Account Manager

2 weeks ago

Bedford, Canada East Coast Credit Union Ltd. Full time

East Coast Credit Union is seeking an **Account Manager, Business Services**to join our team This role will be work out of our West Bedford branch, and will have a focus on developing new business in the West Bedford area. It is well suited for an individual with exceptional customer service and proven relationship building experience seeking an opportunity to join our progressive and high-performing team

East Coast Credit Union is a full-service financial cooperative organization that is deeply committed to the communities in which we live and work. With 20 locations from Halifax to Cape Breton and a virtual presence, we offer refreshingly honest banking and take pride in providing an exceptional member experience.

**You would**
- Manage an assigned portfolio of existing members and proactively look for opportunities to grow the portfolio.
- Compile loan packages and negotiate loan structure with applicant, including but not limited to rates, repayment options, and other credit terms.
- Proactively identify commercial members’ current and future financial needs and offer suitable products & services. Refer business to other areas of the Credit Union.
- Recommend sound business lending practices and procedures consistent with policy, industry standards, and member service expectations.
- Assist Branch Managers with credit structuring, assessment and provide training and coaching when required.
- Monitor account overdraft activity and contact members to encourage prompt repayment of delinquent accounts.
- Support community initiatives through volunteering and attending events and activities on behalf of the Credit Union.

**You have**
- A Business Degree with an emphasis in Business Administration or Commerce
- Three to five years of experience in commercial lending in a financial institution; or an equivalent combination of training and experience in credit management.
- Knowledge of risk management practices; internal auditing and regulatory compliance.
- Ability to interpret and analyze financial data.

**You Are**
- An experienced commercial banking or lending professional with an in-depth understanding of financial products, trends and service offerings.
- Confident in your business development, retention, and relationship building skills.
- Customer Service, results oriented, and always looking out for the best interest of our members.
- A flexible team player able to adapt to a quickly changing environment.

**We offer**
- Outstanding culture and opportunity to join an engaged and community-focused team.
- Tuition reimbursement, training, and personal development.
- Competitive compensation ($72,563.85-85,368.15) and benefits with performance-based incentives.
- Generous benefits package including a Flexible Health and Dental Plan (paid 100% by employer) and up to 9% contribution with employer match in the Defined Contribution Pension Plan.
- Additional employee perks include but are not limited to wellness credit; reduced rates on employee loans/mortgages and paid volunteer time.

**Applications will be accepted until February 24.**

Please note that all offers of employment are conditional upon the acceptance of an Individual Fidelity Bond Application which includes a criminal check and a credit check.

At East Coast Credit Union, we are passionate about creating a diverse, equitable, and inclusive workplace and believe a diversity of perspectives, experiences and backgrounds benefit our employees, our members, and our communities.

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