Vp/head of Credit
7 months ago
Are you a seasoned credit and risk professional with a passion for leveraging the best of both worlds between human and technology based resources? Do you enjoy being part of a team that is making a real difference to the success of small business owners? If so, read on. The VP/Head of Credit & Risk will work closely with our COO leading a team to build and optimize our risk-management strategies surrounding credit, compliance, fraud and funding risk. You will define our overall risk strategy, collaborating with key stakeholders to ensure repeatability & scalability.
**About the company**:
FundThrough is a leading fintech company accelerating cash flow and enabling growth for small and medium sized businesses that sell to large customers and wait to get paid. Based in Toronto and operating across North America, FundThrough’s AI-powered invoice funding platform gives B2B businesses fast, customized funding offers to get their invoices paid in a few days - rather than a few months - and get quick access to cash they’ve already earned.
**Responsibilities**:
- Lead a team of highly motivated individuals to build and optimize our risk-management strategies pertaining to: credit; fraud; compliance and factoring / funding risk.
- Develop and implement appropriate risk-management policies and procedures both cross functionally and at a leadership level.
- Engage and collaborate with Data Science and Analytics teams to develop models that drive growth while managing risk..
- Ensure the appropriate combination of human and machine decisioning is in place as needed in the onboarding, monitoring, client nurturing and collections processes.
- Guide strategy in partnership with Product, Engineering and Operations teams to identify and use external data and automation to drive effectiveness and efficiency.
- Effectively communicate & receive buy-in from cross functional partners (Client Success, Sales, Engineering, Data, and Product) to ensure risk strategies are developed, implemented and understood by all relevant parties.
**Requirements**:
- A passion for our mission of empowering small businesses to thrive.
- 7+ years experience in financial services risk management, with direct experience in SMB lending through the entire customer journey (i.e., onboarding, underwriting, monitoring, collections).
- Experience in developing and implementing credit,fraud & compliance risk strategy, policies, procedures, controls, etc.
- Quantitative background in engineering, statistics, math, or related disciplines.
- Track record of building and driving a data driven culture; Strong believer in test and learn.
- Proven ability to instill and drive data-driven culture, advocating for a test-and-learn approach Strong collaboration across diverse functions, including product, engineering, data science, sales and marketing.
- Comfortable working in a fast-paced environment and dealing with ambiguity.
**Bonus points**:
- Prior experience working in a start-up or scale-up.
**Benefits**
- Opportunity to leave your mark on a rapidly-growing startup
- An incredibly diverse team of brilliant minds from all over the world
- Competitive compensation, including stock options
- Health benefits
- Family-friendly policies
- Flexible work from home policy
- A fully stocked kitchen, birthday treats, and a lunch of your choice every week (one of our values is Fun & Food)
Our Downtown Toronto office is open and we encourage FundThrough’ers to use it. Based on business needs, teams may designate 1 or more work from office days for anyone located in the GTA.
**Please note: This role is posted in multiple locations. We are currently hiring for one open position that will be located somewhere in North America.
-
Associate, Credit Analysis
5 days ago
Toronto, Canada Shinhan Bank Canada Full timeThe Credit Analysis & Adjudication Department has the primary responsibility of managing of managing credit analysis and adjudication process of the Bank, in addition to supervising loan related legal procedures and asset soundness. The main function of department is asset quality and the reduction of financial risks for the Bank. The team is looking for a...
-
Vp Credit Risk
7 months ago
Toronto, Canada Chad Management Group Full timeVP Credit Risk & Analytics Cambridge ON With over $1Billion in loans funded, our client has helped hard-working Canadians with personalized money solutions with more flexibility than traditional banks across both its retail and digital channels. They are a member of the Canadian Consumer Finance Association, fully licensed lender with 110+ branches across...
-
Vp, Financial Management, Global Retail Credit Risk
7 months ago
Toronto, Canada Scotiabank Full timeRequisition ID: 195409 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. The VP contributes directly to the credit quality of Scotiabank’s Canadian and International Retail credit portfolios. In coordination with the business lines, this role is accountable for providing an independent and informed...
-
Credit Manager
7 days ago
Toronto, Canada Bank of China(Canada) Full time**Location**: Head Office, Markham **Report to**: Head of Credit Risk Management, Risk Management Department **Duties and Responsibilities**: - Perform thorough credit risk assessments / credit adjudication on credit proposals by reviewing the credit analysis conducted by account managers, completing an independent due diligence report on the financial...
-
Vp, Accounting
4 months ago
Toronto, Canada Stonewood Group Inc. Full timep>Our ClientOur client is a well-established transportation company with a head office in the Greater Toronto Area. p> To facilitate the retirement of a long-term senior manager of the organization, the company seeks a new VP Finance. The Role Based in the head office in the Greater Toronto Area, and reporting to and working very closely with the President,...
-
Vp & Treasurer
7 months ago
Toronto, Canada Navigatr Full timeNavigatr Group is a privately held company that invests in travel companies that elevate the customer experience and drive innovation. Our expansive and growing group of brands empowers seamless access to a comprehensive range of luxury travel options and services globally with over $1 billion transactions annually. Navigatr Group's goal is to create a more...
-
Vp, Head of Marine, Canada
3 weeks ago
Toronto, Canada Everest Re Group, Ltd. Full timeTitle: VP, Head of Marine, Canada Company: Everest Insurance Company Of Canada Job Category: Underwriting Job Description: At Everest, we hold ourselves accountable to advance diversity, equity and inclusion in our people, our skills, and our ideas. We prioritize building a workforce that spans cultures, backgrounds, and experiences at every level. This...
-
Vp, Retail Payments, Card Issuing
7 months ago
Toronto, Canada Scotiabank Full time**Requisition ID**: 188144 We are committed to investing in our employees and helping you continue your career at Scotiabank. **_ Please note that the role may be located in any of our offices in Latin America, Caribbean, Central America or Uruguay._** **_ Purpose_** The VP, Retail Payments, Card Issuing & Acquiring Business (The VP) provides strategic...
-
Head of Compliance
7 months ago
Toronto, Canada Central 1 Credit Union Full time**What we offer**: - Work-life flexibility - Hybrid work environment - One time allowance to set up your office for remote first employees - Variable annual incentive plan - Generous annual vacation allotment - Top-notch flexible benefits plan - Retirement Plan, matched contributions at 6% - Access to a learning platform and educational assistance support -...
-
Manager Community Credit
7 months ago
Toronto, Canada Vancouver City Savings Credit Union Full timeAs **VCIB Credit Manager** your role will be to provide expert guidance, advice and adjudication to Lenders enabling the execution of complex Commercial Real Estate, Impact and Renewable Energy loans. Within this role you will identify, design and implement innovative lending solutions, risk standards and adjudication criteria that enable emerging markets...
-
Senior Credit Risk Manager
1 week ago
Toronto, Ontario, Canada Royal Bank of Canada Full timeCompany OverviewRoyal Bank of Canada is a leading financial institution that prioritizes innovation and growth through diversity and inclusion. We strive to build an equitable workplace where employees can bring their true selves to work.SalaryWe offer a comprehensive Total Rewards Program, including bonuses and flexible benefits, with a competitive salary...
-
Head of Marketing
1 day ago
Toronto, Canada Parama Credit Union Full time**Head of Marketing** - Are you looking to make a difference in a dynamic, community-based financial institution with a strong commitment to its members? _ Parama Credit Union offers a complete range of modern financial products and services, accompanied by exceptional personalized service, no fee everyday banking and highly competitive interest rates....
-
Credit Manager
1 day ago
Toronto, Canada IPEX Group of Companies Full timeIPEX is one of the North American leading providers of advanced plastic piping systems. Our mission is to shape a better tomorrow by connecting people with water and energy. We currently have an exciting opportunity for a Credit Manager. **This role is based in our head office in Scarborough, ON, and reports to the Senior Corporate Credit Manager.** Do not...
-
Senior Strategic Leader
4 weeks ago
Old Toronto, Canada VP Infrastruktur Full timeVP Director Job DescriptionWe are seeking a highly skilled Senior Strategic Leader to oversee the strategic direction of our organization. As a key member of our executive team, you will be responsible for developing and executing a comprehensive plan that aligns with our overall goals and objectives.The ideal candidate will have extensive experience in...
-
Strategic Commercial Credit Expert
2 weeks ago
Toronto, Ontario, Canada Royal Bank of Canada Full timeJob OverviewWe are seeking an experienced Strategic Commercial Credit Expert to join our team at Royal Bank of Canada. As a key member of our Group Risk Management department, you will play a critical role in assessing commercial credit transactions and ensuring sound judgment and adherence to policy.About the Role:As a Strategic Commercial Credit Expert,...
-
Head of Payments Risk
7 months ago
Toronto, Canada Central 1 Credit Union Full timeCentral 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5...
-
Vp of Product
7 days ago
Toronto, Canada VendorPm Full timeVendorPM is on a mission to revolutionize the property management industry by being the first in Canada to offer a software-enabled marketplace helping owners and property managers better work with vendors. We transform vendor management - a process that is decentralized, tedious and out-of-date - and streamline it for efficiency and simplicity, all while...
-
Head of Residential Lending
1 month ago
Toronto, Canada Manulife Full timelocations - Toronto, Ontario - Waterloo, Ontario - Montreal, Quebec - time type - Temps plein - posted on - Publié aujourd'hui - time left to apply - Date de fin : 23 décembre 2024 (Il reste 12 jours pour postuler) - job requisition id - JR24120044 - The VP, Head of Residential Lending will lead the team responsible for the Bank's Residential Lending...
-
Vp Foodservice Sales
3 days ago
Toronto, Canada McCain Foods (Canada) Full time**Position Title**:VP Foodservice Sales **Position Type**: Regular - Full-Time **Position Location**:Toronto HQ **Requisition ID**: 16764 **Overall Purpose** Lead, engage and develop the global foodservice strategy through coaching, generous listening and influencing country presidents and VP’s, to ensure the financial commitments and actions for...
-
Vp Foodservice Sales
19 hours ago
Toronto, Canada McCain Foods (Canada) Full time**Position Title**:VP Foodservice Sales **Position Type**: Regular - Full-Time **Position Location**:Toronto HQ **Requisition ID**: 16764 **Overall Purpose** Lead, engage and develop the global foodservice strategy through coaching, generous listening and influencing country presidents and VP’s, to ensure the financial commitments and actions for...