Credit Analyst

Found in: Talent CA C2 - 7 days ago

Toronto, Canada EMCO Corporation Full time

Job Description

The Credit Analyst is responsible for credit application evaluation, approval and administration of customer accounts, collection of funds while maintaining healthy, profitable customer relationships, within the company’s acceptable levels of risk. The position has a hybrid work arrangement. 

Job Duties

Review new customer applications, determine credit risk, and approve new accounts. Set and adjust account credit limits collaboratively with Profit Centre Managers and the Credit Manager, as required. Inform Profit Centre Managers when there is a change in a customer’s business that might have a negative impact on their credit. Collect from customers while maintaining healthy customer business relationships. Partner with the sales team to create action plans for higher-risk accounts. Investigate and resolve customer disputes; address short payments in a timely fashion, meeting or exceeding customers’ expectations. Maintain detailed notes in the computer system for each account. Prepare delinquent accounts for third-party collection, construction liens, and bad debt write-offs. Obtain required documentation including personal guarantees and letters of direction payment. Uphold and exercise at all times Emco’s Core Values. Perform any other work-related duties as requested by the Credit Manager.

Qualifications

Knowledge, Skills and Abilities

Team player. Possess excellent interpersonal skills and sound business judgment. High energy with strong communication skills. Excellent analytical skills. Ability to reconcile accounts. Able to handle multiple tasks and prioritize work load. Good understanding and interpretation of credit bureau reporting. Knowledge of the construction industry is preferred. Able to learn and operate the Credit software system. Commit to a minimum of 40 hours in training and personal development annually. Proficient in English, French is an advantage.

Education and Experience

University degree – finance/business/accounting is preferred. Working towards a Certified Credit Professional designation or ready to start studies. Tuition fees are reimbursed upon successful completion of each CCP program course. Minimum 1+ year of credit or finance experience. Proficient user of Microsoft Office software.

Additional Information

Why Join Our Team?

EMCO Corporation is one of Canada’s largest integrated wholesale distributors of plumbing, HVAC, waterworks, and industrial products for the construction industry. We have endless opportunities for you to grow and develop in your career and a culture that prides itself in supporting you every step of the way

In addition, we will offer you:

Great mentors and on-the-job training Growth potential with competitive salary, benefits, and profit sharing A career with a solid, stable company with strong core values Participation in our pension plan with employer contributions Work-life balance and flex time

  • Credit Quality Assurance and Control Analyst

    7 days ago

    Toronto, Canada DUCA Financial Services Credit Union Ltd. Full time

    **Credit Quality Assurance and Control Analyst** **Job Purpose & Summary** The Credit Quality Assurance and Control Analyst supports the Retail Credit Management Team. This position is responsible for analyzing Retail Lending files to ensure compliance to the underwriting and documentation standards as per DUCA Financial Services Credit Union’s policies...

  • Credit Analyst

    2 weeks ago

    Toronto, Canada Coface USA Full time

    **WHO WE ARE** A modern and agile company with the most finely meshed international network, Coface is a reference in credit insurance and risk management. With over 70 years of experience as an industry leader, and a team of 4,100 experts in 100 countries, serving around 50,000 companies, Coface experts work to the beat of the global economy. Its ambition...

  • Credit Analyst

    Found in: Talent CA 2A C2 - 4 days ago

    Toronto, Canada YAMAHA MOTOR CANADA LTD. Full time

    LOCATION: TORONTOSummary of ResponsibilitiesThe Credit Analyst will analyze and make determination on approval, conditioning and rejection of non-prime retail and offerings according to company policy and procedure to minimize risk while providing the highest level of service to the dealer body and assisting in the sale of Yamaha product. The successful...

  • Bilingual Credit Analyst

    2 days ago

    Toronto, Canada Anrgi Tech Full time

    We are seeking a Bilingual AR/Credit Analyst to assist in managing credit customers, evaluating their creditworthiness, establishing credit limits, and resolving past due accounts. This role involves operational and reporting tasks to support department goals. Fluency in both French and English is required. **Responsibilities**: Assess the creditworthiness...

  • Business Data Analyst

    Found in: Talent CA 2 C2 - 7 days ago

    Toronto, Canada CB Canada Full time

    Business Analyst - Consultant On behalf of our client in the Banking Sector, PROCOM is looking for a Business Analyst - Consultant. Business Analyst - Consultant – Job Description Provide subject matter expertise to lead and support the project at each stage to ensure successful delivery: Write Business Requirements Documents (BRD) Review System...

  • Global Counterparty Credit Summer Analyst

    2 days ago

    Toronto, Canada TD Bank Full time

    **Department Overview** **Global Counterparty Credit at TD Securities**: The Global Counterparty Credit group is responsible for implementing and ensuring compliance with credit policies established by the Bank for the management of derivative credit exposures. Through strategic, tactical and risk-oriented teams of professionals, Global Counterparty Credit...

  • Credit Analyst

    Found in: Jooble CA O C2 - 7 days ago

    Toronto, ON, Canada Emcosorel Full time

    With over 115 years of experience, EMCO Corporation is a leading national wholesale distributor of plumbing, HVAC, waterworks, and industrial products to the construction industry. We provide quality and cutting-edge products that help support residential, commercial and infrastructure initiatives across Canada. At EMCO Corporation, we are committed to...

  • Vice President, Credit Ratings, Insurance

    2 weeks ago

    Old Toronto, Canada Morningstar Credit Ratings, LLC Full time

    Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) page is loaded Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) Apply locations Toronto time type Full time posted on Posted 2 Days Ago job requisition id REQ-041859 About the role:Morningstar DBRS is seeking a full-time Vice...

  • Vice President, Credit Ratings, Insurance

    6 days ago

    Old Toronto, Canada Morningstar Credit Ratings, LLC Full time

    Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) page is loaded Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) Apply locations Toronto time type Full time posted on Posted 2 Days Ago job requisition id REQ-041859 About the role:Morningstar DBRS is seeking a full-time Vice...

  • Vice President, Credit Ratings, Insurance

    7 days ago

    Old Toronto, Canada Morningstar Credit Ratings, LLC Full time

    Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) page is loaded Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) Apply locations Toronto time type Full time posted on Posted 2 Days Ago job requisition id REQ-041859 About the role:Morningstar DBRS is seeking a full-time Vice...

  • Vice President, Credit Ratings, Insurance

    Found in: Jooble CA O C2 - 1 week ago

    Toronto, ON, Canada Morningstar Credit Ratings, LLC Full time

    Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) page is loaded Vice President, Credit Ratings, Insurance - Canada (12 Month Contract) Apply locations Toronto time type Full time posted on Posted 2 Days Ago job requisition id REQ-041859 About the role: Morningstar DBRS is seeking a full-time Vice President to join its Insurance Team...

  • Financial Analyst

    24 hours ago

    Toronto, Canada Rapport Credit Union Full time

    The Financial Analyst will report to the Financial Controller at the Corporate Office, Toronto. The Financial Analyst will be responsible for the preparation and distribution of various key financial statements and monthly reports to senior management. The Financial Analyst will also manage all aspects of Rapport’s corporate external financial and...

  • Analyst - Global Credit Ctm

    4 days ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Technical Analyst

    2 weeks ago

    Toronto, Canada Vault Credit Corporation Full time

    **Get to Know Vault Credit Corporation**: Vault is a non-bank private lending company offering a wide array of financial services such as mortgage, leasing and lending products. Vault has a devoted team of experts with years of experience in both financial services and real estate. We are dedicated to delivering products and services that meet the diverse...

  • Dialer Analyst

    2 weeks ago

    Toronto, Canada Total Credit Recovery Limited Full time

    We are looking for a driven and committed individual who has a passion to work with communication technologies.This is a fantastic opportunity for you to take the lead on an array of exciting projects and bring innovative solutions of your own design to our company. As the - **Dialer Analyst**, you will:Develop, build, and monitor outbound dialer campaigns...

  • Analyst, Institutional Client Credit Management

    4 days ago

    Toronto, Canada Royal Bank of Canada Full time

    **Come Work with Us!** At RBC, our culture is deeply supportive and rich in opportunity and reward. You will help our clients thrive and our communities prosper, empowered by a spirit of shared purpose. Whether you’re helping clients find new opportunities, developing new technology, or providing expert advice to internal partners, you will be doing work...

  • Senior Credit Risk Analyst

    Found in: beBee jobs CA - 7 days ago

    Toronto, Ontario, Canada CIBC Full time

    We're building a relationship-oriented bank for the modern world. We need talented, passionate professionals who are dedicated to doing what's right for our clients.At CIBC, we embrace your strengths and your ambitions, so you are empowered at work. Our team members have what they need to make a meaningful impact and are truly valued for who they are and...

  • Credit Analyst, IB

    Found in: Talent CA C2 - 2 weeks ago

    Toronto, Canada Moneris Full time

    Your Moneris Career - The OpportunityIndependent Business (IB) Credit Risk Management maintains our IB merchant portfolio within risk appetite regarding merchant Credit risk. The primary purpose of your role is to ensure we achieve our IB merchant underwriting (origination) due diligence program. This includes underwriting following our enterprise risk...

  • Credit Analyst, IB

    Found in: Talent CA 2 C2 - 2 weeks ago

    Toronto, Canada Equest Full time

    Your Moneris Career - The OpportunityIndependent Business (IB) Credit Risk Management maintains our IB merchant portfolio within risk appetite regarding merchant Credit risk. The primary purpose of your role is to ensure we achieve our IB merchant underwriting (origination) due diligence program. This includes underwriting following our enterprise risk...

  • Summer Analyst, Sagard Credit Partners

    Found in: Jooble CA O C2 - 2 weeks ago

    Toronto, ON, Canada Sagard Holdings Inc. Full time

    Sagard Overview: Sagard is a multi-strategy alternative asset management firm with more than US$25bn under management, 150 portfolio companies, and 300 professionals. We invest in venture capital, private equity, private credit, real estate, and royalties. We deliver flexible capital, an entrepreneurial culture, and a global network of investors,...