Manager Finance, Unsecured Lending

1 month ago

Old Toronto, Canada Scotiabank Full time

Requisition ID: 200673
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

As Manager Finance, Unsecured Lending, you will work closely with business partners and a diverse set of stakeholders providing FP&A support and delivering strategic advice that solves business/reporting challenges. The successful candidate is extremely curious and action oriented with an ability to drive results in a highly collaborative manner. In fostering relationships with business partners, the Manager will focus on fully understanding business drivers and the underlying financial results, while relentlessly pursuing value generating insights. Reporting to the Senior Manager of Finance, the Manager is responsible for transparent communication of financial results and analysis and all forecasting and budgeting related activities to the Unsecured Lending Business.

Is this role right for you? In this role, you will:

  • Monthly & Quarterly Financial Reporting & Analysis
    • Support key stakeholders with analysis of the Unsecured Lending's P&L, Balance Sheet and business drivers and Key Performance Indicators (Net Interest Income, Net Interest Margin, Credit Losses, Expenses, etc.)
    • Identify main drivers of interest profit and expenses at the business unit and product levels
    • Run monthly reasonability analysis to guarantee accurate month-end closing
    • Provide meaningful and relevant analysis and commentary for the monthly and quarter-end reporting (including Blue Book) and other Management Reporting
    • Present the Monthly/Quarterly financial results to the business line
    • Generate month-end reporting materials for Senior Management
  • Responsible for planning, forecasting and analysis of Unsecured Lending's full P&L and Balance Sheet. Including the annual profit plan, quarterly and monthly forecast and the 5-Year Outlook
    • Ensure the timely collection of data and actuals reporting to support forecasting
    • Review assumptions and complete analysis to ensure accuracy and completeness of deliverables and understand the impacts to relevant performance metrics of the business
    • Coordinate and communicate deliverables within the Business Line and Finance
    • Collaborate with the Business to prepare meaningful commentary against submitted forecasts and plans
    • Coordinate and present monthly Key Risks & Opportunities with the Unsecured Lending business partners
    • Respond to inquiries from business line partners, finance and other key stakeholders
  • Strong Business Partner – Build and leverage sound relationships with key business partners and stakeholders to further improve profitability by helping the business identify blind spots and see around corners
  • Expert user of financial reporting, planning and forecasting systems and tools, including EGL/OBI/Smartview, PEAK, Excel and Power Point
  • Provide finance support and analysis on strategic projects including revenue opportunities, strategic transactions, new product/program offerings, amongst many other initiatives
  • Maintain an effective system of internal controls over the planning, forecasting and reporting processes and ensure that any SOX controls are addressed
  • Identify and implement process improvements and leverage digital solutions to seek ways to enhance the profit planning and forecasting processes which can include, streamlining of operational processes, enhancement to analytical capabilities, reduction in operational risk, and resolving issues related to data inconsistency among the various systems and processes
  • Create detailed job-aid documentation, training materials, desktop procedures and documentation of the current reporting and forecasting processes

Do you have the skills that will enable you to succeed in this role? - We'd love to work with you if you have:

  • Post-Secondary degree in Finance, Accounting, Mathematics, Economics or related field
  • Minimum 3 to 5 years FP&A experience
  • Advanced skills with Microsoft Excel, PowerPoint, and Power BI
  • MBA, CFA or CPA
  • Proficiency with data management tools
  • Knowledge of the Bank's source and reporting system and asset (i.e. Smartview, OBI, PEAK)
  • A solid understanding of accounting, financial and management reporting principles
  • Strong data management and modelling skills; ability to build financial models and dashboards
  • Understanding of banking financial statements, profitability drivers within Canadian Banking, including knowledge of Retail Lending products
  • Excellent communication skills; ability to communicate findings/analysis and present ideas in a clear and concise manner
  • Ability to multi-task, work independently and deliver high-quality results under very tight deadlines; continuously asses priorities and business requirement, and balance between regular deliverables and priority Executive requests
  • Ability to work effectively and achieve results in a matrix organization
  • Ability to work as part of a team and independently
  • Strong analytical, interpersonal, communication and organizational skills
  • Demonstrated leadership skills and stewardship capabilities in a complex and changing environment
  • An understanding of portfolio management and drivers of Net Interest Income and Net Interest Margin; including Product Pricing/Yields, Funds Transfer Pricing methodologies and balance sheet mix and capital management concepts considered an asset

What's in it for you?

  • An inclusive & collaborative working environment that encourages creativity, curiosity, and celebrates success
  • We offer a competitive rewards package: Performance bonus, Employee Share Ownership Program, and Pension Plan Matching, Health Benefits from day one
  • Your career matters You will have access to career development and progression opportunities.

#scotiafinancejobs

Location(s): Canada : Ontario : Toronto
Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.
At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.

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