Current jobs related to Underwriter, Small Business - Richmond Hill, Ontario - KEB Hana Bank Canada
-
Small Business Advisor
2 weeks ago
Richmond Hill, Ontario, Canada Scotiabank Full timeSenior Business Advisor Join our team of dedicated professionals at Scotiabank, a leading bank in the Americas, and contribute to our mission of helping our customers, their families, and their communities achieve success. About the Role As a Senior Business Advisor, you will be responsible for managing a portfolio of high-value and complex small...
-
Small Business Financial Advisor
2 weeks ago
Richmond Hill, Ontario, Canada Scotiabank Full timeAbout the RoleWe are seeking a highly skilled and customer-centric Business Development Specialist to join our team at Scotiabank. As a key member of our Canadian Banking Branch network, you will be responsible for providing exceptional service to our small business clients and helping them achieve their financial goals.Key ResponsibilitiesManage a portfolio...
-
Small Business Financial Advisor
2 weeks ago
Richmond Hill, Ontario, Canada Scotiabank Full timeAbout the RoleWe are seeking a highly skilled and customer-centric Business Development Specialist to join our team at Scotiabank. As a key member of our Canadian Banking Branch network, you will be responsible for providing exceptional service to our small business clients and helping them achieve their financial goals.Key ResponsibilitiesManage a portfolio...
-
Small Business Financial Advisor
2 weeks ago
Richmond Hill, Ontario, Canada Scotiabank Full timeAbout the RoleWe are seeking a highly skilled and customer-centric Business Development Specialist to join our team at Scotiabank. As a key member of our Canadian Banking Branch network, you will be responsible for providing exceptional service to our small business clients and helping them achieve their financial goals.Key ResponsibilitiesManage a portfolio...
-
Senior Underwriter
2 months ago
Richmond Hill, Ontario, Canada IVARI Full timeWelcome to ivariLet us introduce ourselves. With about 300 employees across Canada, we're a company that's making a difference in the world of life insurance. How? By finding and hiring people who are equally passionate about life and protecting it, then giving them the best, most supportive workplace possible. We must be doing something right because we're...
-
Associate Team Lead, Small Business
5 days ago
Richmond Hill, Ontario, Canada Scotiabank Full timeLead a team of Small Business Advisors to drive sales pipeline and deliver business performance in a defined territory. The Associate Team Lead is responsible for supporting the Team Lead with the Small Business market strategy by leading, overseeing and providing strategic direction to the Canadian Small Business (SB) Banking sales force within their...
-
Associate Team Lead, Small Business
5 days ago
Richmond Hill, Ontario, Canada Scotiabank Full timeAbout the RoleThe Associate Team Lead is a key position within the Small Business market strategy team at Scotiabank. This role is responsible for supporting the Team Lead in leading, overseeing, and providing strategic direction to the Canadian Small Business Banking sales force within their defined territory.Key ResponsibilitiesLead a team of Small...
-
Associate Team Lead, Small Business
5 days ago
Richmond Hill, Ontario, Canada Scotiabank Full timeAbout the RoleThe Associate Team Lead is a key position within the Small Business market strategy team at Scotiabank. This role is responsible for supporting the Team Lead in leading, overseeing, and providing strategic direction to the Canadian Small Business Banking sales force within their defined territory.Key ResponsibilitiesLead a team of Small...
-
Associate Team Lead, Small Business
5 days ago
Richmond Hill, Ontario, Canada Scotiabank Full timeAbout the RoleThe Associate Team Lead is a key position within the Small Business market strategy team at Scotiabank. This role is responsible for supporting the Team Lead in leading, overseeing, and providing strategic direction to the Canadian Small Business Banking sales force within their defined territory.Key ResponsibilitiesLead a team of Small...
-
Mortgage Underwriting Manager
3 weeks ago
Richmond Hill, Ontario, Canada CWB Financial Group Full timeAbout the RoleThe Mortgage Underwriting Manager is a key leadership position within CWB Financial Group, responsible for overseeing the underwriting and fulfillment of mortgage loans. This role requires a strong understanding of mortgage lending protocols and operational procedures, as well as excellent interpersonal and organizational skills.Key...
-
Mortgage Underwriting Manager
3 weeks ago
Richmond Hill, Ontario, Canada CWB Financial Group Full timeAbout the RoleThe Mortgage Underwriting Manager is a key leadership position within CWB Financial Group, responsible for overseeing the underwriting and fulfillment of mortgage loans. This role requires a strong understanding of mortgage lending protocols and operational procedures, as well as excellent interpersonal and organizational skills.Key...
-
Mortgage Underwriting Manager
2 weeks ago
Richmond Hill, Ontario, Canada CWB Financial Group Full timeAbout the RoleThe Mortgage Underwriting Manager is a key leadership position within CWB Financial Group, responsible for overseeing the underwriting and fulfillment of mortgage loans. This role requires a strong understanding of mortgage lending protocols and operational procedures, as well as excellent interpersonal and organizational skills.Key...
-
Mortgage Underwriting Manager
2 weeks ago
Richmond Hill, Ontario, Canada CWB Financial Group Full timeAbout the RoleThe Mortgage Underwriting Manager is a key leadership position within CWB Financial Group, responsible for overseeing the underwriting and fulfillment of mortgage loans. This role requires a strong understanding of mortgage lending protocols and operational procedures, as well as excellent interpersonal and organizational skills.Key...
-
Business Development Manager
3 weeks ago
Richmond Hill, Ontario, Canada Gpac Full timeJob Summary:Gpac is seeking a highly skilled Commercial Lender to join our team. As a Commercial Lender, you will be responsible for growing and developing a strong portfolio, preparing loan committee presentations, and increasing market presence.Key Responsibilities:Develop and manage a strong portfolio of commercial loansPrepare and present loan committee...
-
Business Development Manager
3 weeks ago
Richmond Hill, Ontario, Canada Gpac Full timeJob Summary:Gpac is seeking a highly skilled Commercial Lender to join our team. As a Commercial Lender, you will be responsible for growing and developing a strong portfolio, preparing loan committee presentations, and increasing market presence.Key Responsibilities:Develop and manage a strong portfolio of commercial loansPrepare and present loan committee...
-
Surety Account Manager
3 weeks ago
Richmond Hill, Ontario, Canada Navacord Full timeJob SummaryPetrela, Winter & Associates, a Navacord Broker Partner, is seeking a highly skilled Surety Account Manager to join our team. As a Surety Account Manager, you will be responsible for providing exceptional customer service to a portfolio of construction surety accounts, while developing deep market relationships and driving business growth.Key...
-
Surety Account Manager
2 weeks ago
Richmond Hill, Ontario, Canada Navacord Full timeAbout the RolePetrela, Winter & Associates, a Navacord Broker Partner, is seeking a highly skilled Surety Account Manager to join our team. As a Surety Account Manager, you will be responsible for providing elite level customer service to a portfolio of construction surety accounts.Key ResponsibilitiesProvide exceptional customer service to assigned...
-
Surety Account Manager
2 weeks ago
Richmond Hill, Ontario, Canada Navacord Full timeAbout the RolePetrela, Winter & Associates, a Navacord Broker Partner, is seeking a highly skilled Surety Account Manager to join our team. As a Surety Account Manager, you will be responsible for providing elite level customer service to a portfolio of construction surety accounts.Key ResponsibilitiesProvide exceptional customer service to assigned...
-
Business Systems Analyst
1 week ago
Richmond Hill, Ontario, Canada Calian Health Full timeAbout the RoleAt Calian Health, we're seeking a highly skilled Business Analyst to join our team of professionals. As a Business Analyst, you'll play a critical role in helping us deliver exceptional IT solutions to our clients.Key ResponsibilitiesLead business analysis services for clients, including business process transformation and requirements analysis...
-
Business Systems Analyst
1 week ago
Richmond Hill, Ontario, Canada Calian Health Full timeAbout the RoleAt Calian Health, we're seeking a highly skilled Business Analyst to join our team of professionals. As a Business Analyst, you'll play a critical role in helping us deliver exceptional IT solutions to our clients.Key ResponsibilitiesLead business analysis services for clients, including business process transformation and requirements analysis...
Underwriter, Small Business
3 months ago
Job Title:
Underwriter, Small Business & Complex RESL
Department:
Credit Department
Reports To:
Sr. Manager, Small Business and RESL
Job Purpose
Duties and Responsibilities
Perform Complete Analysis of Small Business and Complex RESL Lending Applications
- Complete indepth loan analysis/underwriting for assigned deals supported by appropriate due diligence and a wellrationalized recommendation and complete the appropriate Loan Application for decision by Adjudication OR Loan Committee review and approval.
- Work closely with Branches to obtain all relevant information required to complete indepth loan analysis in conjunction with factors contributing to the credibility and all types of potential risks of the assigned deals (e.g. income documents, credit reports, rent rolls, financial statements, invoices, property management contracts, leases, appraisals, environmental site assessments, building condition assessments, etc.)
- Review credit packages prior to submission for policy compliance, structural soundness and credit worthiness.
- Perform indepth due diligence and reviews on collateral such as appraisals, branch property inspection reports, environmental assessments and building condition assessments and opine on any issues.
- Evaluating customers' credit data and financial statements and identify exceptions to policy in order to determine the degree of risk to make sound credit decisions in line with Bank's Risk Appetite Statement
- Take a solution focused approach to underwriting by offering alternative structures and/or funding conditions as appropriate.
- Perform periodic credit reviews for all Small Business Borrowers and ensure that financial statements and other required documents are received in a timely manner.
- Monitor all financial covenants in accordance with the credit agreement.
- Follow up and help resolve any loan funding or asset management issues.
- Work with Marketing, Adjudication/Loan Committee and the Branch to ensure smooth process to finalize documentation and funding of Approved Credits.
Perform Risk Assessment
- Protect the Bank's assets and maintain portfolio quality by adhering to the Bank's Lending processes, policies & procedures, legal and ethical requirements and regulations, audit requirements, and established risk guidelines. Ensure all business is in conformity with Bank Policies and prescribed guidelines.
- Manage risk and minimize losses through monitoring and control reports, ensuring compliance requirements, audits, and verifications are completed in accordance with Bank Policies & Procedures and all legal, regulatory and ethical requirements.
- Maintain uptodate knowledge and understanding of products, processes, and relevant legal, regulatory and technology requirements through audits and quality checks, to ensure decisions are adequately documented, and clearly communicated.
- Research and maintain records relating to market conditions (e.g. vacancy rates, rental rates, cap rates, property values).
- Communicate effectively with Marketing, Adjudication/Loan Committee and Branches in order to maintain strong customer relationship with a focus on the credit quality & growth of the bank's loan portfolio.
Other assigned duties
- Demonstrate team spirit and work closely with team members and all business partners
- Perform Credit Renewals to ensure that the loan qualify and the repayment capacity is ongoing and no sign of deterioration, and if exist, take necessary actions to protect the Bank.
- Perform all other administrative duties pertaining to Credit Lending and Reporting as and when required
- Other relevant duties as assigned
Skills And Qualifications
- Bachelor's Degree in Accounting, Finance, or a similar field of study
- 3+ years of experience
- Attention to detail
- Strong mathematical aptitude
- Strong interpersonal and decision making skills
- Analytical and comprehension skills
- Ability to work against tight deadlines and prioritize tasks
- Strong business sense combined with sound technical knowledge of secured lending
Job Types:
Full-time, Permanent
Benefits:
- Company pension
- Dental care
- Extended health care
- Life insurance
- Vision care
Schedule:
- Monday to Friday
Work Location:
One location
