and self-reliant.
- Must be a team player, able to work under pressure, meet deadlines and willing to work overtime as required.
- Power sport and/or leasing/financing experience would be considered a definite asset.

Yamaha Motor Canada is committed to providing and maintaining a safe and healthy workplace for our employees and their families, our customers, dealers, visitors, and vendors. Yamaha Motor Canada has a COVID-19 Vaccination Policy which requires all our employees to be fully vaccinated in order to visit/work out of our office and/or other required settings in the course of their duties (such as dealer sites or third-party venues). This policy will comply with all applicable laws and is based on guidance from the Public Health Agency of Canada and provincial health authorities and local requirements.

Title: Credit Analyst

Status: 1-year contract

Department: YMFCA

Reports to: Team Lead, Retail Finance Credit

Location: Toronto



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