Senior FCRM

Overview Work Location: Toronto, Ontario, Canada Hours: 37.5 Line Of Business: Financial Crime Risk Management Pay Details: $76,800 - $115,200 CAD TD is committed to providing fair and equitable compensation opportunities to all colleagues. Growth opportunities and skill development are defining features of the colleague experience at TD. The base pay actually offered may vary based upon the candidate's skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs. As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

Job Description

The Financial Crime Risk Management (FCRM) Enterprise Testing Team (formerly Global Anti-Money Laundering) sits within the second line of defense and conducts design and operating effectiveness testing of AML/ATF, Sanctions, and ABAC controls (collectively referred to as "FCRM Controls") within TD's business lines, relevant operational and control units (including the Financial Intelligence Unit (FIU)), and key FCRM technologies, Enterprise-wide (Canada, Europe, and Asia-Pacific). The Senior FCRM Testing Analyst executes independent testing of FCRM controls for assigned businesses, technologies, and operational units across the Bank. The position will assume leadership of the engagement and have responsibility for completion of testing phases. The position will develop test plans and attributes and monitor progress of the engagement.

As the overall engagement lead, the position may also oversee and review work of supporting analysts. This position will be responsible for testing key controls and processes within TD's Financial Intelligence Unit (FIU) including, but not limited to, teams responsible for transaction monitoring, high-risk investigations, regulatory reporting, demarkets, and sanctions operations. Key Accountabilities Oversee and/or independently perform testing of FCRM controls within the various TD lines of business as well as the operational units including the FIU, High Risk Investigations, Sanctions Operations, and Anti-Bribery Anti-Corruption teams. Lead the communication and the reporting process with the multiple stakeholders, including senior management.

Execute all phases of a testing engagement, including planning, fieldwork (design and operational effectiveness testing, including sample testing), and reporting. Collaborate and coach supporting analysts in all phases of the engagement. Execute follow-up of findings raised from testing engagements in accordance with established standards. Interact frequently with management and senior leadership of FCRM business lines.

Prepare and present complex reporting, analysis and assessments that will bring about significant improvements to internal processes and activities. Execute on more complex and/or non-standard requests. May undertake and complete a variety of projects and initiatives in addition to regularly scheduled testing engagements. Keep current on emerging trends and evolving regulatory requirements to find opportunities and recommend improvement areas to senior management to increase the efficiency and effectiveness of the team.

Reports to a Manager role.

Job Requirements

University degree/ college diploma or equivalent. CAMS designation (or similar) preferred. 4+ years of experience in AML/ATF, Sanctions and/or control testing roles.

Experience

working in an FIU and/or proficient knowledge of FIU related processes and controls. Proficient knowledge of testing standards, systems, procedures, laws, rules, regulations, reporting and controls. Strong interpersonal skills to facilitate working with business unit, FCRM advisory, senior management, and business partners at all levels. Knowledge of current and emerging AML/ATF trends.

Skilled in providing guidance to junior analysts. Skilled in creating appropriate analysis and reporting within a defined timeframe. Ability to communicate effectively in both oral and written form. Accountabilities by Category Customer Accountabilities: Executes testing engagement work in accordance with established standards to achieve completion within target timelines; conducts skilled analytical research and analysis as part of the testing engagement; works collaboratively with key partners; presents objective and independent advice & recommendations to control partners on the adequacy of RCM processes and controls in accordance with regulatory and internal requirements; executes follow-up of findings; provides subject matter expertise and input to projects/initiatives; proactively identifies matters requiring escalation; oversees/leads the testing engagement as assigned.

Shareholder Accountabilities: Prioritizes and manages own workload to deliver quality results; contributes to analysis, due diligence, and initiatives; adheres to internal policies, standards and procedures; understands operations to identify risks; documents research; stays current on regulatory changes; manages relationships across lines; communicates results to Testing management and the client; maintains a culture of risk management. Employee/Team Accountabilities: Participates as a team member, supports a positive work environment, shares knowledge, stays current on trends, engages in development activities, mentors others, leads and develops relationships with stakeholders, and promotes diversity and an equitable environment.

Who We Are

TD is one of the world's leading global financial institutions and is the fifth largest bank in North America by branches/stores. More than 95,000 TD colleagues bring their skills, talent, and creativity to the Bank, those we serve, and the economies we support. We are guided by our vision to Be the Better Bank and our purpose to enrich the lives of our customers, communities and colleagues. TD is committed to customer experience and supports regular leadership and development conversations, mentorship, and training programs.

TD aims to help employees grow with the organization. Our Total Rewards Package Our Total Rewards package reflects investments in colleagues to help them achieve financial, physical, and mental well-being goals. This includes base salary, variable compensation, health and wellbeing benefits, savings and retirement programs, paid time off, banking benefits and discounts, career development, and reward and recognition programs. Additional Information This job opportunity is subject to provincial regulation for employment purposes.

Each province or territory within Canada may have its own regulations and requirements. Colleague Development and Onboarding We offer regular career development conversations, access to an online learning platform and mentoring programs. We provide training and onboarding to ensure you succeed. Interview Process We will reach out to candidates of interest to schedule an interview and strive to communicate outcomes by email or phone.

Accommodation Accommodations are available to assist participation in the interview process, including accessible meeting rooms and captioning for virtual interviews. We look forward to hearing from you Language Requirement (Quebec Only) Sans Objet #J-18808-Ljbffr