Underwriter

Seeing beyond numbers
**TM**
At Laurentian Bank, we believe we can change banking for the better. Founded in Montreal in 1846, Laurentian Bank helps families, businesses and communities thrive. Today, we have over 3,000 employees working together as One Team, to provide a broad range of financial services and advice-based solutions for customers across Canada and the United States. We drive results by placing our customers first, making the better choice, acting courageously, and believing everyone belongs.

This role sits within Laurentian Bank.

Sector: Real estate

LI-MLP

LI-Hybrid

**Responsibilities**:
As a member of the Business Services team, the incumbent will be asked to assimilate the knowledge required for understanding, preparing and drafting commercial credit files. He/she will assist the Senior Manager in managing finance portfolio risk.

By participating in business model analysis, financial analysis, risk analysis and guarantee assessments, the incumbent will serve as a key resource for the Account Manager, Business Development, and his/her Assistant Vice President. The Manager, Accounts Analysis, will have to complete the following tasks:
º Complete the underwriting of new transactions and conduct annual reviews of files and amendments within the prescribed deadlines.

º Enter the client's financial statements and financial projections in the risk rating calculator.

º Perform financial analyses based on financial statements and financial projections, perform sensitivity analyses and make comparisons with industry standards for this business segment.

º Identify and analyze risks associated to client activities.

º Follow up on irregularities in client portfolios.

º Follow up on the implementation of securities in accordance with credit authorization conditions.

º Participate in meetings or conference calls with clients.

º Be involved in the integrity and compliance processes (Code of Conduct, internal policies).

º Perform the work according to the practices, policies and specific goals, while complying with current legislation and the Bank's policies, programs and processes.

**Qualifications**:
º University education in a relevant field and at least three to five years of experience

º Superior writing skills

º Ability to work in a team. Positive attitude.

º Proven intellectual curiosity and critical-thinking skills

º Keen interest for finance and good analytical skills

º Good spoken and written communication skills - Bilingual

**Qualifications**:
Professional working proficiency in French and English languages required as position involves frequent written and oral communication on complex matterswith internal and external parties in both languages.

**Additional Information**:
Equity, Diversity & Inclusion:
Accessibility:
Accommodations for persons with disabilities are available upon request for job applicants taking part in all aspects of the recruitment process.

PIPEDA:
We may collect, use or disclose your personal information for the purpose of establishing an employment relationship with you.