Underwriter Ii, Auto Finance

2 months ago

Brossard, Canada TD Bank Full time

**TD Description**

Stay current and competitive. Carve out a career for yourself. Grow with us.

**Department Overview**
- Ensure all credit decisions (approval / decline) within assigned limits are fulfilled on a broad range of credit products efficiently and effectively, meeting service level agreements (SLAs)
- Ensure customer concerns / issues are handled appropriately and resolved in a timely manner, raise when required
- Prioritize and manage own daily workload to meet SLA requirements for service and productivity
- Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; raise issues where required
- Make well rationalized credit decisions within established standards and limits and adjudicate within compliance guideline
- First level professional role with focus on performing credit underwriting / adjudication on a board range of moderately complex credit products
- Provide authorization required for credit adjudication based on the Bank's Discretionary Lending limits criteria
- Intermediate knowledge on credit products, end-to-end credit processes and systems for own specialized area
- Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest
- Support the team by continuously improving knowledge / expertise in own area and participate in knowledge transfer within the team and business unit
- Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques

**Job Requirements**
- Undergraduate degree preferred and/or over 2 years of relevant experience
- Business insight of performing well in highly complex tasks that may involve multiple steps, systems, and jurisdictions
- A good listener and excellent thinker with proven verbal and written communications skills
- A high-energy Individual who can exercise initiatives with mínimal discretion and be thorough, accurate, and detail oriented to handle several tasks and changing priorities
- Experience working in a dynamic, high-pressure environment through strong administration, organizational, planning and time management skills

**Inclusiveness**

At TD, we are committed to fostering an inclusive, accessible environment, where all employees and customers feel valued, respected and supported. We are dedicated to building a workforce that reflects the diversity of our customers and communities in which we live and serve. If you require an accommodation for the recruitment/interview process (including alternate formats of materials, or accessible meeting rooms or other accommodation), please let us know and we will work with you to meet your needs.

**Job Family**
- Credit Underwriting / Adjudication and Support

**Job Category - Primary**
- Operations & Underwriting

**Job Category(s)**
- Operations & Underwriting

**Hours**
- 22.5

**Business Line**
- TD Auto Finance

**Time Type**
- Part Time

**Employment Type**
- Regular

**Country**
- Canada

**Province/State (Primary)**
- Quebec

**City (Primary)**
- Brossard

**Work Location**
- 4605 Lapiniere

**Job Expires**
- 04-Mar-2023

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