Treasurer

Treasurer Join to apply for the Treasurer role at KOHO. About KOHO We’re on a mission to make financial services better for every Canadian. That means no hidden fees, no predatory interest rates—just financial products designed to help our users spend smart, save more, and build real wealth. We’re a performance organization with a strong heart: we care deeply about outcomes, and everything ties back to our mission—to financially empower a generation of Canadians. We believe real impact comes from people who are trusted, empowered, and supported to do their best work—without sacrificing their lives. We prioritize work-life integration, not just balance. That means asynchronous collaboration, flexible hours, and a remote‑first setup built around autonomy and high trust. KOHO is entering its next chapter—leaner, smarter, more AI‑integrated. We’re building for impact, not bureaucracy. About The Role The Treasurer will lead the treasury function at KOHO and report directly to the CFO. The role will play a strategic part in designing and establishing treasury processes from the ground up as KOHO gains approvals for its Schedule 1 Bank license. It requires expertise in building scalable treasury operations in a high‑growth fintech environment. The Treasurer will establish and operationalize comprehensive treasury frameworks, ensuring regulatory compliance and managing liquidity, funding and capital strategies for the new banking entity. Key Responsibilities Treasury Operational Readiness & Management Design and establish treasury processes, policies, and procedures for KOHO’s banking operations from inception. Design liquidity, ALM and interest‑rate risk frameworks that are compliant with Basel III and OSFI guidelines. Once licensed, manage daily liquidity and cash positioning. Develop appropriate models for treasury planning, forecasting and stress‑testing scenarios. Oversee funding strategies, including deposit management, wholesale funding and capital markets activities, including the direct oversight over the GIC deposit broker business. Manage the bank’s investment portfolio in accordance with regulatory requirements and risk appetite. Compliance & Risk Management Ensure readiness for enhanced regulatory oversight and reporting requirements. Maintain compliance with regulatory requirements and internal guidelines related to treasury operations. Coordinate with regulatory bodies on treasury‑related compliance matters as required. Develop and maintain treasury risk‑management controls and testing protocols. Strategic & Advisory Functions Advise ALCO and senior management on liquidity, funding and capital optimization strategies. Build scalable treasury processes and systems to support the bank’s growth trajectory. Leadership & Team Management Build and develop the treasury team at KOHO as the function scales. Provide strategic guidance and mentorship to team members. Drive process improvements and automation initiatives across the treasury function. Foster a culture of grit, curiosity, precision and continuous improvement. Preferred Qualifications CPA or CFA designation required; both considered an asset. Minimum 7 years of relevant treasury experience in banking or financial services. At least 3 years of experience in a treasury leadership role at a Canadian financial institution. Experience and knowledge of regulatory reporting requirements to OSFI and CDIC. Experience establishing or scaling treasury operations. Deep understanding of Canadian banking regulations, OSFI guidelines and Basel III framework. Experience with treasury management systems and financial modeling tools. Core Competencies Excellent analytical and problem‑solving skills. Strong interpersonal and communication skills. Ability to work within deadlines and to accommodate changing priorities. Self‑motivated, proactive and adaptable. Strategic thinker with the ability to design processes for future scale. You Will Love This Role If You Like A low‑ego, high‑execution team that mentors its members. A strategic position with significant impact in a rapidly evolving fintech. An opportunity to build a treasury function from scratch for a licensed bank. An environment where problem‑solving skills are nurtured and challenged. Being at the forefront of innovation in Canadian banking. What’s in it for you? Opportunity to shape the future of fintech and financially empower Canadians. Competitive compensation & equity.