Commercial Lending Specialist

3 weeks ago

Québec, Canada BMO Financial Group Full time

1250 boul Rene Levesque Ouest Montreal Quebec,H3B 4W8

Provides a superior level of customer service and portfolio management in lending services for all existing and potential clients and in support of a team of Private Bankers. Provides technical expertise for proactive credit analysis, structuring, decisions, and portfolio monitoring. Applies lending expertise to a lending and deposit portfolio of accounts or part of the lending process (e.g. underwriting, funding, monitoring).
- Provides advice and support where needed with a focus on unique and complex credit transactions for prospects and clients.
- Identifies cross-selling opportunities to increase client penetration for banking, investments and deposits.
- Prepares new business proposals or presentations to clients/prospects.
- Participates in activities for client meetings and account opening documentation.
- Provides day to day technical support and management of accounts for team members and customers.
- Ensures timely resolution of all client questions and concerns, both internal and external.
- Performs client sales & service support activities as required to meet client needs and maintain overall service standards.
- Determines client needs and ensures timely and accurate completion of transaction processing.
- Provides after sales support and handles exceptions tactfully, accurately and efficiently in accordance with Bank policy.
- Recommends and implements solutions based on analysis of issues and implications for the business and the client.
- Assists in the development of strategic plans.
- Identifies emerging issues and trends to inform decision-making.
- Maintains detailed knowledge and understanding of the integrated private banking services and offerings and lending procedures.
- Partners with the leadership team on strategic direction and complex line-of-business projects.
- Conducts independent analysis and assessment to resolve strategic issues.
- Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
- Collaborates with internal and external stakeholders in order to deliver on business objectives.
- Coordinates the management of databases; ensures alignment and integration of data in adherence with data governance standards.
- Completes comprehensive analysis for risk, financial and profitability rating and assessments.
- Breaks down strategic problems, and analyses data and information to provide insights and recommendations.
- Monitors and tracks performance, and addresses any issues.
- Designs and produces regular and ad-hoc reports, and dashboards.
- Builds change management plans of varying scope and type; leads or participates in a variety of change management activities including readiness assessments, planning, stakeholder management, execution, evaluation and sustainment of initiatives.
- Coordinates account management activities with deal team members and internal groups.
- Performs audits and quality checks, to ensure decisions are adequately documented and clearly communicated.
- Manages operational audits and controls for banking and account administration.
- Manages day to day portfolio administration activities through the completion of a wide variety of credit, non-credit, and related activities.
- Monitors the timely and accurate setup & maintenance of accounts, including account setups, collateralization, and documentation.
- Provides input into the planning and implementation of operational programs.
- Executes set-up, maintenance, and advancement of lending products and related account administration as per guidelines.
- Verifies and processes loan drawdowns, ensuring they are within the terms of the credit authorization and completion of required security documentation.
- Reviews and actions overdrafts and other monitoring reports in a timely manner.
- Sets up and completes margin / covenant tests within established timeframes.
- Maintains control of security collateral including preparation and registration.
- Identifies, diarizes, and monitors accounts for security renewals, registrations, and other expiry dates to meet compliance requirements.
- Monitors and controls the integrity of lending documentation.
- Collects fees applicable to credit terms and conditions or account agreement.
- Identifies business needs, designs/develops tools and training programs; may include delivery of training to audiences.
- May specialize as either a funding specialist or a credit underwriting specialist.
- Mitigates identified risks and makes credit recommendations/decisions in accordance with sound credit-granting principles and compliance with the Bank’s philosophy and principles outlined in corporate risk policy and supporting policies and procedures.
- Identifies and escalates irregularities and discrepancies to management as per guidelines.
- Participates in assigned audits and compliance reviews.
- Ensures proper adherence to the code of conduct and ethical guideline

  • Bilingual Specialist, Lending Operations

    3 weeks ago

    Québec City, Canada BMO Full time

    Application Deadline: 08/04/2024Address:VIRTUAL61 - HomeRes - QC - BMO#B2COperationsPlease note that this is a hybrid role (2x per month in the office) Provides day-to-day delivery of critical lending operations processes including loan administration and servicing activities. Supports the execution of payments, transactions, service requests, administrative...

  • Underwriting Specialist, Commercial Lines

    3 weeks ago

    Québec City, Canada Northbridge Financial Corporation Full time

    What it’s like to be a Northbridge Underwriting Specialist Northbridge Insurance Underwriters customize solutions for our commercial clients when they need insurance product. They work closely with our extensive broker network to develop unique solutions for all classes of risk while being responsible for servicing increasing complex accounts in...

  • Commercial Manager

    3 weeks ago

    Québec Province, Canada Recruit Island Full time

    JWR Employment Specialists are working with a Mechanical and Engineering Company who are specialists in bespoke fabrication to recruit a Commercial Manager. This is an excellent opportunity for an experienced individual who will manage all commercial aspects of projects and provide direction to projects and commercial team. The role will be based in Mayo. ...

  • Mortgage Specialist

    3 weeks ago

    Québec, QC, Canada Bank of Montreal Full time

    Compensation and Benefits : $0 - $15,000.00 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective...

  • Technical Support Specialist

    1 week ago

    Québec, Canada Mitsubishi HC Capital Canada Full time

    By joining Mitsubishi HC Capital Canada, you will be part of an exceptional team offering flexible and adaptative commercial Equipment Financing solutions to Canadian businesses. Whether it’s leasing, factoring, inventory finance or asset-based lending, our teams are dedicated to offer the best service to our customers. - In 2021, our company was awarded...

  • Mortgage Specialist

    4 weeks ago

    Québec City, Canada BMO Full time

    Application Deadline: 05/02/2024Address:2828 boul LaurierCompensation and Benefits : $0 - $15,000.00 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO's share of the home financing market. Actively identifies sales opportunities and refers to BMO...

  • Mortgage Specialist

    1 week ago

    Québec City, Canada BMO Full time

    Application Deadline: 05/30/2024 Address: 2828 boul Laurier Job Family Group: Retail Banking Sales & Service Compensation and Benefits : $0 - $15,000.00 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively...

  • Investment Specialist

    3 days ago

    Québec, Canada BMO Financial Group Full time

    1205 Ste-Catherine Street West Montreal Quebec,H3B 2K7 Provides financial and investment planning and advice to deliver a solution in the best interests of the customer. Determines client needs and provides solutions though the sales of managed products and services (e.g. mutual funds, retirement savings plans, and similar products). Provides other...

  • CIBC - Associate, Commercial Banking - St-Foy

    3 weeks ago

    Québec, QC, Canada Canadian Imperial Bank of Commerce Full time

    CIBC - Associate, Commercial Banking - St-Foy page is loaded CIBC - Associate, Commercial Banking - St-Foy Apply locations Ste-Foy, QC time type Full time posted on Posted 4 Days Ago job requisition id 2406744 We’re building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what’s...

  • Bilingual Specialist, Credit Underwriting

    3 weeks ago

    Québec City, Canada BMO Full time

    Application Deadline: 08/04/2024Address:VIRTUAL61 - HomeRes - QC - BMO#B2COperationsPlease note that the selected candidate will have to come to the Montreal office twice per month.Analyzes new customer credit applications. Makes credit decisions / recommendations in accordance with credit-granting principles.Develops solutions and makes recommendations...

  • Senior Relationship Manager, Commercial Financial Services, Real Estate

    3 days ago

    Québec, Quebec, Canada Royal Bank of Canada Full time

    Job SummaryJob DescriptionWhat is the opportunity?Your natural flair for sales and resolving intricate business challenges is what sets you apart from the crowd. This role is all about professional relationship management and delivering top-tier financial advice in an end-to-end industry, whose specialized approach aligns sales, products, risk policy, and...

  • Salesperson Associate

    3 weeks ago

    Québec, QC, Canada Canadian Imperial Bank of Commerce Full time

    CIBC - Associate, Commercial Banking - St-Foy page is loaded CIBC - Associate, Commercial Banking - St-Foy Apply locations Ste-Foy, QC time type Full time posted on Posted 4 Days Ago job requisition id 2406744 We’re building a relationship-oriented bank for the modern world. You will join CIBC’s Commercial Banking team to provide support to account...

  • Bilingual Senior Specialist, Credit Underwriting

    3 weeks ago

    Québec City, Canada BMO Full time

    Application Deadline: 08/04/2024Address:VIRTUAL61 - HomeRes - QC - BMO#B2COperationsPlease note that the selected candidate will have to come to the Montreal office twice per month.Analyzes new customer credit applications. Makes credit decisions / recommendations in accordance with credit-granting principles.Develops solutions and makes recommendations...

  • Mortgage Analyst, Residential Underwriting

    3 weeks ago

    Québec, Canada First National Financial Full time

    Working together to be our best! First National is Canada’s largest non-bank lender, originating and servicing both commercial and residential mortgages since 1988. Over the past thirty years, we have been committed to hiring the best and brightest with over 1,000 proud team members. Through cooperation, ongoing coaching, development opportunities and a...

  • Sample Management Specialist I

    3 weeks ago

    Québec, Quebec, Canada Syneos Health Full time

    Description Sample Management Specialist I Syneos Health is a leading fully integrated biopharmaceutical solutions organization built to accelerate customer success. We translate unique clinical, medical affairs and commercial insights into outcomes to address modern market realities. Our Clinical Development model brings the customer and the patient to...

  • Senior Relationship Manager, Commercial Financial Services, Real Estate

    1 week ago

    Québec City, Canada Royal Bank of Canada> Full time

    Job SummaryJob Description*** This career opportunity is for candidates located in the Greater Montreal region and Quebec City region ***What is the opportunity?Your natural flair for sales and resolving intricate business challenges is what sets you apart from the crowd. This role is all about professional relationship management and delivering top-tier...

  • Account Specialist

    3 weeks ago

    Québec City, Canada Genuine Parts Company Full time

    Représentant des ventes de services Travailler chez Motion, c’est travailler en partenariat – avec nos équipes, nos fournisseurs et nos clients. Nous ne ménageons aucun effort pour offrir ce type de culture et d’avantages qui font que cette expérience est plus qu’un simple emploi – vous travaillerez en partenariat avec les hommes et les...

  • Buyer - Technical

    5 days ago

    Québec, Canada Hitachi Energy Full time

    **At Hitachi Energy our purpose is advancing a sustainable energy future for all. We bring power to our homes, schools, hospitals and factories. Join us and work with fantastic people, while learning and developing yourself on projects that have a real impact to our communities and society. Bring your passion, bring your energy, and be part of a global team...

  • Student Sales

    4 days ago

    Québec, QC, Canada Réno-Dépôt Full time

    An employer that’s involved in the community Teamwork and ongoing training A comprehensive training program for all new hires A student incentive program Our teams from the RONA+, RONA, Réno-Dépôt, and Dick’s Lumber banners across Canada are driven by the desire to help people bring their projects to life and are committed to making a...

  • Estimator

    3 weeks ago

    Québec Province, Canada Recruit Island Full time

    JWR Employment Specialists are working with a growing Mechanical and Electrical Engineering company in Mayo to recruit an Estimator. Our client who has projects across Industrial, Healthcare, Commercial, Residential and pharmaceutical have undergone significant growth in the last number of years and are passionate about providing the highest standards...