Legal Counsel
7 days ago
About Digital Commerce Group:
Digital Commerce Group, including Digital Commerce Bank which is a Canadian Schedule I Bank, is focused on technology and delivering robust and secure payment technologies. The Group's technology-driven platform provides innovative payment and banking solutions to its corporate clients, enabling businesses to offer their own financial and payment solutions. The Bank's proprietary payment processing solutions as well as straightforward APIs offer clients efficiency, flexibility, and convenience when it comes to integrating services directly to a business' product. The Group is a member of Payments Canada, and is a principal member of Interac, Visa and MasterCard. We are looking for a skilled mid-level lawyer to join our in-house legal team and support our regulatory, commercial, and strategic initiatives.
Role Overview:
As a key member of our legal team, you will provide pragmatic legal advice across a broad range of banking and payments matters, helping to support the Bank's business initiatives while ensuring compliance with Canadian regulatory regimes.
Key Responsibilities:
- Provide legal advice on compliance with Canadian banking and payments laws, rules and regulations, including the Bank Act (Canada), consumer protection legislation, payment card network rules and other applicable federal and provincial frameworks.
- Assist with the drafting, review and negotiation of commercial contracts, including services agreements, program agreements and technology agreements.
- Prepare and review cardholder agreements in compliance with applicable laws and regulatory requirements.
- Monitor regulatory developments and advise on impacts to business operations.
- Work closely with compliance, risk, and business teams to identify regulatory risks and provide practical solutions.
- Work on regulatory filings, submissions, and interactions with regulators.
- Support internal policies, procedures, and governance frameworks to ensure adherence to regulatory requirements.
- Work with external counsel and assist with related budgeting.
Qualifications:
- 5–8 years of legal experience, in-house or at a law firm.
- Exposure to banking and payments legislation and regulation.
- Experience advising on commercial contracts, regulatory compliance, and risk management.
- Excellent drafting, negotiation, and communication skills.
- Ability to provide pragmatic, business-focused legal advice in a fast-paced environment.
- JD/LLB from a recognized law school and membership in a Canadian law society.
Location
: Calgary, Alberta or Toronto, Ontario – In Office Work – Calgary [or Toronto]
Experience
: 5–8 years
Compensation
: Competitive compensation, commensurate with experience
Job Types:
Full-time, Permanent
Benefits:
- Company events
- Dental care
- Extended health care
- Life insurance
- On-site parking
- Paid time off
- RRSP match
- Vision care
Experience:
legal: 5 years (preferred)
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