Life Underwriter

Manulife Financial's Individual Insurance organization is a leading provider of insurance products to Canadian families, individuals and businesses.  We are recognized in the marketplace for our innovative products, excellent service and professional, expert advice. 

We are looking for high energy, initiative individuals who are experienced in Life Underwriting to join our world class Underwriting team. The Individual Life Underwriter has the opportunity to work with varied distribution channels including National Accounts, MGA's and Traditional Producers.  Manulife's Underwriting team encourages and supports continued professional development of our Underwriters.   

To be successful in our Underwriting department you must have and demonstrate a passion for your career in Underwriting  You will be a dynamic, positive, customer service focused and creative individual in your work. You will also need to have an aptitude and demonstrated ability to think outside of the box to provide "solutions" and identify opportunities to exceed in your craft.

Responsibilities

• Select & classify risks according to Manulife philosophy and standards

• Provide excellent customer service and build positive relationships with all internal & external clients

• Compliance with all legislation and consumer regulation as they apply to risk classification, privacy and disclosure

• Identify and provide solutions to work related problems and procedures

• Ensure team goals are met at all times and promote an atmosphere of confidence and trust with all customers in order to facilitate acceptance of decisions

Required Qualifications:

• Strong knowledge of human anatomy, medical terminologies, diseases, tests, treatment modes, medication and their application

• Sound knowledge of non-medical risk

• Exemplary customer service skills and excellent oral & written communication skills

• Ability to comprehend, retain and apply current technical information to daily work issues

• Knowledge of systems dealing with insurance applications, new business processes along with general PC skills (Word, Excel, Internet)

Preferred Qualifications:

• Currently enrolled in LOMA and/or ALU courses or other insurance related courses

• Regular and attending member at industry meetings, seminars and conferences

• University/College Degree in a related discipline

• Medical training / knowledge / experience

• Demonstrated professional experience as a Life Underwriter

• Experience and signing authority on cases of at least $500,000.

• Bilingual (French, English)

 Attributes

• Well organized with strong attention to detail

• Possess excellent decision making skills

• Be an independent self-starter

• Have strong analytical and problem solving skills

• Ability to work within tight turnaround times

• Ability to be adaptable and flexible when dealing with change

• Strong verbal and written communication skills

• Ability to deal effectively/professionally with the field force

• Continuous learner (pursuing continuing education courses)

When you join our team:

• We'll empower you to learn and grow the career you want. 

• We'll recognize and support you in a flexible environment where well-being and inclusion are more than just words. 

• As part of our global team, we'll support you in shaping the future you want to see.

About Manulife and John Hancock

Manulife Financial Corporation is a leading international financial services provider, helping people make their decisions easier and lives better. To learn more about us, visit

Manulife is an Equal Opportunity Employer

At Manulife/John Hancock, we embrace our diversity. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals. We are committed to fair recruitment, retention, advancement and compensation, and we administer all of our practices and programs without discrimination on the basis of race, ancestry, place of origin, colour, ethnic origin, citizenship, religion or religious beliefs, creed, sex (including pregnancy and pregnancy-related conditions), sexual orientation, genetic characteristics, veteran status, gender identity, gender expression, age, marital status, family status, disability, or any other ground protected by applicable law.

It is our priority to remove barriers to provide equal access to employment. A Human Resources representative will work with applicants who request a reasonable accommodation during the application process. All information shared during the accommodation request process will be stored and used in a manner that is consistent with applicable laws and Manulife/John Hancock policies. To request a reasonable accommodation in the application process, contact

Referenced Salary Location

Working Arrangement

Salary range is expected to be between

If you are applying for this role outside of the primary location, please contact for the salary range for your location. The actual salary will vary depending on local market conditions, geography and relevant job-related factors such as knowledge, skills, qualifications, experience, and education/training. Employees also have the opportunity to participate in incentive programs and earn incentive compensation tied to business and individual performance.

Manulife offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We also offer eligible employees various retirement savings plans (including pension and a global share ownership plan with employer matching contributions) and financial education and counseling resources. Our generous paid time off program in Canada includes holidays, vacation, personal, and sick days, and we offer the full range of statutory leaves of absence. If you are applying for this role in the U.S., please contact for more information about U.S.-specific paid time off provisions.