Senior FCRM Testing Analyst

Work Location Toronto, Ontario, Canada Hours 37.5 Line of Business Financial Crime Risk Management Pay Details Base Pay Range: $76,800 - $115,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description The Financial Crime Risk Management (FCRM) Testing Team sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") Enterprise-wide. The Pre-Completion Testing (PCT) Team within FCRM Testing is responsible for the review of Regulatory Issues to verify and validate that the appropriate remedial actions have been taken to address the issues raised. The pre‑completion testing is done at the design and operating effectiveness level prior to final submission to Internal Audit. The Senior FCRM Testing Analyst - PCT Validations is responsible for conducting PCT validation testing of regulatory issue remediation activities. The position may assume leadership of the engagement and have responsibility for completion of testing phases. The position will develop test plans, execute testing activities, and monitor progress of the engagement. Depth & Scope Independently execute testing of remedial work related to Regulatory Issues. (e.g., planning, sampling, evaluation, issue identification) Develops testing documentation and results reporting in‑line with requirements Understands the Bank's financial crimes obligations and requirements and effectively applies that understanding in the execution of their work Understands the use of controls for managing financial crimes risk and applies this understanding to independently evaluate controls effectiveness and develop recommendations for enhancement Work independently as a subject matter expert of the functional area and/or business are supported and applicable regulatory requirements, and may coach and educate others Execute on more complex and/or non‑standard requests Undertake and complete a variety of projects and initiatives as part of the testing function, may include the integration of cross‑functional processes within own area of expertise Performs complex analysis and reporting Generally, reports to a Manager role Job Requirements University degree or equivalent work experience Relevant professional designations and/or certifications preferred (ex. CAMS) 4+ years of relevant experience working in a challenge function (e.g., Internal Audit, ORM, Risk Oversight) within the financial services industry In depth knowledge of AML/ATF regulations (PCMLTFA and associated Regulations), financial crime typologies, and control frameworks Strong interpersonal skills to facilitate working with business unit, FCRM advisory, senior management, and business partners at all levels. Customer Accountabilities Execute testing engagement work in accordance with established standards to achieve completion within targeted timelines Conduct analytical research and analysis as part of the assigned testing objectives Work collaboratively with key partners throughout the testing engagement Stemming from testing findings, present objective and independent opinion on the adequacy of remedial work in accordance with regulatory and internal requirements. Provide subject matter expertise on FCRM controls and processes and/or input to projects/initiatives as a representative for area of the FCRM testing function During the execution of testing activities, proactively identify matters which require additional attention, further escalation, or review, and liaise with the appropriate groups to resolve. Shareholder Accountabilities Prioritize and manage own workload to deliver quality results and meet assigned timelines Contribute to the analysis, due diligence, and implementation of initiatives within defined area of responsibility Adhere to internal policies, standards and procedures, methodologies, and applicable regulatory requirements to contribute to the review of internal processes and activities and assist in identifying potential opportunities to improve FCRM controls Understand the operations of the business unit/area being tested and to identify potential FCRM risks and apply information to complete a quality, risk‑based engagement Clearly and concisely document research as required to understand requirements specific to an engagement Actively manage relationships within and across various business lines, corporate and/or control functions, and ensure alignment with enterprise and/or regulatory requirements Provide analysis on issues and effectively communicate results to FCRM Testing management and the client Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee / Team Accountabilities Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest Provide thought leadership and/ or industry knowledge for own area of expertise in own area and participate in knowledge transfer within the team and business unit keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques Participate in personal performance management and development activities, including cross training within own team Keep others informed and up‑to‑date about the status / progress of projects and / or all relevant or useful information related to day‑to‑day activities Contribute to team development of skills and capabilities through training and mentorship of others, by sharing knowledge and experiences and leveraging best practices. Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships. Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well‑being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well‑being benefits, savings and retirement programmes, paid time off, banking benefits and discounts, career development, and reward and recognition programmes. Learn more Additional Information We're delighted that you're considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we're committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you're interested in a specific career path or are looking to build certain skills, we want to help you succeed. You'll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we're committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you've got everything you need to succeed in your new role. Interview Process We'll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you'd like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Language Requirement (Quebec only) Sans Objet #J-18808-Ljbffr