Senior Manager, Payments

Senior Manager, Payments - EFTR, TDS Operations page is loaded Senior Manager, Payments - EFTR, TDS Operations Apply remote type Hybrid locations Toronto, Ontario time type Full time posted on Posted 2 Days Ago job requisition id R_1339097

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Pay Details:

We’re committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Job Description :

TD Securities (TDS) is one of the world's leading financial institutions. It provides a full suite of products and services to corporate, retail, and institutional clients. TD employees are unique individuals whose varied talents and experiences bring value to the way they deliver for the franchise. Whether you are analytical or creative, business savvy or a people person, TD provides an ideal opportunity to succeed.
The Payment and Data Product Excellence team, part of the Global Operations and Business Services unit, is responsible for the strategy and execution of Global Payments, with a focus on initiatives that create business value while building toward our Payments Platform target state vision. The team is charged with ownership of the Payments Platform and associated capabilities that can be leveraged across all lines of business, in all of the markets that TD participates in (Global Markets,  Corporate and Investment Banking, Global Transaction Banking, Commercial and Business Banking, and Retail Banking).   
We are seeking a highly experienced, innovative Payments Risk Product Owner. You will drive efforts related to both improving and developing AML and compliance processes for Payments products to address gaps/risks identified across all Payments Compliance area. You will work closely with senior leadership, manage multiple workstreams, and employ your expertise in ensuring that our Payments platform is effective and efficient and able to achieve business results while also staying at the highest levels of compliance. You will work with other TD groups to help build innovative scalable AML/ compliance systems, policies and internal controls. 
 

Job Requirements :

Drive end-to-end requirement to comply with Anti-Money Laundering and Anti-Terrorist Financing (AML/ATF) Legislation, Sanctions.

Support new product launches and cross-functional initiatives driven by Regulatory requirements and payment platform initiatives, by: i) Understanding product risks and regulatory requirements ii) Defining controls requirements to mitigate the risk ii) Driving the controls implementation through collaboration with partners across product, tech, QA, Compliance, Data and Operations teams to build effective AML process/rules across payments products.

Own the strategy to leverage various detection and deterrent tactics for sanctions screening, rules orchestration, alerts, regulatory reporting, ex-ante and ex-post techniques to minimize the bank’s exposure.

End-to-end business analysis over project lifecycle, developing user stories, acceptance and exit criteria, test cases, business capability maps and implementation roadmaps

Identify and document stakeholder requirements to meet or exceed critical product SLAs while meeting our rigorous risk and compliance standards.

Clearly summarize, document, and communicate findings and recommended action items in a timely manner to compliance management and/or other internal stakeholders when appropriate.

Maintains a culture of risk management and control, supported by effective processes and sound infrastructure an in alignment with risk appetite.

Work closely with subject matter experts, engineering, and additional stakeholders to own the Sanctions and AML products beginning to end: vision, rollout, and backlog.

Partner with multiple teams in an agile delivery environment, including Channels, Payments, Core Banking, and Data product teams.

Manage engagement of key stakeholders and drive adoption of recommendations and solutions

Deliver quality deliverables and manage to aggressive timelines, managing concurrent priorities and projects.

Be part of a high performing team and drive successful implementations.

Additional Information :

Bachelor's degree or work experience equivalent to Bachelor's degree required

7+ years' experience required.

Knowledge and understating of the complete life cycle of payment rails, e.g., SWIFT wire payments, CHIPs, FED, ACH, inclusive and not limited to many payment rails and the inter-related components e.g., SWIFT; risk/compliance, data modelling, analytics/metrics, ISO20022 Standard etc.

Experience as a Product Owner or senior BA in an Agile Software Development Methodology with end-to-end experience over a project lifecycle, including creating high level requirements, business process maps, business capability maps, user stories, acceptance and exit criteria, test cases and test data

Working knowledge of product development architecture

Ability to prioritize effectively

Excellent analytical skills in assessing risk, issues and challenging the status quo

Exceptional written and verbal communications with experience influencing senior stakeholders.

Experience executing projects requiring cross-organizational alignment and prioritization.

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Who We Are

TD Securities offers a wide range of capital markets products and services to corporate, government, and institutional clients who choose us for our innovation, execution, and experience. With more than 6,500 professionals operating out of 40 cities across the globe, we help clients meet their needs today and prepare for tomorrow. Our services include underwriting and distributing new issues, providing trusted advice and industry-leading insight, extending access to global markets, and delivering integrated transaction banking solutions. In 2023, we acquired Cowen Inc., offering our clients access to a premier U.S. equities business and highly-diverse equity research franchise, while growing our strong, diversified investment bank. We are growth-oriented, people-focused, and community-minded. As a team, we work to deliver value for our clients every day.

Our Total Rewards Package
Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more
 

Additional Information:
We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home.

Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements.
 
Colleague Development 
If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals.
 
Training & Onboarding
We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role.

Interview Process 
We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

 
Accommodation 
Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process.

We look forward to hearing from you

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Our Values
At TD we’re guided by our purpose to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.

Our Commitment to Diversity, Equity, and Inclusion
At TD, we’re committed to fostering an environment where all colleagues are encouraged to bring their authentic selves to work, experience equitable opportunities, and feel respected and supported. We’re dedicated to building an inclusive workforce that reflects the diversity of the customers and the communities in which we live and serve.

Helping to Make an Impact in Communities – TD Ready Commitment
TD has a long-standing commitment to help drive progress towards a more inclusive and sustainable future. That’s why we launched the TD Ready Commitment in 2018, now a multi-year North American initiative. Under the TD Ready Commitment, we are targeting a total of C$1 billion by 2030 in community giving across four key, interconnected drivers of change: Financial Security, Vibrant Planet, Connected Communities, and Better Health. It’s our goal to help support change, nurture progress, and contribute to making the world a better, more inclusive place for our customers, colleagues, and communities. Learn more: Canada | US | Europe & Asia Pacific