Credit Analyst

1 week ago


Toronto, Ontario, Canada IIQAF Full time

Join Our Team as a Professional Credit Analyst at XYZ Company

We are seeking a skilled Credit Analyst to evaluate the creditworthiness of our clients. In this role, you will review financial data to determine the likelihood of a borrower meeting their financial obligations.

Responsibilities
  • Evaluate creditworthiness of current and potential clients
  • Analyze financial transactions and credit history on a case-by-case basis
  • Conduct ratio, trend, and cash flow analyses, as well as create forecasts
  • Provide a comprehensive assessment of investment prospects in a clear and accessible manner
  • Assess risks thoroughly
  • Analyze data meticulously and generate objective reports
  • Regularly monitor loans to ensure compliance
  • Follow credit policies and guidelines
  • Track the quality of corporate portfolio assets continuously
  • Develop credit information models to forecast trends
Requirements
  • Proven experience working as a credit analyst
  • Familiarity with statistical tools and financial applications
  • Knowledge of legal, compliance, and market risk matters
  • Ability to assess cash flows, leverage, collateral, and client viability
  • Excellent communication and presentation abilities
  • Strong decision-making skills
  • Bachelor's degree in Business, Statistics, or a related field

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