Recoveries Officer

1 month ago

Mississauga, Canada Royal Bank of Canada Full time

**Come Work with Us**

At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose.

Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work that matters in the world, in an environment built on teamwork, service, responsibility, diversity, and integrity.

**Job Title**

Recoveries Officer

**What's the opportunity?**

The Recoveries Officer is responsible for recovering outstanding balances on Personal Loans and Card Products, utilizing RBC Credit Management & Recoveries methodologies. Analyze all client information available and to assess the maximum recovery potential by providing repayment options to clients, recommendations for litigation or third party collection agencies.

**Please Note**: This position will be a hybrid role, and will be based out of the Mississauga RBC office location.

**What will you do?**
- Initiate outbound calls and receive incoming client calls
- Identify risk situations and escalate if and when appropriate
- Provide recommendations for litigation or third party collection activity in cases where the liability status could not be recovered through normal collection activity
- Maintain a balance between quality Customer Care and effective negotiation techniques
- Embrace the service routines, goal setting and performance enablement
- Take ownership and resolve issues, ensuring operational risk mitigation and compliance are achieved
- Act as a referral point for other team members, in order to deliver a seamless, simpler, faster, and a better client experience
- Foster collaboration within your team and convergence across partners to support RBC’s One Client, One Bank vision

**What do you need to succeed?**

**Must-have**
- 2+ years Recoveries/Collections experience
- Strong written and verbal communication skills
- Proficient in using MS Excel, Word and Outlook
- Proven negotiation, analytical and decision making ability
- Strong Organizational and Multi-tasking skills
- Strong understanding of the balance between customer service and business risk mindset
- Able to work the set shift of 3pm to 11:00pm, Monday to Friday

**Nice-to-have**
- Knowledge of CAC's, CASPER, OLBB, OLMS, TS2, Sales Platform, Bankruptcy & Collection Highways
- Knowledge of Personal Products, Loans, Mortgages, Overdrafts and Business Products
- Previous experience in managing a portfolio
- Bilingual English and French

**What’s in it for you?**

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.
- A comprehensive Total Rewards Program
- Leaders who support your development
- Ability to make a difference and lasting impact
- Opportunity to take on progressively greater accountabilities
- RBC is committed to supporting flexible work arrangements when and where available. Details to be discussed with Hiring Manager_.

**Job Summary**

**Address**:
MISSISSAUGA, Ontario, Canada

**City**:
CAN-ON-MISSISSAUGA

**Country**:
Canada

**Work hours/week**:
37.5

**Employment Type**:
Full time

**Platform**:
Personal and Commercial Banking

**Job Type**:
Regular

**Pay Type**:
Salaried

**Posted Date**:
2023-05-18

**Application Deadline**:
2023-06-08

**I**nclusion** and Equal Opportunity Employment**

At RBC, we embrace diversity and inclusion for innovation and growth. We are committed to building inclusive teams and an equitable workplace for our employees to bring their true selves to work. We are taking actions to tackle issues of inequity and systemic bias to support our diverse talent, clients and communities.

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