Portfolio Analyst, Commercial Asset Management

We are hiring a Portfolio Analyst, Commercial Asset Management

Reporting To:

Associate Director and Team Lead

Full-Time/Part- Time:

Full-time

Salary Range:

$54,846 - $87,754

Posting Date:

January 7, 2026

Closing Date:

January 21, 2026

Hours of Work:

8:30 a.m. – 5:00 p.m.

Grade:
Office Location:     

12.3
Toronto
Great location Steps away from the main public transit station

What we offer:

Highly competitive compensation package which includes, base salary, bonus, benefits, and career advancement opportunities
*Eligibility for benefits is dependent on the terms of employment

The Opportunity 
 
To manage a portfolio of loans to the highest industry standard with team members ensuring all terms of the commitment letter (including all supporting agreements) are performed by the borrower to the benefit of our investors and responding to any reasonable borrower requests that are consistent with the terms of the commitment or are approved by the investor.

How you will contribute:  

Responsible to review and analyze portfolio statistics, in depth understanding and ability to make sound decisions and recommendations on financials such as: rent rolls, operating statements and financial/net worth statements.
Manage assigned high value mortgage portfolio proactively to ensure that all required conditions for commercial mortgages are fulfilled and to satisfaction of investors and CMHC
Thorough knowledge in all aspects of commercial lending including underwriting, commitment clauses, certificate of insurance and property insurance and insurance claims, holdback and reserves.
Ability to review third party reports including appraisals environmental reports, and BCA reports.
Expertise in performing independent analysis and providing recommendations and approvals on mortgage related property changes such as: easements, severance of lots, property insurance, expropriations, penalty calculations, undertakings
Accountable to provide first level of review for approval processes.
Effectively interface with borrowers, consultants and investors and solicitors.
Work collaboratively with multiple internal departments such as Origination, Funding, Renewal, Default and Investor Relations
Excellent communication skills in handling inquiries from investors, clients, consultants and solicitors.
Adherence to policy and procedures, service levels and compliance
Able to mentor and lead by example 
Apply problem solving skills in solving issues and to meet service standards
Excellent time management skills and ability to maintain and handle high volumes.
Recommend and provide process improvements in order to build efficiencies  
Proven organizational skills and demonstrated ability to prioritize and multi-task
Complete special projects as assigned by management
Adhere to policies /procedures to ensure AML requirements are met, when applicable. 

The experience you need

Post secondary education and/or equivalent work experience preferred
5-7 years of experience in Financial Services, Mortgages, preferably in commercial mortgages
Bachelor's Degree in Business Administration, Commerce or related required
Bilingualism (English & French) is considered an asset

Working Environment and Physical Demands Analysis:

Office environment
Periods of high volume with tight timelines
Long periods of stationary position/sitting
Prolonged periods of repetitive movement (i.e. using a keyboard and mouse)
Long periods of time in viewing a computer screen
Multi-tasking may include speaking to customers on a telephone call while looking up information on a computer program.

Why join First National?

Competitive Compensation
Comprehensive benefits program (i.e., Health Spending Account, Maternity and Parental Leave Top Up)
Hybrid working environment
Extensive training programs to set our employees up for success
Modern office environment conducive to collaboration
Supportive teamwork culture
Opportunities to give back to the communities and work through events focused on a variety of charities
Ongoing social events throughout the year

The team you'll join:
Founded in 1988, First National is one of Canada's largest non-bank lenders. We provide residential mortgages exclusively through the mortgage broker channel and we are Canada's largest commercial mortgage lender.
First National has been consistently recognized as a great place to work and we are proud that our employee engagement feedback is higher than our industry partners.
   
Artificial Intelligence is not used in our recruitment or hiring process for this role.
 
We would like to thank all applications for their interest in this existing vacancy but only candidates selected for an interview will be contacted. 
 
First National is proud to be an equal opportunity employer and is committed to diversity and inclusion regardless of race, color, religion, national origin, age, gender identity, physical or mental disability, sexual orientation and any other category protected by law.
 
First National supports requests for accommodation from applicants with disabilities; please contact Human Resources at should you need an accommodation at any point in the recruitment process.
 
#FNLOON

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