Senior Manager

2 weeks ago


Toronto, Ontario, Canada Momentum Financial Services Group Full time

Momentum Financial Services is a leading provider of financial services in North America. For 40 years, we've been committed to providing financial solutions that meet the evolving needs of consumers and business owners. Through our retail network of over 400 locations, known as Moneymart, Insta Cheques and the Cheque Cashing store, we provide access to cash and related products to help our customers achieve their goals.

Our highly skilled workforce puts customers first in everything we do. We serve 2 million people annually with diverse and innovative financial products such as loans, cheque cashing, money transfer and prepaid cards. Through this ever-evolving suite of services, we empower customers to manage their finances and improve their lives. Wherever customers are on their financial journey,Momentum Financial Services Groupprovides solutions.

#Corporate

Job Description

*Candidates must reside in the GTA area to be considered for this role as they will be required to be in office 3 days a week at the Toronto Corporate Office.

Job Description:

As a Senior Credit Risk AI/ML Scientist you will play a huge role not only with building models across our lending portfolio but also be involved in deploying and monitoring of the models in production.

What you will do :

  • Develop and implement credit risk scoring models for personal loan origination using traditional and alternate datasets, including cash flow.
  • Analyze diverse datasets to identify trends and patterns that may impact credit risk incorporating structured and unstructured data sources.
  • Collaborate with cross-functional teams including data engineers, business analysts, and stakeholders to gather requirements and ensure alignment with business objectives.
  • Conduct thorough model validation and performance monitoring to ensure accuracy and effectiveness across multiple data streams.
  • Stay current with industry best practices, emerging trends, and regulatory requirements related to credit risk modeling, particularly in alternative data usage.
  • Communicate findings and insights to technical and non-technical stakeholders in a clear and concise manner, emphasizing the incorporation of alternative datasets.
  • Support model deployment and provide ongoing support for model maintenance and enhancements, particularly in the context of evolving data sources and regulatory landscapes.
  • Use ML to segment our customers based on behavior and propensity to engage with our various lending products
  • Recommend optimal segmentation strategy to build different models for different consumer segments.
  • Work on a modern AI/ML platform.
  • Use every dataset at disposal to build a feature store for AI/ML models as well as a customer 360 profile.
  • Set up testing infrastructure to test different underwriting and credit strategies for different lending products.
  • Conceive, design & monitor risk management strategies to improve business profitability in the areas of underwriting, credit line management, universe expansion and alternative data evaluation for lending.
Qualifications

Skills and Experience:

  • 5+ years consumer credit risk experience including building credit scorecards/scoring systems.
  • Hands on experience building credit underwriting models and feature engineering.
  • Familiarity with bureau data and alternate data is a strong requirement.
  • Strong development experience with Python is a must along with ML libraries (pandas, NumPy, scikit learn, TensorFlow)
  • Familiarity with H2O, Azure ML and Amazon Services is a plus but not required.
  • Strong Experience in SQL
  • Ability to thrive in a fast paced, team-oriented environment.
  • Master's degree or PhD. (preferred) in a quantitative field such as Mathematics, Statistics, Computer Science, Operations Research, Engineering
  • Experience in credit scoring models in consumer personal loans in banks and fintech's preferred.
Additional Information

All your information will be kept confidential according to EEO guidelines.

*Notice to Ontario Applicants –Momentum Financial Services Groupis committed to accommodating applicants with disabilities up to the point of undue hardship during the recruitment, assessment, and selection process. If you are selected for an interview, please notifyMomentum Financial Services Group if you require accommodation in respect of the materials or procedures used at any time during this process. If you require accommodation,we will work with youto determine how to meet your needs.

Note to Internal Applicants: All internal applicants are required to notify current manager regarding interest in applying for this role.

#J-18808-Ljbffr

  • Toronto, Ontario, Canada Amica Senior Lifestyles Full time

    Amica Senior Lifestyles is setting a new standard for senior living in Canada by combining unparalleled premium hospitality and amenities with expert care and support to deliver a personalized senior living experience. Committed to enriching the lives of seniors now and as their needs change, Amica offers Independent Living (IL), Assisted Living (AL) and...

  • Sales Manager

    2 weeks ago


    Toronto, Ontario, Canada Amica Senior Lifestyles Full time

    Job Description :SALES MANAGER/COMMUNITY RELATIONS DIRECTORAmica Swan LakeFull Time, PermanentAt Amica we are united in our purpose to provide the best care in Senior Living in a supportive environment. We are setting a new standard for senior living in Canada by combining unparalleled premium hospi

  • Sales Manager

    2 weeks ago


    Toronto, Ontario, Canada Amica Senior Lifestyles Full time

    Job Description: Job Description SALES MANAGER/COMMUNITY RELATIONS DIRECTOR Amica Swan Lake Full Time, Permanent At Amica we are united in our purpose to provide the best care in Senior Living in a supportive environment. We are setting a new standard for senior living in Canada by combining unparalleled premium hospitality and amenities with expert care...


  • Toronto, Ontario, Canada Amica Senior Lifestyles Full time

    Job Description:**_MANAGER, CAPITAL PROJECTS_**Amica Senior LifestylesFull-TimeEstablished in 1996, Amica Senior Lifestyles owns and operates over 30 senior living residences in British Columbia and Ontario, while continuing to grow in select markets. Offering Independent Living (IL), Assisted Living (AL) and Memory Care (MC) lifestyle options, we combine...


  • Old Toronto, Ontario, Canada HOVER SENIOR LIVING COMMUNITY Full time

    Job title: Senior Project ManagerCompany Critical MassJob description As a Senior Project Manager, you are a creative and strategic thinker who loves learning everything there is to know about a client's brand, business, and customer. You have experience working with multidisciplinary teams, and you know what it takes to deliver a digital experience that can...


  • Toronto, Ontario, Canada SPRINT Senior Care Full time

    Supervisor, Transitional CareAbout SPRINT Senior Care:We began caring for seniors and enabling seniors to care for themselves in 1983. We continue to do so today as an accredited, not-for-profit community support service agency in Toronto by offering a wide range of practical and low-cost services to seniors and their caregivers. Our services help seniors...

  • Manager, Compensation

    2 weeks ago


    Toronto, Ontario, Canada Amica Senior Lifestyles Full time

    Job Description:Manager, CompensationAmica Senior LifestylesFull Time - Hybrid PositionEstablished in 1996, Amica Senior Lifestyles owns and operates over 30 senior living residences in British Columbia and Ontario, while continuing to grow in select markets. Offering Independent Living (IL), Assisted Living (AL) and Memory Care (MC) lifestyle options, we...

  • Lead Med Care Manager

    2 weeks ago


    Toronto, Ontario, Canada Sunrise Senior Living Full time $21 - $24

    Sunrise Senior Living Lead Med Care Manager Fairfax , Virginia Apply Now Sunrise Senior Living was again certified as a Great Place to Work by Activated Insights. This is the 6th time Sunrise has received this top culture and workplace designation, highlighting the special place Sunrise is to be a part of. COMMUNITY NAME The Braddock Glen Job ID JOB...


  • Toronto, Ontario, Canada Amica Senior Lifestyles Full time

    Job Description:About UsAt Amica we are united in our purpose to provide the best care in Senior Living in a supportive environment. We are setting a new standard for senior living in Canada by combining unparalleled premium hospitality and amenities with expert care and support to deliver a personalized senior living experience. We are committed to...

  • Client Care Manager

    2 weeks ago


    Toronto, Ontario, Canada Senior Helpers Canada Full time

    Client Services Manager Senior Helpers is seeking a dedicated and experienced Client Services Manager to oversee and develop all client services within our franchise territory. The ideal candidate will ensure client satisfaction, manage client retention, and drive internal growth. This is a salarie

  • Care Manager

    2 weeks ago


    Toronto, Ontario, Canada Senior Persons Living Connected Full time

    Mission Statement: Understanding seniors' dreams and providing innovative support.Vision Statement: Creating inclusive communities where every senior can live their best life.Position: Care Manager (Full-time, Contract until November 2025)Working Hours: 35 hours per weekReports to: Collaborative Practice and Care Services ManagerDate Posted: May 24,...

  • Nurse Manager

    2 weeks ago


    Toronto, Ontario, Canada Sienna Senior Living Full time

    If you're passionate about leading a team that is, committed to the Team Member Experience and driven by innovation and growth, then join us The Nurse Manager is a critical role within our communities as it impacts the lives of residents through the strong leadership and motivation of Sienna team members.As a Nurse Manager your typical day will impact in the...

  • Nurse Manager

    3 weeks ago


    Toronto, Ontario, Canada Sienna Senior Living Full time

    If you're passionate about leading a team that is, committed to the Team Member Experience and driven by innovation and growth, then join us The Nurse Manager is a critical role within our communities as it impacts the lives of residents through the strong leadership and motivation of Sienna team members.As a Nurse Manager your typical day will impact in the...

  • Memory Care Manager

    2 weeks ago


    Old Toronto, Ontario, Canada Sunrise Senior Living Full time

    Memory Care Manager Location Vancouver, BC : Overview The Reminiscence Coordinator is responsible for providing overall leadership and management of the reminiscence neighborhood. Responsibilities include promoting excellence in resident care in accordance with each resident's Individualized Service Plan (ISP)/Individualized Care Plan (ICP), programming,...

  • Senior Manager

    2 weeks ago


    Toronto, Ontario, Canada TorontoJobs Recruitment Division Full time

    Full Time Accounting/Auditing Senior Manager (Valuation) job in Toronto Senior Manager (Valuation) Back to Results Modify Search Senior Manager (Valuation) Job ID: Location: Toronto, ON Category: Accounting/Auditing Postal Code: M5X1A9 Employment Type: Full Time Posted: Job Description: has partnered with a leading boutique firm in...


  • Toronto, Ontario, Canada W3global Full time

    Overview We are seeking a dynamic and experienced Senior Manager to join our team. The ideal candidate will be responsible for overseeing daily operations, managing staff and clients, and ensuring the overall success of the department. Implement policies and procedures to improve efficiency and productivity Proficient in budgeting, financial analysis, and...


  • Toronto, Ontario, Canada Thomson Reuters Full time

    Contract (6 months) Thomson Reuters is seeking a Senior Sourcing Manager, Technology Sourcing in our Toronto office. Global Services manages and optimizes the third party spend of Thomson Reuters. Our mission is to partner with our stakeholders to acquire the right goods and services at best value and within an acceptable risk perimeter to drive our...


  • Toronto, Ontario, Canada Procom Full time

    Senior IT Project Manager – Applications + Cloud On behalf of our client in the Financial Sector, PROCOM is looking for a Senior IT Project Manager – Applications + Cloud. Senior IT Project Manager – Applications + Cloud- Job Description Reporting to the Senior Project Manager, the Project Manager will be responsible for leading the delivery of...


  • Toronto, Ontario, Canada Isarta Full time

    Kalex Valuations - a leading boutique firm in Toronto specializing in business/asset/security valuations, dispute resolutions, damages quantification and forensic accounting and transaction advisory services- is looking to hire one or more extremely competent individuals at the levels. a) Technical/knowledge-based CPA, CA/CMA/CGA designation or CFA...

  • Senior Manager

    2 weeks ago


    Toronto, Ontario, Canada Humana Full time

    Humana Senior Product Manager Madison , Wisconsin Apply Now Become a part of our caring community and help us put health first The Senior Product Manager Conceives of, develops, delivers, and manages products for customer use. The Senior Product Manager work assignments involve moderately complex to complex issues where the analysis of situations or data...