Credit Analyst Ii

6 months ago

Brossard, Canada TD Bank Full time

**Credit Analyst II**:

- 431874BR

**Job Category - Primary**
- Commercial Banking

**Work Location**
- 4805 Lapiniere Blvd

**Employment Type**
- Regular

**City**
- Brossard

**Time Type**
- Full Time

**Province/State**
- Quebec

**Hours**
- 37.5

**Workplace Model**
- Hybrid

**Pay Details**

**Department Overview**

TD Commercial Banking services the unique needs of Canadian businesses, customizing a broad range of products. As part of the Commercial Banking team the Analyst Commercial Banking will provide credit writing support to a Relationship Manager who is the face of the Bank to our customers. The position reports to a Manager Commercial Credit who will coordinate workflow and provide coaching on credit structure, pricing and presentation.

**Job Details**
- The Analyst Commercial Banking works on a two-person team with a Relationship Manager. Together, they jointly manage a portfolio of approximately 60 mid-market accounts with a moderate to high level of complexity. Portfolios are broadly based and teams have responsibility for firms across a wide range of industrial segments. Clients are characteristically incorporated entities seeking loans in the $1 - 15 million range. The Analyst is responsible for much of the credit writing for the team, structuring credits appropriately to meet customer needs and address perceived risk. The Analyst completes necessary due diligence and produces reviews and risk ratings that reflect knowledge of Bank policies and procedures. Trends and conditions of accounts are pro-actively monitored and action plans are developed for problem situations. The position delivers consistent and timely service to customers and assists the Commercial Banking management team in resolving customer problems with an innovative approach.
- #QuebecBanking

**Job Requirements**
- In addition to your undergraduate degree in business or relevant professional designation, you ideally have 2-3 years of experience as a Financial Analyst or Account Manager in a business or banking environment. Alternatively you may have experience in another profession that supports the needs of business and are looking for an opportunity to add value from a different perspective. You have well developed analytical, and relationship management skills and look forward to developing them further in this role.

**Additional Information**
- This position requires proficiency in a language other than French to support customers, employees or markets located outside the province of Quebec or who require services in a language other than French.

**Company Overview**

**Our Values**
At TD we're guided by our purpose is to enrich the lives of our customers, communities and colleagues, and share a set of values that shape our culture and guide our behavior. In exchange for how our colleagues show up to help TD succeed, we are committed to delivering a colleague experience grounded in Impact, Growth and a Culture of Care. No matter where you work across TD, we empower you to make an impact at work and in your community, explore and grow your career and be part of our caring and inclusive culture.
- **Making Your Well-being a Priority**
A supportive culture that promotes colleague well-being is core to who we are. At TD, we focus on total well-being with extensive programs to help colleagues assess, manage, and improve their well-being across four core pillars — physical, financial, social and mental/emotional. In addition, we champion a safe and inclusive work environment so colleagues feel a sense of belonging and feel supported in their personal and professional growth. Through our focus on well-being, we know that we can help our colleagues thrive, contribute to our culture of care, and support better business outcomes, because when colleagues feel their best, they're more likely to do their best.
- **Our Total Rewards Package**
Our Total Rewards package reflects the investment we make in our colleagues to help them, and their families achieve their well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits including medical, dental, vision & mental health coverage, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs.
- **How We Work**
At TD, we believe in-person connections fuel collaboration and collective creativity. Our workplace experience empowers colleagues to do great work side-by-side at TD locations, while offering flexibility to work remotely where it makes sense for the work and team. Our teams work in one of three workplace models: Hybrid, Onsite and Primarily Remote. Wherever our colleagues are working, they’ll always have access to the TD community and experience our culture of care.
- **Who We Are**
TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches.

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