Senior Underwriter

3 weeks ago


Montréal QC, Canada The Emerald Group Full time

You will become part of a team of Underwriters who work closely together with other Customer Service colleagues to make sure the needs of the business, customers and distributors are all met.

  • Location: WFH
  • Type: Permanent

Key duties (including, but not limited to):

  • You will provide fair and balanced underwriting decisions using the appropriate amount of evidence necessary
  • You will assess all applications that aren’t accepted by their online underwriting engine – initial applications, additional information, amendments plus assess medical and financial risks and evidence
  • You will also provide a telephone service for pre-sale enquiries, being the first point of contact for their advisers when they are looking to place business with them, providing accurate indications of underwriting decisions and working with Sales to ensure advisers consider them their number one provider
  • You will have general knowledge of insurance industry codes and current practices
  • You will liaise with Customer Services, Pricing, Sales and their reinsurance partners when required, representing the Underwriting department in a positive and collaborative way
  • You will develop a good understanding of the business and contribute to ‘best practice’ overall for their customers and colleagues
  • Proven working and higher-level knowledge of Income Protection, Life, Critical Illness and disability products
  • With at least seven years’ experience of underwriting and a current working underwriting authority of a minimum of £1.5m Life, £675,000 Critical Illness and £60,000pa Income Protection
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