Specialist, Credit Risk and Financial Analysis
3 weeks ago
Job Overview The work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system. At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get our work done. About the role Join the Multi-Unit Borrower Financial Analysis (MUBFA) team within the Business and Portfolio Operations Division, led by Sook Yoon, in the Specialist, Credit Analysis position, where we provide credit opinions on large borrowers in support of Underwriting Operations. What you'll do: Prepare credit risk assessments of applicants supporting the Multi-Unit programs. Review financial statements and organizational structure, calculate financial ratios, and prepare/present a credit risk report to management. Provide advice and recommendations to appropriate staff and management on applicants’ creditworthiness. Establish and maintain meaningful relationships with key stakeholders to gain a thorough understanding of the operational environment in order to influence complex business decisions. Perform, document, and guide ad hoc financial analysis and provide analytical assistance to various internal stakeholders. What you should have: An undergraduate degree in Commerce, Business Administration, Finance, Economics, or Accounting. A minimum of five (5) years of progressive experience in financial risk management, with demonstrated expertise in:Credit risk assessment and mitigation strategies Commercial Mortgage lending practices and Real estate market dynamics Underwriting standards and guidelines Loan structuring and portfolio analysis Collateral evaluation and risk exposure analysis A proven ability to independently assess complex credit scenarios, applying deep industry knowledge and sound judgment to support decision-making. Strong analytical and problem-solving skills, with the capacity to think strategically and respond effectively in high-pressure situations. A solid understanding of accounting principles and standards, including their application in financial risk contexts. Familiarity with credit risk management frameworks, policies, and methodologies used in regulated financial environments. Exceptional communication skills, with the ability to translate complex financial concepts into clear, actionable insights for diverse audiences, including senior leadership and external stakeholders. Excellent interpersonal skills, with a high level of professionalism, business acumen, and the ability to collaborate effectively across multidisciplinary teams. What we offer Accrued vacation. Annual individual performance bonus. Group insurance coverage to support your well-being from day one. Support towards your personal and professional growth with training, mentorship and more. An inclusive workplace culture and environment. Our commitment to diversity, equity, and inclusion We’re committed to employment equity and encourage women, Indigenous Peoples, persons with disabilities, veterans and persons of all races, ethnicities, religions, abilities, sexual orientations, and gender identities and expressions to apply. CMHC is an inclusive workplace where diversity of thought – and of people – are recognized, valued, and considered essential to achieving our mission. #J-18808-Ljbffr
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Specialist, Credit Risk and Financial Analysis
4 weeks ago
Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeOverview Specialist, Credit Risk and Financial Analysis Job Requisition ID: 11424 Position Status: Permanent Full Time Position Type: Hybrid Office Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC) Travel Requirement: Limited Language Designation: English Essential Language Skill Levels (Read/Write/Speak): ZZZ...
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Specialist, Credit Risk and Financial Analysis
4 weeks ago
Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeOverviewSpecialist, Credit Risk and Financial AnalysisJob Requisition ID: 11424Position Status: Permanent Full TimePosition Type: HybridOffice Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)Travel Requirement: LimitedLanguage Designation: English EssentialLanguage Skill Levels (Read/Write/Speak): ZZZSecurity...
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Specialist, Credit Risk and Financial Analysis
4 weeks ago
Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeOverviewSpecialist, Credit Risk and Financial AnalysisJob Requisition ID: 11424Position Status: Permanent Full TimePosition Type: HybridOffice Location: Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)Travel Requirement: LimitedLanguage Designation: English EssentialLanguage Skill Levels (Read/Write/Speak): ZZZSecurity...
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Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeBilingual Specialist, Credit Risk and Financial AnalysisThe work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across...
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Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeBilingual Specialist, Credit Risk and Financial AnalysisThe work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across...
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Specialist, Credit Risk and Financial Analysis
3 weeks ago
Ottawa, Canada CMHC Full timeJob OverviewThe work you do and the work we do together matters. We come to work every day with a common purpose: to contribute to a well-functioning housing system.At CMHC, we hold ourselves accountable for our results and support our colleagues in their achievements. We thrive on collaboration, connecting across CMHC and involving the right people to get...
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Toronto, Montreal, Calgary, Vancouver, Edmonton, Old Toronto, Ottawa, Mississauga, Quebec, Winnipeg, Halifax, Saskatoon, Burnaby, Hamilton, Surrey, Victoria, London, Halton Hills, Regina, Markham, Brampton, Vaughan, Kelowna, Laval, Southwestern Ontario, R, Canada Canada Mortgage and Housing Corporation Full timeSpecialist, Credit Risk and Financial AnalysisJob Requisition ID: 11424Position Status:Permanent Full TimePosition Type:HybridOffice Location:Ottawa (ON); Calgary (AB); Halifax (NS); Montreal (QC); Toronto (ON); Vancouver (BC)Travel Requirement:LimitedLanguage Skill Levels (Read/Write/Speak):ZZZSecurity Requirement: Reliability StatusSalary:Our salaries...
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Hybrid Credit Risk
4 weeks ago
Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeA leading mortgage and housing organization is seeking a Specialist in Credit Risk and Financial Analysis to prepare assessments and provide recommendations on creditworthiness. This role requires an undergraduate degree in relevant fields and 5+ years in financial risk management. Strong analytical and communication skills are essential. This position is...
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Hybrid Credit Risk
4 weeks ago
Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeA leading mortgage and housing organization is seeking a Specialist in Credit Risk and Financial Analysis to prepare assessments and provide recommendations on creditworthiness. This role requires an undergraduate degree in relevant fields and 5+ years in financial risk management. Strong analytical and communication skills are essential. This position is...
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Hybrid Credit Risk
4 weeks ago
Ottawa, Canada Canada Mortgage and Housing Corporation (CMHC) Société canadienne d'hypothèques et de logement(SCHL) Full timeA leading mortgage and housing organization is seeking a Specialist in Credit Risk and Financial Analysis to prepare assessments and provide recommendations on creditworthiness. This role requires an undergraduate degree in relevant fields and 5+ years in financial risk management. Strong analytical and communication skills are essential. This position is...
