Mortgage Underwriter

Breezeful is now permanently remote and working towards a future that is digital by default.

**Who are we?**

We are a tech-driven mortgage brokerage operating nationwide, with a strong presence in ON, BC, AB, NS, and NB. We are proudly backed by Broker One, boasting an impressive mortgage volume that exceeds $4 billion.

**Who are we looking for?**

We're seeking a dedicated and experienced Mortgage Underwriter to join our thriving team. As a key player in our organization, you'll play a crucial role in shaping our clients' dreams of homeownership into reality. If you possess a keen eye for detail, an analytical mindset, and a passion for financial excellence, we want to hear from you

**Responsibilities**:

- **Financial Expertise**: Analyze borrower credit profiles, income, assets, and collateral adeptly to determine loan eligibility. Guide clients through financial complexities for optimal loan choices.
- **Risk Assessment**: Utilize proficiency in financial metrics to assess risk, determine suitable loan amounts, and inform prudent lending decisions that safeguard clients and our business.
- **Regulatory Compliance**: Uphold ethical standards through deep comprehension of industry regulations and company policies. Stay current in the evolving landscape, ensuring responsible brokerage practices.
- **Mentorship**: Guide and nurture junior mortgage brokers as a senior team member
- **Tech Proficiency**: Efficiently handle data entry tasks using Filogix. Enhance accuracy and operational efficiency.
- **Autonomous Interaction**: Independently engage with brokers and customers in specific instances, ensuring exceptional customer experiences through clear communication and adept problem-solving.

**Qualifications**:

- 2+ years of experience as a Mortgage Underwriter
- A successful track record in sales
- Bilingual/multilingual considered a great asset
- Experience with Filogix
- Underwriting experience
- Retail banking experience as a mortgage specialist is an asset
- Able to multi-task

**What we Offer**:

- Career growth within the company - team lead positions available
- Contribute to shaping our digital mortgage platform with your ideas
- Direct access to management
- Exceptional and ongoing training and mentorship
- Company events
- And many more benefits

**Compensation**:

- This role is highly commissioned but includes a min. draw salary base.

**Salary**: $40,000.00-$80,000.00 per year

**Benefits**:

- Company events
- Flexible schedule
- Work from home

Flexible Language Requirement:

- French not required

Schedule:

- Monday to Friday
- Weekends as needed

Supplemental pay types:

- Commission pay

Application question(s):

- Do you have at least 2 years of underwriting experience? (note: applicants without underwriting experience will not be considered).
- Have you underwritten for a team of agents at a brokerage?
- What is the name of the brokerage that you currently or previously underwrite for?

Work Location: In person