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Director, Commercial banking

4 weeks ago


Montreal administrative region, Canada BMO Full time

Director, Commercial Banking (Business Property Finance) Business Property Finance team focuses on alternate real estate sectors where business risk is high, including seniors housing, hotels, student housing, storage, film studio finance, data centers, and parking. The platform is growing rapidly, dealing with large, leading companies in their sectors and taking lead syndicate positions. Responsibilities Act as escalation point for complex client issues, using strategic problem‑solving to resolve conflicts and maintain strong client relationships. Lead the structuring of high‑value, complex deals and credit approvals, ensuring alignment with client needs. Oversee credit approvals and drive pricing coordination, acting as the primary client advocate to align client needs with bank objectives. Drive negotiations for high‑value, complex transactions, ensuring deals are structured to meet client needs. Manage high‑value client portfolios, driving cross‑selling, retention, and profitability. Implement cross‑selling initiatives, driving client engagement and transitioning opportunities into revenue‑generating sales. Lead market coverage strategies to expand portfolios, identify opportunities, and align with business goals. Represent the bank at industry forums and conferences, leveraging insights on trends, competition, and emerging products to drive strategic decision‑making. Engage with senior leadership and cross‑functional teams to align strategies, address client needs, and drive holistic business solutions. Deliver reports to the bank’s leadership on team performance, client satisfaction, market trends, and key strategic initiatives. Drive strategic advisory on loan products, options, rates, terms, and collateral requirements, ensuring tailored solutions that align with client needs. Build and maintain strong long‑term relationships with high‑value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service. Structure deals, secure credit approvals, negotiate high‑value transactions, and identify opportunities for cross‑selling. Analyze market trends, client industry developments, and competitive positioning to inform client solution strategies and optimize satisfaction. Work closely with internal teams and stakeholders to define products, solutions, and strategies that best fit clients’ needs. Identify share‑of‑wallet opportunities. Leverage analysis tools to nurture and grow a portfolio that exceeds ROE thresholds and evaluate client returns proactively. Ensure adherence to regulatory requirements, internal controls, and compliance policies in all relationship‑management activities. Operate at a group/enterprise‑wide level and serve as a specialist resource to senior leaders and stakeholders. Apply expertise and think creatively to address unique or ambiguous situations and find solutions to complex, non‑routine problems. Implement changes in response to shifting trends. Broader work or accountabilities may be assigned as needed. Qualifications 10+ years of experience in Relationship Management, Account Management, or Portfolio Management in a corporate or segmented banking environment with sales metrics. Bachelor’s degree required; Business Administration, Finance, and Accounting preferred. Other related disciplines or commensurate work experience considered. Credit qualifications and associated knowledge/skills for a Credit Qualifiable role according to portfolio requirements. Seasoned professional with a combination of education, experience, and industry knowledge. Expertise Areas Product Knowledge Regulatory Compliance Structuring Deals Portfolio Management Credit Risk Assessment Customer Service Stakeholder Management Negotiation Customer Relationship Building Salary $86,000.00 – $160,000.00 (Salaried) Benefits Health insurance, tuition reimbursement, accident and life insurance, retirement savings plans, performance‑based incentives, discretionary bonuses, and other perks. Commission structure may apply based on experience and performance. About BMO At BMO we are driven by a shared purpose: Boldly Grow the Good in business and life. We create lasting, positive change for our customers, communities, and people by innovating and pushing boundaries. BMO is an inclusive, equitable, and accessible workplace committed to accommodating candidates’ needs and fostering diverse perspectives. #J-18808-Ljbffr