Credit Analyst

1 month ago

Hamilton, Canada Scotiabank Full time

Requisition ID: 207845

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

Credit Analyst (casual)

Contributes to the overall success of the Lending Services department of Scotia Dealer Advantage in Canada ensuring specific individual goals, plans, initiatives are executed and delivered in support of the team’s business strategies and objectives. Ensures all activities conducted are in compliance with governing regulations, internal policies and procedures.

**Is this role right for you? In this role, you will**:

- Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
- Contributes to loan growth and profitability by:

- Ensures sound and timely due diligence in loan underwriting by:

- Referring exception credit situations to the Manager, Credit as required for speedy escalation and equitable resolution through Global Risk Management/ACE (Adjudication Centre of Expertise).
- Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
- Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
- Champions a high performance environment and implements a people strategy that attracts, retains, develops and motivates their team by fostering an inclusive work environment; communicating vison/values/business strategy and managing succession and development planning for the team

**Do you have the skills that will enable you to succeed in this role? We’d love to work with you if you have**:

- Direct experience in prime or non-prime financing adjudication preferred.
- Strong attention to detail
- Superb written and verbal communication skills.
- Experience in credit analysis.
- Working conditions_
- Work in a standard office-based environment; non-standard hours are not a common occurrence.
- Training is full-time for up to the first 12-weeks.
- ** **Operating hours (you will be scheduled within these times):
- Monday - Thursday 7:30am to 11:00pm EST
- Friday 7:30am - 9:00pm EST
- Saturday 9:00am - 8:00pm EST
- Sunday 10:00am - 7:00pm EST

Location(s): Canada : Ontario : Hamilton || Canada : Alberta : Calgary || Canada : British Columbia : Burnaby || Canada : British Columbia : Vancouver || Canada : Quebec : Anjou

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

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