Lead AML Financial Crime Risk Investigator

Lead AML Financial Crime Risk Investigator (4305) Join to apply for the Lead AML Financial Crime Risk Investigator (4305) role at TD Work Location: Toronto, Ontario, Canada Hours: 37.5 Line Of Business: Financial Crime Risk Management Pay Details: $96,900 - $136,800 CAD Job Description Leads thematic (regulatory/public-private partnership) investigative projects, complex and sensitive investigations through analysis of evidence gathered for both internal and external investigations. This includes reporting, mitigating, and disrupting financial crime for AML, ATF, Sanctions and ABAC. Provides investigative, developmental and quality assurance support to the Senior Manager and their team, focused on the investigative output of the teams. Customer Lead variety of complex investigations, including AML, Sanctions/ABAC and Financial Crime Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied Work effectively with counterparts at other FI’s, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure Conduct investigations in a professional and timely manner Identify and communicate procedural weaknesses to businesses and ensure processes for remediation are in place such as following up for corrective action where applicable Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders. This may include working with law enforcement and others in the judicial system Maintain and establish working relationships with internal partners (e.g., HR, Employment Standards and Legal etc.) for investigative purposes Apply sound methodologies to collect, preserve, and analyze digital evidence in accordance with investigative mandate. Shareholder Evaluate the effectiveness of processes/services and recommend/champion possible enhancements; may create new processes Establish escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs Conduct internal and external research projects; support the development/ delivery of presentations / communications; may deliver presentations to management Ensure a high level of service by setting clear service standards and measuring effectiveness Support the annual planning cycle; confirm quarterly forecast amounts (invoices and estimates) for quarterly budget lockdown Adhere to enterprise frameworks or methodologies that relate to activities for respective business area(s) Consistently exercise discretion in managing correspondence, information and all matters of confidentiality; escalate issues where appropriate Protect the interests of the organization – identify and manage risks, and ensure the prompt and thorough resolution of escalated non-standard, high-risk issues Run analysis at the functional or enterprise level using results to draw conclusions, make recommendations, assess the effectiveness of programs/ policies/ practices Keep abreast of emerging issues, trends, and evolving regulatory requirements and assess potential impacts Maintain a culture of risk management and control, supported by effective processes in alignment with risk appetite Employee / Team Participate fully as a member of the team, support a positive work environment that promotes service to the business, quality, innovation and teamwork and ensure timely communication of issues/ points of interest Provide thought leadership and/or industry knowledge for own area of expertise and participate in knowledge transfer within the team and business unit Keep current on emerging trends/ developments and grow knowledge of the business, related tools and techniques Lead or participate in personal performance management and development activities, including cross training within own team Keep others informed and up to date about the status / progress of projects and / or all relevant or useful information related to day‑to‑day activities Contribute to team development of skills and capabilities through mentorship of others, by sharing knowledge and experiences and leveraging best practices. Lead, motivate and develop relationships with internal and external business partners / stakeholders to develop productive working relationships. Contribute to a fair, positive and equitable environment that supports a diverse workforce Act as a brand ambassador for your business area/function and the bank, both internally and/or externally Breadth & Depth Investigates AML/ATF and financial crime and/or criminal cases thematic and/or complex in nature Advanced knowledge of Bank products, systems, policies and procedures Advanced knowledge of criminal investigative techniques, related laws governing collection of evidence, court proceedings and financial/criminal trends Manages programs/projects/ initiatives of moderate scope and complexity Expert level professional role requiring in-depth knowledge/ expertise in own field of specialty and working knowledge of broader related areas Integrates the broader organizational context into advice and solutions within own area. Understands the industry, competition and the factors that differentiate the organization Generally, reports to a Senior Manager Experience And / Or Education Undergraduate degree or equivalent work experience 7+ years experience Hybrid Work Model Work activities include a blend of highly collaborative activities and individual deliverables. Individuals are expected to be onsite 4 days a week effective 3 Nov, 2025. Colleagues may spend more or less days in office as required by the business line. Who We Are TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. Every day, we deliver legendary customer experiences to over 27 million households and businesses in Canada, the United States and around the world. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. Our Total Rewards Package Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical, and mental well-being goals. Total Rewards at TD includes a base salary, variable compensation, and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Learn more Additional Information We’re delighted that you’re considering building a career with TD. Through regular development conversations, training programs, and a competitive benefits plan, we’re committed to providing the support our colleagues need to thrive both at work and at home. Please be advised that this job opportunity is subject to provincial regulation for employment purposes. It is imperative to acknowledge that each province or territory within the jurisdiction of Canada may have its own set of regulations, requirements. Colleague Development If you’re interested in a specific career path or are looking to build certain skills, we want to help you succeed. You’ll have regular career, development, and performance conversations with your manager, as well as access to an online learning platform and a variety of mentoring programs to help you unlock future opportunities. Whether you have a passion for helping customers and want to expand your experience, or you want to coach and inspire your colleagues, there are many different career paths within our organization at TD – and we’re committed to helping you identify opportunities that support your goals. Training & Onboarding We will provide training and onboarding sessions to ensure that you’ve got everything you need to succeed in your new role. Interview Process We’ll reach out to candidates of interest to schedule an interview. We do our best to communicate outcomes to all applicants by email or phone call. Accommodation Your accessibility is important to us. Please let us know if you’d like accommodations (including accessible meeting rooms, captioning for virtual interviews, etc.) to help us remove barriers so that you can participate throughout the interview process. Language Requirement (Quebec Only) Sans Objet #J-18808-Ljbffr