Senior Credit Solutions Manager, Commercial Banking
1 month ago
Requisition ID: 195825
Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture.
Purpose
Contributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans,
initiatives are executed / delivered in support of the team’s business strategies and objectives while also ensuring
all activities are conducted in compliance with governing regulations, internal policies and procedures.
The Senior Credit Solutions Manager (Sr.CSM) provides financial solutions for clients through various tasks such
as risk analysis, deal structuring, credit pricing, negotiation and presentation in concert with the Senior Client
Relationship Manager “SCRM”. The incumbent interfaces directly with clients, in partnership with the SCRM.
The Sr. CSM liaises with Global Risk Management through the credit decision-making process.
The incumbent is a specialist in credit and provides financial solutions for clients through various tasks such as
risk analysis, deal structuring, credit pricing, negotiation and presentation. He/She manages a customer portfolio
of moderate to higher complexity.
The incumbent is responsible for ensuring their portfolio meets compliance to various credit metrics as well as
monitoring the portfolio to identify any negative trends. The incumbent works closely with the SCRM, Credit
Analysts and Service Specialists.
Accountabilities:
Champions a customer focused culture to deepen client relationships and leverage broader Bank relationships, systems and knowledge.
Contributes to the profitable development of Canadian Business Banking by:
Ensuring the timely analysis, structuring and presentation of credit proposals; Providing prompt and sound recommendations in the analysis and presentation of credit proposals; Ensuring effective communication with the SCRM to clearly convey the rationale for decisions, so that they may respond effectively to clients; Recommending pricing for loans and credit-related fees yielding a return commensurate with risk and due regard to profit, administration and competitive considerations; Recommending terms, conditions and covenants to provide a viable banking proposal to the client within sound credit lending practices; Restructuring marginal proposals into bankable deals where possible; Providing guidance and counsel to SCRM, so that they may better serve clients’ needs.Ensures the accurate communication and effective and timely implementation of the terms and conditions of an authorization by:
Reviewing all authorizations to ensure accuracy, completeness and clarity; Ensuring prompt follow-up for acceptance of the authorization and reacting swiftly to any problems, amendments, extensions, reporting to senior management and SCRM where necessary; Promptly and effectively addressing issues surrounding the adequacy, quality and completeness of loan documentation and security; Liaising with SCRM to ensure any required changes and follow-up for the accurate execution and delivery of same prior to disbursement of funds.Ensure the ongoing quality of the assigned credit portfolio through control and administration of the specific conditions and reporting requirements, as specified in individual authorizations are adhered to by:
Directing and assisting Credit Analysts (CA)/ Service Specialists (SS) in the detailed evaluation of all information received, reporting deficiencies or any negative findings to senior management; Adhere to any regulatory and internal Bank policies and requirements; Advising senior management of any credit weakness developing within individual accounts, by ongoing awareness and analysis of relevant financial, legal, political, technological and industry information.Provide coaching/counselling/Oversight to Credit Analysts by:
Developing the credit competencies of the CA’s in relation to assigned accounts; Providing timely performance feedback on credit analysis presented.Champion and support a culture of diversity and other initiatives aligned with the Bank Strategy.
Understand how the Bank’s risk appetite and risk culture should be considered in day-to-day activities and decisions.
Actively pursues effective and efficient operations of his/her respective areas, while ensuring the adequacy, adherence to and effectiveness of day-to-day business controls to meet obligations with respect to operational risk, regulatory compliance risk, AML/ATF risk and conduct risk, including but not limited to responsibilities under the Operational Risk Management Framework, Regulatory Compliance Risk Management Framework, AML/ATF Global Handbook and the Guidelines for Business Conduct.
Champions a high performance environment and contributes to an inclusive work environment.
Education:
University degree in business or economics or other Business Specialty background. Commitment to participate in other training requirements as determined by the Bank from time to time.
Skills/Work Experience :
Working Conditions
Work in a standard office-based environment; non-standard hours are a common occurrence. No travel.#IN-CB
-
Vancouver, British Columbia, Canada Scotiabank Full timeRequisition ID: 195825 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Purpose Contributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives while also...
-
Vancouver, Canada Scotiabank Full timeRequisition ID: 195825Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. PurposeContributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans,initiatives are executed / delivered in support of the team’s business strategies and objectives while also...
-
Senior Credit Manager
2 weeks ago
Vancouver, British Columbia, Canada Scotiabank Full timePress Tab to Move to Skip to Content Link Title: Senior Credit Solutions Manager, Commercial Banking - Vancouver, Calgary or Edmonton Contributes to the overall success of Canadian Business Banking, ensuring specific individual goals, plans, initiatives are executed / delivered in support of the team's business strategies and objectives while also ensuring...
-
Product Owner, Commercial Banking
4 weeks ago
Vancouver, Canada Central 1 Credit Union Full timeCentral 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5...
-
Commercial Credit Underwriter
2 weeks ago
Vancouver, British Columbia, Canada Bank of America Full timeJob Description:Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. Following the acquisition of Merrill Lynch on January 1, 2009,...
-
Commercial Credit Underwriter
4 weeks ago
Vancouver, British Columbia, Canada Bank of America Full timeJob Description:Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. Following the acquisition of Merrill Lynch on January 1, 2009,...
-
Product Owner, Commercial Banking
2 weeks ago
Vancouver, British Columbia, Canada Central 1 Credit Union Full timeCentral 1 cooperatively empowers credit unions and other financial institutions to deliver banking choice to Canadians. Central 1 provides critical services at scale to enable a thriving credit union system. We do this by collaborating with our clients, developing strategies, products and services to support the financial well-being of their more than 5...
-
Commercial National Account, Credit Associate
4 weeks ago
Vancouver, Canada TD Bank Full time**TD Description** Stay current and competitive. Carve out a career for yourself. Grow with us. **Department Overview** - The Commercial National Accounts (CNA) team at TD provides dedicated relationship coverage to large commercial & small to mid sized corporate clients across all industry sectors. This client base is primarily designated by size of...
-
First Nations/Metis/Inuit Candidates
4 weeks ago
Vancouver, Canada CIBC Full timeWe’re on a mission to build the relationship-focused bank of the future and we’re looking for the passionatecollaborators, innovators, advisors, and leaders who can get us there. Our distinct culture is built on a shared commitment to do what’s right for our clients, our people, and our communities, and we strive for excellence in everything we...
-
Commercial Banking Credit Analyst Internship
3 weeks ago
Vancouver, Canada BMO Financial Group Full time595 Burrard Street Vancouver British Columbia,V7X 1L7 You are a great communicator, team player, self-motivated, detail-oriented, critical thinker with excellent analytical skills, strong work ethic, relationship building skills and a passion for Commercial Banking. Our Commercial Banking Credit Analyst Internship is an exciting opportunity to learn the...
-
Director, Commercial Banking Mid-Market
2 weeks ago
Vancouver, British Columbia, Canada Canadian Imperial Bank of Commerce Full timeDirector, Commercial Banking Mid-Market page is loaded Director, Commercial Banking Mid-Market Apply locations Vancouver, BC time type Full time posted on Posted 3 Days Ago job requisition id We're building a relationship-oriented bank for the modern world. This position is an ideal choice for experienced candidates with exceptional leadership skills,...
-
Commercial Credit Underwriter – Vancouver or
4 weeks ago
Vancouver, Canada Bank of America Full timeBank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. Following the acquisition of Merrill Lynch on January 1, 2009, Bank of America is...
-
Commercial National Account, Credit Associate
2 weeks ago
Vancouver, British Columbia, Canada TD Bank Full timeTD DescriptionStay current and competitive. Carve out a career for yourself. Grow with us.Department Overview The Commercial National Accounts (CNA) team at TD provides dedicated relationship coverage to large commercial & small to mid sized corporate clients across all industry sectors. This client base is primarily designated by size of credit facilities...
-
Senior Manager, Upmarket Solutions
2 weeks ago
Vancouver, Canada Scotiabank Full timePress Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Title: Senior Manager, Upmarket Solutions Requisition ID: 201247Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. What your role will be… Senior Manager, Upmarket Solutions – Toronto, ON ...
-
Senior Manager, Upmarket Solutions
2 weeks ago
Vancouver, Canada Scotiabank Full timePress Tab to Move to Skip to Content Link Select how often (in days) to receive an alert: Title: Senior Manager, Upmarket Solutions Requisition ID: 201247Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. What your role will be… Senior Manager, Upmarket Solutions – Toronto, ON ...
-
Commercial Credit Underwriter
4 weeks ago
Vancouver, Canada Bank of America Full timeJob Description:Bank of America is one of the world's largest financial institutions, serving individual consumers, small and middle market businesses and large corporations with a full range of banking, investing, asset management and other financial and risk-management products and services. Following the acquisition of Merrill Lynch on January 1, 2009,...
-
12-month Credit Analyst, Commercial Banking
4 weeks ago
Vancouver, Canada CTBC Bank Corp. (Canada) Full time**Description**: CTBC Bank Corp. (Canada) is a subsidiary of CTBC Holding Company Ltd. and is the largest publicly-listed bank headquartered in Taiwan. As part of a global banking network with industry leading reputation in the Asia Pacific, we continue to place our clients in the forefront of our services. We are all about our clients, our business, and our...
-
Commercial Banking Account Manager
2 months ago
Vancouver, Canada BANK OF CHINA Full timePosition Title: Commercial Banking Account Manager Location: Vancouver Branch| 1025 Dunsmuir St, Vancouver, BC V7X 1L3, CanadaReport to : VB Branch Manager Last Review Date: June, 2017Duties and Responsibilities Actively seek and approach prospective applicants and collect specified information related to loan or credit application Independently review,...
-
Commercial Banking Account Manager
2 weeks ago
Vancouver, British Columbia, Canada BANK OF CHINA Full timePosition Title: Commercial Banking Account Manager Location: Vancouver Branch| 1025 Dunsmuir St, Vancouver, BC V7X 1L3, CanadaReport to : VB Branch Manager Last Review Date: June, 2017Duties and Responsibilities Actively seek and approach prospective applicants and collect specified information related to loan or credit application Independently review,...
-
Commercial Banking Account Manager
4 weeks ago
Vancouver, Canada BANK OF CHINA Full timePosition Title: Commercial Banking Account Manager Location: Vancouver Branch| 1025 Dunsmuir St, Vancouver, BC V7X 1L3, CanadaReport to : VB Branch Manager Last Review Date: June, 2017Duties and Responsibilities Actively seek and approach prospective applicants and collect specified information related to loan or credit application Independently review,...