Credit Analyst, Commercial Banking

4 months ago

Waterloo, Canada BMO Financial Group Full time

20 Erb Street West Waterloo Ontario,N2L 1T2

Facilitates decisioning and analysis of all types of credit information to support lending decisions and processes for the bank. Maintains and promotes a client service environment to satisfy and exceed customer needs and expectations. This role will make credit decisions and recommendations in accordance with sound credit-granting principles and in compliance with Bank Policies & Procedures.
- Identifies new sales opportunities for prospects and existing commercial clients through analysis.
- May participate in on-site client visits with other internal stakeholders.
- Maintains and promotes a customer service environment which meets and exceeds customer needs and expectations.
- Recommends credit according to sound credit-granting principles.
- Exercises individually held Commercial unilateral discretionary limits and any held prescribed approval discretionary limits.
- Supports the execution of strategic initiatives in collaboration with internal and external stakeholders.
- Evaluates clients’ ability to repay loans and consults on loan structure and collateral.
- Identifies trends in client activities which may be predictive of deteriorating credit quality.
- Performs periodic reviews of credit where more frequent monitoring may be appropriate.
- Understands borrower types typical in the high net worth market and their relation to collateral ownership, loan repayment, loan structure, etc.
- Grants loan requests within specified limits, using understanding of credit scoring and risk management concepts.
- Monitors covenants of clients within assigned portfolio to identify deteriorating credit conditions and compliance with loan agreement.
- Provides accurate financial analysis and risk assessment of new and existing customers.
- Partners with internal stakeholders for accurate, detailed client information.
- Develops credit information to make lending decisions on new, renewal and extension loans.
- Prepares summary, present facts and offer opinions concerning credit worthiness.
- Minimizes BMO’s risk exposure by adhering to internal credit policies and procedures with respect to lending decisions.
- Provides input into the planning and implementation of operational programs.
- Builds effective relationships with internal/external stakeholders.
- Focus is primarily on business/group within BMO; may have broader, enterprise-wide focus.
- Exercises judgment to identify, diagnose, and solve problems within given rules.
- Works independently on a range of complex tasks, which may include unique situations.
- Broader work or accountabilities may be assigned as needed.** Qualifications**:

- Typically between 4 - 6 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
- Technical proficiency gained through education and/or business experience.
- Verbal & written communication skills - In-depth.
- Collaboration & team skills - In-depth.
- Analytical and problem solving skills - In-depth.
- Influence skills - In-depth.
- Data driven decision making - In-depth.

**Compensation and Benefits**:
$51,800.00 - $96,500.00

**Pay Type**:
Salaried

The above represents BMO Financial Group’s pay range and type.

Salaries will vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents BMO Financial Group’s expected target for the first year in this position.

**We’re here to help**

At BMO we are driven by a shared Purpose: Boldly Grow the Good in business and life. It calls on us to create lasting, positive change for our customers, our communities and our people. By working together, innovating and pushing boundaries, we transform lives and businesses, and power economic growth around the world.

As a member of the BMO team you are valued, respected and heard, and you have more ways to grow and make an impact. We strive to help you make an impact from day one - for yourself and our customers. We’ll support you with the tools and resources you need to reach new milestones, as you help our customers reach theirs. From in-depth training and coaching, to manager support and network-building opportunities, we’ll help you gain valuable experience, and broaden your skillset.

  • Credit Analyst, Commercial Banking Distribution

    3 weeks ago

    Waterloo, Canada Scotiabank Full time

    Requisition ID: 206504 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Credit Analyst, Commercial Banking - Waterloo, Ontario** **Purpose** Contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed / delivered in support...

  • Credit Analyst, Commercial Banking Distribution

    3 weeks ago

    Waterloo, Canada Scotiabank Full time

       Requisition ID: 206504Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Credit Analyst, Commercial Banking - Waterloo, Ontario Purpose Contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed / delivered in support of...

  • Credit Analyst, Commercial Banking Distribution

    3 weeks ago

    Waterloo, Canada Scotiabank Full time

    Requisition ID: 206504 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Credit Analyst, Commercial Banking - Waterloo, Ontario Purpose Contributes to the overall success of the Commercial Bank in Canada, ensuring specific individual goals, plans, initiatives are executed / delivered in support...

  • Credit Analyst

    3 months ago

    Waterloo, Canada Equitable Life of Canada Full time

    Credit Analyst Waterloo, ON, Canada Req #2353 Thursday, July 4, 2024 At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a...

  • Senior Commercial Banking Director

    5 days ago

    Waterloo, Canada National Bank of Canada Full time

    p>A career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects.Identify and develop business opportunities in your market, increase your...

  • Senior Commercial Banking Director

    5 days ago

    Waterloo, Canada Banque Nationale du Canada Full time

    div>Area of Interest: Advisory services, Commercial bankingA career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects.Your role:Identify and...

  • Credit and Collections Analyst

    3 months ago

    Waterloo, Canada Teledyne FLIR Full time

    Be visionary Teledyne Technologies Incorporated provides enabling technologies for industrial growth markets that require advanced technology and high reliability. These markets include aerospace and defense, factory automation, air and water quality environmental monitoring, electronics design and development, oceanographic research, deepwater oil and gas...

  • Senior Commercial Banking Director

    4 weeks ago

    Waterloo, Canada National Bank of Canada Full time

    A career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects. Your role: Identify and develop business opportunities in your market, increase...

  • Senior Commercial Banking Director

    2 months ago

    Waterloo, Canada National Bank Full time

    A career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects. Your role: Identify and develop business opportunities in your market, increase...

  • Senior Commercial Banking Director

    1 month ago

    Waterloo, Canada National Bank of Canada Full time

    A career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects. Your role: Identify and develop business opportunities in your market, increase...

  • Senior Commercial Banking Director

    1 month ago

    Waterloo, Canada National Bank of Canada Full time

    A career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects. Your role: Identify and develop business opportunities in your market, increase...

  • Student Representative

    3 months ago

    Waterloo, Canada Libro Credit Union Full time

    Career Opportunity Libro is growing - and Libro is hiring. Our expansion plans include a series of new hires across southwestern Ontario. Take a look. Careers - Job Opportunities With Libro Credit Union | Libro Who We Are Imagine working for an organization where every employee and customer is an Owner. No matter which type, everything we do at Libro is...

  • Senior Commercial Banking Director

    4 weeks ago

    Waterloo, Canada Banque Nationale du Canada Full time

    Area of Interest: Advisory services, Commercial bankingA career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects.Your role:Identify and...

  • Senior Commercial Banking Director

    2 months ago

    Waterloo, Canada Banque Nationale du Canada Full time

    Area of Interest: Advisory services, Commercial bankingA career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects.Your role:Identify and...

  • Senior Commercial Banking Director

    2 months ago

    Waterloo, Canada Banque Nationale du Canada Full time

    Area of Interest: Advisory services, Commercial bankingA career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your clients for their financial projects.Your role:Identify and...

  • Senior Commercial Banking Director

    2 months ago

    Waterloo, Canada National Bank Full time

    Attendance On-Site Job Number 21699 Category Senior Professional Status: Permanent Type of Contract Permanent Schedule: Full-Time Full Time / Part Time? Full-Time Posting date 17-Jul-2024 Location: Waterloo, Ontario City Waterloo Province/State Ontario Area of Interest: Advisory services, Commercial banking A career as a Commercial Banking Director at...

  • Senior Commercial Banking Director

    4 weeks ago

    Waterloo, Canada National Bank Full time

    Attendance On-Site Job Number 21699 Category Senior Professional Status: Permanent Type of Contract Permanent Schedule: Full-Time Full Time / Part Time? Full-Time Posting date 04-Sep-2024 Location: Waterloo, Ontario City Waterloo Province/State Ontario Area of Interest: Advisory services, Commercial banking A career as a Commercial Banking Director at...

  • Senior Commercial Banking Director

    5 days ago

    Waterloo, Canada National Bank Full time

    Attendance On-Site Job number 21699 Category Senior Professional Status: Permanent Type of Contract Permanent Schedule: Full-Time Full Time / Part Time? Full-Time Posting date 04-Sep-2024 Location: Waterloo, Ontario City Waterloo Province/State Ontario Area of Interest: Advisory services, Commercial banking A career as a Commercial Banking Director at...

  • Senior Commercial Banking Director

    3 weeks ago

    Waterloo, Canada Banque Nationale du Canada Full time

    Area of Interest: Advisory services, Commercial banking A career as a Commercial Banking Director at National Bank means being responsible for growing the portfolio of business clients assigned to you. Your complex and varied duties will help you rapidly become the go-to resource person to your cli

  • Bank - Bilingual Collections Analyst

    2 weeks ago

    Waterloo, Canada Manulife Insurance Malaysia Full time

    Bank - Bilingual Collections Analyst Manulife Bank is seeking a bilingual Collections Officer who enjoys using their communication, negotiation, analytical, interpretive, and problem-solving skills to resolve the full suite of Manulife bank consumer products in default. This individual will have 1-3 years previous collection experience (preferably with...