Full-time Mortgage Underwriter

1 week ago


London, Canada KINGSDALE MORTGAGE CENTRE INC. Full time

Kingsdale Mortgage Centre (#13585) is a proud member of the Kingsdale Group, a real estate conglomerate with 20 years of industry experience in real estate brokering, commercial development, and marketing. We’re not just another brokerage; by joining Kingsdale Group, you tap into a legacy of expertise and a network designed for your success, with unique advantages that few others can match. We proudly partner with 70+ mainstream lenders and over 50+ MICs & Private Lenders, ensuring you secure the ideal funding solutions for your clients, especially in commercial real estate.

At Kingsdale, we’re reimagining what it means to work for a brokerage. We understand that your success is our success, which is why we’ve built a model that truly benefits agents.

**Responsibilities**:

- **Collaboration with Fulfillment Officers**: Work closely with fulfillment officers to collect outstanding documents and satisfy any conditions as per the mortgage commitment.
- **Process Coordination**: Follow up with all parties involved in the mortgage process to ensure 100% coordination and a smooth transaction from start to finish.
- **Loan-to-Value (LTV) Analysis**: Perform thorough loan-to-value analysis to assess risk and compliance with underwriting guidelines.
- **GDS/TDS Cash Flow Review**: Review Gross Debt Service (GDS) and Total Debt Service (TDS) ratios and analyze borrower cash flow to ensure financial stability.
- **Review of Agreements and Appraisals**: Review Purchase & Sale Agreements, order appraisals, and thoroughly review appraisal reports to assess property value and risk.
- **Income Document Familiarity**: Ensure a thorough understanding of key income documents, including T4s, T1s, and Notices of Assessment (NOAs), to evaluate borrower eligibility.
- **Client and Stakeholder Relations**: Maintain positive relationships with clients, lenders, third-party vendors, and other stakeholders throughout the underwriting process.
- **Networking & Representation**: Represent Kingsdale Mortgage at industry conferences, conventions, and other networking events to strengthen relationships and enhance brand presence.

**Qualifications**:

- Proven experience in **mortgage underwriting**, with a strong understanding of residential lending.
- **Mortgage Agent license** is required for this position. If you do not currently hold a license but are willing to obtain it within a short timeframe, we encourage you to apply.
- Excellent communication and negotiation skills, with the ability to build rapport and trust quickly.
- Self-motivated and results-driven, with a passion for deal origination and a commitment to client satisfaction.
- Ability to thrive in a fast-paced, commission-driven environment, with a proactive approach to closing deals.
- **Full-time, onsite availability** is required for this role.

Additional pay:

- Commission pay

**Benefits**:

- Company events
- Flexible schedule
- Work from home

Schedule:

- 8 hour shift
- Day shift
- Monday to Friday

Pay: From $20.03 per hour

Expected hours: 40 per week

Additional pay:

- Bonus pay
- Commission pay

**Benefits**:

- Company events
- On-site parking

Flexible language requirement:

- French not required

Schedule:

- 8 hour shift
- Monday to Friday

Work Location: In person

Expected start date: 2025-01-01



  • London, Canada Y Mortgage - Mortgage Alliance Full time

    **Company Overview**: Join our dynamic and fast-growing team! We are a well-established mortgage brokerage firm committed to providing excellent service to our clients. We are seeking a skilled Residential Mortgage Underwriter to join us on a 4-month contract basis to help support our growing operations. **Job Summary**: **Key Responsibilities**: - Analyze...

  • Mortgage Underwriter

    6 months ago


    London, Canada Breezeful Full time

    Breezeful is now permanently remote and working towards a future that is digital by default. **Who are we?** We are a tech-driven mortgage brokerage operating nationwide, with a strong presence in ON, BC, AB, NS, and NB. We are proudly backed by Broker One, boasting an impressive mortgage volume that exceeds $4 billion. **Who are we looking for?** We're...


  • London, Canada Stiller group Inc Full time

    Responsibilities: - Conduct thorough analysis by evaluating credit, income, debt, and collateral - Utilize mathematical calculations to assess loan-to-value ratios, debt-to-income ratios, and other financial metrics - Verify accuracy of applicant's financial information and documentation - Collect and analyze data to make proposals - Collaborate with lender...

  • Mortgage Specialist

    3 months ago


    London, Canada Scotiabank Full time

    Requisition ID: 208226 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Join us as we build a high-performing, purposed driven, winning sales team, anchored by an inclusive, client-focused culture. **Job Purpose**: We are currently seeking a passionate and results-driven Home Financing Advisor (HFA) to...

  • Mortgage Specialist

    5 months ago


    London, Canada Scotiabank Full time

       Requisition ID: 189501Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Join us as we build a high-performing, purposed driven, winning sales team, anchored by an inclusive, client-focused culture.  Job Purpose: We are currently seeking a passionate and results-driven Home Financing Advisor (HFA)...

  • Mortgage Advisor

    6 months ago


    London, Canada Scotiabank Full time

    Requisition ID: 189501 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Job Purpose**: As a Home Financing Advisor (HFA) you will be responsible for maximizing the development of residential mortgage business from third party referral sources such as real estate agents, lawyers, financial planners,...

  • Mortgage Advisor

    6 months ago


    London, Canada Scotiabank Full time

    Requisition ID: 189501 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. **Job Purpose**: As a Home Financing Advisor (HFA) you will be responsible for maximizing the development of residential mortgage business from third party referral sources such as real estate agents, lawyers, financial planners,...

  • Mortgage Agent

    7 months ago


    London, Canada Shelto Inc. Full time

    **This is a purely a commission based employment** **This job needs Mortgage Agent License or Completion of Mortgage Agent Course** **If you DO NOT have any one of above, please DO NOT Apply** Are you a new or an experience Mortgage Agent, looking for a brokerage who can help you with step-by-step process to learn, and establish in Mortgage...

  • Mortgage Specialist

    1 month ago


    London, Canada BMO Financial Group Full time

    377 Southdale Road West London Ontario,N6J 4G8 Join BMO - imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role - helping...

  • Mortgage Specialist

    2 months ago


    London, Canada BMO Financial Group Full time

    1285 Fanshawe Park Rd W London Ontario,N6G 5B4 Join BMO - imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mortgage Specialist can offer you all that and much more. Expect to fill an important and rewarding role - helping...


  • London, Canada Royal Bank of Canada Full time

    **Job Summary** **What is the opportunity?** As a Mortgage Specialist assistant you will support a top producing Mortgage Specialist in meeting sales objectives and related activities by providing value added administrative service and support. Provides primarily responsive client contact management. Develops relationships with service partners to ensure...

  • Commercial Underwriter

    7 months ago


    London, Canada Aviva Full time

    Aviva Canada Inc. has an excellent opportunity in our commercial insurance business unit. Our Commercial Insurance Branch located in London, ON, has opportunities for Commercial Lines Underwriters. As a Middle Market Underwriter, the accountability in this role is to drive profitable growth through quality underwriting with a middle market commercial focus,...

  • Commercial Underwriter

    6 months ago


    London, Canada Aviva Full time

    Aviva Canada Inc. has an excellent opportunity for an Undderwriter Property and Casualty Commercial Lines Underwriters with our Medium Enterprise Insurance team at our Commercial Insurance Branch in London ON. As part of the Medium Enterprise team, you will service a portfolio of core commercial insurance business requiring a proven underwriting ability and...

  • Commercial Underwriter

    3 months ago


    London, Canada Aviva Full time

    As an Underwriter you will service a portfolio of commercial insurance business requiring a proven underwriting ability and a dedication to customer service perfection. You will be involved in the underwriting of small commercial property and casualty accounts, with premiums up to $7,500, as well an opportunity to showcase your commercial underwriting...

  • Mortgage Advisor

    1 month ago


    London, Canada BMO Full time

    Application Deadline: 11/29/2024 Address: 1315 Commissioners Rd E Job Family Group: Retail Banking Sales & Service Join BMO – imagine the possibilities. Are you looking for a chance to let your entrepreneurial spirit shine and turn potential into performance with great earning possibilities? Becoming a BMO® Mortgage Advisor can offer you all that and...


  • London, Canada Royal Bank of Canada> Full time

    Job SummaryJob DescriptionWhat is the opportunity?As a Mortgage Specialist assistant you will support a top producing Mortgage Specialist in meeting sales objectives and related activities by providing value added administrative service and support. Provides primarily responsive client contact management. Develops relationships with service partners to...

  • Mortgage Specialist

    6 months ago


    London, Canada BMO Financial Group Full time

    377 Southdale Road West London Ontario,N6J 4G8 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective...

  • Mortgage Specialist

    6 months ago


    London, Canada BMO Financial Group Full time

    1255 Highbury Ave North London Ontario,N5Y 1B2 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective...

  • Mortgage Specialist

    7 months ago


    London, Canada BMO Financial Group Full time

    270 Dundas Street London Ontario,N6A 1H3 Cultivates, builds, and manages relationships with a third-party network of referral sources to build a pipeline of new mortgage business and increase BMO’s share of the home financing market. Actively identifies sales opportunities and refers to BMO colleagues as appropriate. Develops and executes effective...


  • London, Canada Canada Life Assurance Company Full time

    **Job Description**: We are looking for a **Group Insurance Underwriting Analyst** The Group Underwriting department is responsible for assessing the risk and making decisions associated with the sale of an employer benefits plan, amendments to that plan and the annual renewal of the plan. And, at times, provide annual financial reports to clients about...