Current jobs related to Associate, Commercial Real Estate Banking - Ottawa - Scotiabank


  • Ottawa, Canada Banque Nationale du Canada Full time

    p>Area of Interest: Advisory services, Commercial banking A career as a Director in the Real Estate Finance team of the Commercial & Private Banking 1859 sector at the National Bank means supporting the best players in the real estate sector both in their interim construction projects and in their long-term financing needs. This job allows you to have a...


  • Ottawa, Ontario, Canada ZSA Legal Recruitment Full time

    About the RoleWe are seeking a highly experienced Banking and Real Estate Partner to join our client's team in Ottawa. The ideal candidate will have a strong background in commercial banking and real estate, with a proven track record of success in the Ottawa market.Key ResponsibilitiesProvide expert advice on banking and real estate matters to...


  • Ottawa, Ontario, Canada ZSA Legal Recruitment Full time

    About the RoleWe are seeking a highly experienced Banking and Real Estate Partner to join our client's team in Ottawa. The ideal candidate will have a strong background in commercial banking and real estate, with a proven track record of success in the Ottawa market.Key ResponsibilitiesProvide expert advice on banking and real estate matters to...


  • Ottawa, Canada ZSA Legal Recruitment Full time

    Location: Ottawa | Experience: 10+ years Our major law firm client is enjoying incredible success in the Ottawa market. To address growth and longer-term planning, this firm is looking to add a partner in the banking or real estate space. While a partially portable book would be welcome, those with current or historical ties to the market would appreciate...


  • Ottawa, Canada ZSA Legal Recruitment Full time

    Location: Ottawa | Experience: 10+ years Our major law firm client is enjoying incredible success in the Ottawa market. To address growth and longer-term planning, this firm is looking to add a partner in the banking or real estate space. While a partially portable book would be welcome, those with current or historical ties to the market would appreciate...


  • Ottawa, Canada ZSA Legal Recruitment Full time

    Location: Ottawa | Experience: 10+ years Our major law firm client is enjoying incredible success in the Ottawa market. To address growth and longer-term planning, this firm is looking to add a partner in the banking or real estate space. While a partially portable book would be welcome, those with current or historical ties to the market would appreciate...


  • Ottawa, Canada ZSA Legal Recruitment Full time

    Location: Ottawa | Experience: 10+ years Our major law firm client is enjoying incredible success in the Ottawa market. To address growth and longer-term planning, this firm is looking to add a partner in the banking or real estate space. While a partially portable book would be welcome, those with current or historical ties to the market would appreciate...


  • Ottawa, Canada Scotiabank Full time

    Requisition ID: 201679 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. In this role you will contribute to the overall success of the Real Estate Group in Canada ensuring specific individual goals, plans, initiatives are executed/delivered in support of the team’s business strategies and objectives...


  • Ottawa, Ontario, Canada ZSA Legal Recruitment Full time

    Job Opportunity:A major law firm in Ottawa is seeking a senior partner with expertise in banking or commercial real estate to join their team.Key Responsibilities:Contribute to the firm's growth and success in the Ottawa marketDevelop and implement strategies for long-term planning and growthBuild and maintain relationships with clients and...


  • Ottawa, Ontario, Canada ZSA Legal Recruitment Full time

    Job Opportunity:A major law firm in Ottawa is seeking a senior partner with expertise in banking or commercial real estate to join their team.Key Responsibilities:Contribute to the firm's growth and success in the Ottawa marketDevelop and implement strategies for long-term planning and growthBuild and maintain relationships with clients and...


  • Ottawa, Ontario, Canada Gpac Full time

    About the Role:Gpac is seeking a highly skilled Commercial Real Estate Lawyer to join our team. As a Commercial Real Estate Lawyer, you will be responsible for working with private lenders to provide financing, drafting complex commercial contracts, and collaborating with clients, counsel, banks, accountants, private lenders, and team members towards a...


  • Ottawa, Ontario, Canada Gpac Full time

    About the Role:Gpac is seeking a highly skilled Commercial Real Estate Lawyer to join our team. As a Commercial Real Estate Lawyer, you will be responsible for working with private lenders to provide financing, drafting complex commercial contracts, and collaborating with clients, counsel, banks, accountants, private lenders, and team members towards a...


  • Ottawa, Ontario, Canada Gpac Full time

    About the Role:Gpac is seeking a highly skilled Commercial Real Estate Lawyer to join our team. As a Commercial Real Estate Lawyer, you will be responsible for providing legal advice and representation to clients in commercial real estate transactions.Key Responsibilities:Provide legal advice and representation to clients in commercial real estate...


  • Ottawa, Ontario, Canada Gpac Full time

    About the Role:Gpac is seeking a highly skilled Commercial Real Estate Lawyer to join our team. As a Commercial Real Estate Lawyer, you will be responsible for providing legal advice and representation to clients in commercial real estate transactions.Key Responsibilities:Provide legal advice and representation to clients in commercial real estate...


  • Ottawa, Ontario, Canada Gpac Full time

    About the Role:Gpac is seeking a highly skilled Commercial Real Estate Lawyer to join our team. As a Commercial Real Estate Lawyer, you will be responsible for providing legal advice and representation to clients in commercial real estate transactions.Key Responsibilities:Provide legal advice and representation to clients in commercial real estate...


  • Ottawa, Ontario, Canada Gpac Full time

    About the Role:Gpac is seeking a highly skilled Commercial Real Estate Lawyer to join our team. As a Commercial Real Estate Lawyer, you will be responsible for providing legal advice and representation to clients in commercial real estate transactions.Key Responsibilities:Provide legal advice and representation to clients in commercial real estate...


  • Ottawa, Ontario, Canada Gpac Full time

    About the Role:Gpac is seeking a highly skilled Commercial Real Estate Lawyer to join our team. As a Commercial Real Estate Lawyer, you will be responsible for providing legal advice and representation to clients in commercial real estate transactions.Key Responsibilities:Provide legal advice and representation to clients in commercial real estate...


  • Ottawa, Canada Scotiabank Full time

    Requisition ID: 201659 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. In this role you will contribute to the overall success of the Real Estate Group in Canada ensuring specific individual goals, plans, initiatives are executed/delivered in support of the team’s business strategies and objectives...


  • Ottawa, Ontario, Canada Gpac Full time

    Commercial Real Estate Lawyer OpportunityWe are seeking a skilled Commercial Real Estate Lawyer to join our team at GPAC, a leading search firm specializing in placing quality professionals within multiple industries across the United States.About the RoleThis is an exciting opportunity for a Commercial Real Estate Lawyer to work with private lenders in...


  • Ottawa, Ontario, Canada Gpac Full time

    Commercial Real Estate Lawyer OpportunityWe are seeking a skilled Commercial Real Estate Lawyer to join our team at GPAC, a leading search firm specializing in placing quality professionals within multiple industries across the United States.About the RoleThis is an exciting opportunity for a Commercial Real Estate Lawyer to work with private lenders in...

Associate, Commercial Real Estate Banking

3 months ago


Ottawa, Canada Scotiabank Full time

Requisition ID: 201659

Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.

In this role you will contribute to the overall success of the Real Estate Group in Canada ensuring specific individual goals, plans, initiatives are executed/delivered in support of the team's business strategies and objectives while ensuring all activities conducted are in compliance with governing regulations, internal policies, and procedures.

The Associate is responsible for contributing to the profitable growth and quality of the Commercial Real Estate Banking portfolio across Canada by participating as part of a coverage team in the development of complex credit solutions for Real Estate Investment Fund clients. Activities include risk analysis, due diligence, deal structuring, credit pricing, negotiation, and credit application preparation as part of the "Deal Team" with the Director and Head, Associate Director and CSA. The Associate will also liaise with Global Risk Management through the credit decision-making process.

The Associate must have a good knowledge of the Bank's lending policies, practices and procedures, as well as an awareness of business trends, economic, technological, social, legal and political conditions and factors affecting credit risk. A solid knowledge and understanding of financial statements and accounting principles and policies is required. The Associate must possess effective communication skills, both written and oral. In the administration of credit, complex loan documentation (e.g., loan agreements) and security, provision requirements must be understood and applied. The incumbent needs to be a highly organized, analytical and logical person.

Accountabilities:

  • Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems, and knowledge.

  • Contributes to the profitable development of National Commercial Credit business by:
    • Participating in the timely analysis, structuring and preparation of credit/financial solutions proposals
    • Providing prompt and sound recommendations in the analysis and presentation of credit proposals
    • Restructuring marginal proposals into bankable deals where possible
    • Synthesize industry research and competitive analysis
    • Analyze client business cases and proposals for reasonability
    • Modelling building/development of covenant patterns/vetting and stress testing of projections
    • Meeting with clients and prospects as part of the "Deal Team" (as appropriate)

  • Ensure the accurate communication of the terms and conditions of an authorization and supervises the effective and timely implementation of same by:
    • Reviewing all credit authorizations to ensure accuracy completeness and clarity
    • Ensuring prompt follow-up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management where necessary
    • Executing and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security
    • Liaising with the client to ensure the accurate execution and delivery of documentation prior to disbursement of funds

  • Contribute to the documentation and closing of authorized transactions by:
    • Vetting security documentation required to close loan transactions and promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security
    • Assisting the Deal Team in the detailed evaluation of all information received and for analysis of closing conditions and reporting deficiencies or any findings to senior management

  • Understand how the Bank's risk appetite and risk culture is considered in day-today activities and decisions.

  • Actively pursues effective and efficient operations of their respective areas while ensuring the adequacy, adherence to, and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk, and conduct risk. Including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook, and the Guidelines for Business Conduct.

  • Champions a high-performance environment and contributes to an inclusive work environment.

Education requirements:

  • College or University Degree in Business or other related fields
  • 1 - 2 years experience in Real Estate Banking strongly preferred

Functional competencies:

  • Good credit skills and significant credit experience
  • Strong assessment and analysis skills
  • Strong accounting and financial analysis skills
  • Good deal structuring skills
  • Good understanding of customer profitability model
  • Ability to build solid business case justification for deals
  • Good interpersonal and teamwork skills
  • Good communication skills (oral & written)
  • Good product knowledge
  • Good industry knowledge with areas of specialization where required
  • Strong financial modelling and computer skills including Excel
  • Work in a standard office-based environment; non-standard hours are a common occurrence.
  • Limited travel locally may be required.

** You must have REB underwriting experience. This is not a business development role.

Location(s): Canada : Ontario : Ottawa

Scotiabank is a leading bank in the Americas. Guided by our purpose: "for every future", we help our customers, their families and their communities achieve success through a broad range of advice, products and services, including personal and commercial banking, wealth management and private banking, corporate and investment banking, and capital markets.

At Scotiabank, we value the unique skills and experiences each individual brings to the Bank, and are committed to creating and maintaining an inclusive and accessible environment for everyone. If you require accommodation (including, but not limited to, an accessible interview site, alternate format documents, ASL Interpreter, or Assistive Technology) during the recruitment and selection process, please let our Recruitment team know. If you require technical assistance, please click here. Candidates must apply directly online to be considered for this role. We thank all applicants for their interest in a career at Scotiabank; however, only those candidates who are selected for an interview will be contacted.