AML Financial Crime Risk Investigator II

Overview Work Location: Toronto, Ontario, Canada Hours: 37.5 Line Of Business: Financial Crime Risk Management Pay Details: $65,600 - $98,400 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role. Job Description: Conduct investigations of moderate complexity for both internal and external cases. Recommend for de-market and/or freezing accounts by the appropriate investigative unit. Conduct adjudications of moderate complexity. May provide QA/review and mentorship of a team. Applies reasonable grounds to suspect money laundering and terrorist financing. Responsibilities CUSTOMER Conduct investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations Conduct data analysis, manipulation and interpretation looking for patterns and anomalies Initiate investigations and/or responds to emerging AML and Sanctions/ABAC risks Assist with reviewing and investigating court orders (subpoenas) related to criminal actions Assist and coordinate investigations with various law enforcement agencies as delegated Prepare and deliver AML, Sanctions/ABAC & Financial Crime and/or fraud detection/loss prevention training or updates to Bank Employees or other agencies as assigned SHAREHOLDER Lead work streams by acting as a project lead for medium scale projects / initiatives in accordance with project management methodologies Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate Conduct reporting and / or meaningful analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices Be knowledgeable of practices and procedures within own area of responsibility and keep abreast of emerging trends for own functional area Protect the interests of the organization – identify and manage risks, and escalate non-standard, high-risk transactions / activities as necessary Maintain appropriate project records, databases, and information; report to management and others on project status and updates Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist Acquire and apply expertise in the discipline, provide guidance, assistance, and direction to Analysts, Investigators and others Identify, recommend, and effectively execute standard practices applicable to the discipline Adhere to internal policies/procedures and applicable regulatory guidelines Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite EMPLOYEE / TEAM Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest Support the team by continuously enhancing knowledge / expertise in own area and participate in knowledge transfer within the team and business unit Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques Participate in personal performance management and development activities, including cross training within own team Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day-to-day activities Contribute to the success of the team by willingly assisting others in the completion and performance of work activities; provide training, coaching and/or guidance as appropriate. Contribute to a fair, positive and equitable environment that supports a diverse workforce Act as a brand champion for your business area/function and the bank, both internally and/or externally Breadth & Depth Experienced working professional role providing services, advisory or processes / program support Requires experienced, conceptual, and practical knowledge within respective area and knowledge of broader related areas Accountable for own work and sometimes others; acts as an escalation point or knowledge resource for others in their own area Leads projects or work streams within broader projects with moderate risk and may be accountable for ongoing activities, processes, and functional programs Works within broad guidelines / policies and independently performs tasks from end to end Work performed under minimal management guidance and supervision Generally, reports to a Manager Experience And / Or Education Undergraduate degree or equivalent work experience 3+ years experience About Us TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. We are committed to being a leader in customer experience and provide development opportunities, mentorship, and training programs. Regular leadership and development conversations are part of our culture. Our Total Rewards Package includes base salary, variable compensation, and health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more. Additional Information We’re delighted that you’re considering building a career with TD. This opportunity is subject to provincial regulation for employment purposes. Each province or territory within Canada may have its own regulations and requirements. Colleague Development: Regular career, development, and performance conversations with your manager, access to an online learning platform, and mentoring programs to help you unlock future opportunities. Training & Onboarding: Training and onboarding sessions to ensure you’ve got everything you need to succeed in your new role. Interview Process: We’ll reach out to candidates of interest to schedule an interview and aim to communicate outcomes to all applicants by email or phone. Accommodation: If you need accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to participate in the interview process, please let us know. Language Requirement (Quebec Only): Sans Objet #J-18808-Ljbffr