Bilingual Credit Analyst

4 days ago

Toronto, Canada Quantum Management Services Ltd. Full time

Salary: Competitive and based on experience Job Type: Permanent Our client, a leading Canadian financial services organization, is currently seeking a Bilingual Credit Analyst to join their team in Etobicoke. In this role, you will conduct credit-based assessments for prospective and existing merchants while providing support on credit-related inquiries. You’ll help ensure financial risk is minimized by applying established underwriting criteria and completing thorough reviews of merchant applications and flagged accounts. What You’ll Do Review and adjudicate merchant applications using established credit policies. Conduct re-assessments for merchants needing line increases or flagged for fraud-related concerns. Perform credit risk evaluations on high-risk merchants to ensure compliance with credit, fraud, regulatory, and legal requirements. Analyze personal, business, and financial information to support credit decisions. Collaborate with internal teams on credit training, fraud detection, and monitoring activities. Support complex merchant setups by explaining credit policies and decisions. Partner with the Fraud team to monitor high-risk merchant activity. Provide backup support to Credit Analysts during peak periods or special projects. Complete additional tasks as needed while adhering to corporate policies. What You Bring 1–3 years of related experience. Degree in Business, Finance, Accounting, or equivalent experience. Fluency in both French and English. Experience with personal or commercial credit bureaus and/or financial statement analysis. Payment industry experience is an asset. Strong analytical, communication, organizational, and time-management skills. Proficiency in MS Office and the ability to think critically and creatively. What’s Offered Performance bonuses and flexible benefits. Retirement programs with company contributions. Access to learning platforms, mentorship, and internal mobility opportunities. Wellness support including virtual healthcare and employee assistance programs. Hybrid work options, paid time off programs, and work-from-abroad flexibility. Employee discounts, banking perks, and recognition programs. To apply, please send your resume to Christina Cerra at christina.cerra@quantum.ca. #J-18808-Ljbffr

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