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Credit Analyst II

3 months ago


Brossard Quebec HN, Montréal, Canada TD Bank Full time

Work Location: Canada

Hours: 37.5

Line of Business: Credit Management

Pay Details: We're committed to providing fair and equitable compensation to all our colleagues. As a candidate, we encourage you to have an open dialogue with a member of our HR Team and ask compensation related questions, including pay details for this role.

Job Description:

Department Overview: TD Commercial Banking services the unique needs of Canadian businesses, customizing a broad range of products. As part of the Commercial Banking team, the Analyst Commercial Banking will provide credit writing support to a Relationship Manager who is the face of the Bank to our customers. The position reports to a Manager Commercial Credit who will coordinate workflow and provide coaching on credit structure, pricing, and presentation.

Responsibilities:

  1. The Analyst Commercial Banking works on a two-person team with a Relationship Manager, jointly managing a portfolio of approximately 60 mid-market accounts with a moderate to high level of complexity.
  2. Responsible for much of the credit writing for the team, structuring credits appropriately to meet customer needs and address perceived risk.
  3. Completes necessary due diligence and produces reviews and risk ratings that reflect knowledge of Bank policies and procedures.
  4. Pro-actively monitors trends and conditions of accounts and develops action plans for problem situations.
  5. Delivers consistent and timely service to customers and assists the Commercial Banking management team in resolving customer problems with an innovative approach.

Job Requirements:

In addition to your undergraduate degree in business or relevant professional designation, you ideally have 2-3 years of experience as a Financial Analyst or Account Manager in a business or banking environment. Alternatively, you may have experience in another profession that supports the needs of business and are looking for an opportunity to add value from a different perspective. You have well-developed analytical and relationship management skills and look forward to developing them further in this role.

Who We Are: TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States, and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities, and colleagues.

Our Total Rewards Package: Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more

Additional Information: We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home.

Colleague Development: If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities.

Training & Onboarding: We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role.

Interview Process: We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call.

Accommodation: Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. We look forward to hearing from you

Language Requirement: This position requires proficiency in a language other than French to support or deal with employees or colleagues who require services and support in a language other than French.

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