Manager, Credit Structuring

About Lakepoint Capital

Lakepoint Capital is a commercial debt advisory firm that structures and secures tailored financing solutions for business owners, commercial real estate investors, and multi-family developers. Our team brings backgrounds in banking, accounting, law, and M&A, allowing us to deliver exceptional strategic and executional support across a wide range of financing mandates.

Role Overview

The Manager, Credit Structuring
 will be a key member of Lakepoint Capital's execution team, working closely with originators to evaluate opportunities, develop optimal financing structures, and support the successful closing of transactions.

This role is well-suited to an analytically minded professional who enjoys working with numbers, understanding how businesses operate, and translating financial information into practical lending strategies. While not a sales position, the role involves regular client and lender interaction.

You'll play an integral part in ensuring each deal is thoughtfully structured, accurately underwritten, and professionally presented with the intention of helping our clients secure the best possible financing outcomes.

Key Responsibilities

• Analyze client financial statements to assess creditworthiness, borrowing capacity, and financing options.
• Develop preliminary deal sizing and structuring recommendations for review with originators.
• Prepare financial models, cash flow projections, and lender presentation packages.
• Support the due diligence and closing process, including managing document flow and coordinating with clients, lenders, and our clients' professional advisors.
• Identify and clearly communicate key risks, mitigants, and deal strengths to lenders while negotiating for the best possible outcome.
• Maintain working knowledge of lender underwriting parameters, credit criteria, and market trends.
• Help maintain accurate and up-to-date CRM (Hubspot) records for all client engagements under your direct involvement, ensuring key data and milestones are properly captured.
• Contribute to the continuous improvement of Lakepoint's financial modeling and deal execution processes.

Qualifications and Core Competencies

• Bachelor's degree in finance, accounting, business, or a related discipline.
• 3 to 5 years of post-graduate experience in public practice accounting, commercial lending, credit analysis, or non-residential mortgage underwriting.
• CPA or other post-graduate designation is an asset, but not required.
• Strong understanding of financial statements, accounting concepts, and business fundamentals.
• Moderate to advanced proficiency in Microsoft Excel and comfort working with financial models.
• Excellent attention to detail, critical thinking, and problem-solving skills.
• Strong written and verbal communication skills with the ability to convey financial concepts clearly and confidently.
• A practical understanding of how businesses create and manage value, beyond just the numbers.

Compensation

• Base salary:
   $70,000 to $90,000 (commensurate with experience)
• Revenue sharing:
   While this role is not responsible for sourcing new clients, it plays a critical role in delivering successful outcomes for our clients and the firm. As such, revenue sharing is tied to the success of the transactions you help execute.
• Competitive benefits package
• Professional dues paid, if applicable

Why Join Lakepoint Capital

• Be part of a growing, entrepreneurial firm with deep expertise in commercial debt advisory.
• Gain exposure to diverse industries and transaction types, from owner-occupied real estate to cash flow and working capital financing.
• Work directly with experienced principals who are committed to mentorship and professional development.
• Contribute to meaningful, high-impact transactions that shape clients' long-term success.
• Enjoy flexibility through a hybrid schedule. While remote work is supported, regular in-office time is expected to support coordination and collaboration on client engagements.

Location

• Kelowna, BC
  (Hybrid)

Job Type: Full-time

Pay: $70,000.00-$90,000.00 per year

Benefits:

• Casual dress
• Dental care
• Extended health care
• Paid time off
• Work from home

Location:

• Kelowna, BC (required)
• Work Location: Hybrid remote in Kelowna, BC