Manager, Actuarial Services

1 day ago


Waterloo, Canada Heartland Mutual Insurance Full time

Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to change, and pursuing your career aspirations.
What you will do...
- General
- Develop the team’s talent base - skills, capabilities, knowledge.
- Strategically plan, manage, and coach the team daily.
- Provides regular project updates to stakeholders. Anticipate obstacles and raises them in advance; proposes possible solutions to obstacles.
- Leads projects from beginning to end, including documentation. Delegates effectively, including following up where appropriate.
- Research & Development
- Research, extracts, and manipulates complex data from relevant and diverse sources, and assesses data quality.
- Provides and delivers innovated tools to provide company value.
- Investigates and builds on the use of new innovated ratemaking and insurance techniques. Share findings across the team and organization, including formal implementations when appropriate.
- Using data analytics, develop and re-evaluate underwriting appetite by identifying trends in company performance. Share and work with other company stakeholders with ensuing actions.
- Pricing
- Coordinate and perform rate reviews on all lines of business, as prioritized by the company. This includes but is not limited to creating rate indications, loss ratio analysis, competitive analysis, completing filings, calculating impacts, while using actuarial ratemaking principles, data analytics, GLMs or other advanced statistical techniques.
- Using data analytics, develop and re-evaluate underwriting appetite by identifying trends in company performance. Share and work with other company stakeholders with ensuing actions.
- Coordinate and perform regular rate filings with provincial regulators.
- Work with Leadership, Underwriting and IT teams on rate reviews and other strategic actions.
- Data Analytics
- Understand and effectively utilize Heartland’s Guidewire systems and their underlying data structures.
- Conduct data extraction as necessary.
- Conduct data exploration, such as quote data, billing data, and new experience extractions.

What you will bring...
- University degree (Computer Science, Mathematics/Statistics or Actuarial) is preferred or equivalent experience.
- A minimum of 5 years of progressive, relevant actuarial experience.
- A minimum of 5 actuarial exams. FCAS or ACAS an asset.
- High Proficiency with SAS, SQL, and Excel.
- A thorough understanding of P&C pricing and ratemaking concepts.
- Demonstrated strength in oral, written and presentation communication skills.
- Prior management experience is preferred.
- A working knowledge of Emblem would be an asset.

What we offer
In return, we’ll give you countless opportunities to learn and grow. You’ll be empowered to be your best self, do your best work, and make a meaningful impact. Here, you can help shape the future of insurance, win as a team, and grow with us.
At Heartland our benefits are great and include not only health and dental coverage, but also a generous pension plan. All staff members share in our company’s success through our incentive plan.
Intrigued? We can’t wait to hear from you
A Place Where YOU Can Make a Difference Proudly Canadian. Mutually Owned.



  • Waterloo, Ontario, Canada Heartland Mutual Insurance Full time

    At Heartland Mutual Insurance, we're more than just a company — we're a community.Proudly rooted in Ontario and Nova Scotia, we're driven by a bold vision: to be the Best Mutual. Our team of passionate professionals doesn't just follow the norm — we challenge it. We think differently, aim high, and deliver on our promise with a personal touch.Here,...

  • Actuarial Analyst

    1 day ago


    Waterloo, Canada Equitable CA Full time

    At Equitable, we realize that your work life is not just about performing a job; it's about being part of a workplace that helps you grow and reach your full potential. Within our friendly and collaborative work environment, we recognize that the key to our growth and success is a dedicated, motivated and client-responsive staff. Join Equitable...


  • Waterloo, Canada Definity Full time

    **Actuarial Analyst, Corporate Actuarial - Reserving**: Job ID : 6035 Category : Corporate Actuarial & Risk Brand : Definity Regular/Temporary : Regular Fulltime/Parttime : Full Time Location : Waterloo, Canada Definity includes some of Canada’s most long-standing and innovative insurance brands, including Economical Insurance, Sonnet Insurance, Family...


  • Waterloo, ON NJ L, Canada Heartland Mutual Insurance Company Full time

    At Heartland Mutual Insurance, we're more than just a company — we're a community.Proudly rooted in Ontario and Nova Scotia, we're driven by a bold vision: to be the Best Mutual. Our team of passionate professionals doesn't just follow the norm — we challenge it. We think differently, aim high, and deliver on our promise with a personal touch.Here,...


  • Waterloo, Canada Equitable CA Full time

    At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact—for our clients, our communities, and each other. **Position Title**:...


  • Waterloo, Ontario, Canada Equitable Full time

    At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact; for our clients, our communities, and each other.The Opportunity:  ​...


  • Waterloo, Ontario, Canada Manulife Full time

    **Please note there are specific application instructions required to be considered for this role**Application Instructions: Please submit your resume, academic transcript, and work term evaluation in one PDF file.In your resume, please indicate your location preference and the co-op term(s) you are available to work (Jan-Apr/May-Aug/Sep-Dec).At Manulife,...


  • Waterloo, Ontario, Canada Equitable Full time

    At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact; for our clients, our communities, and each other.The Opportunity: ​ At...


  • Waterloo, Ontario, Canada Equitable Full time

    At Equitable, we believe work should be a place where you feel supported, inspired, and empowered to grow. In our caring and collaborative environment, your curiosity is encouraged, your passion is recognized, and your contributions truly matter. Together, we create meaningful impact; for our clients, our communities, and each other.The Opportunity:At...


  • Waterloo, Canada Heartland Farm Mutual Inc. Full time

    Located in Ontario and Nova Scotia, Heartland Mutual Insurance strives to be the Best Mutual. Our team of talented and dedicated professionals challenge the norm and strive to be extraordinary. It’s all about fulfilling our promise with a personal approach. With our team, you’ll bring this purpose to life every day by living our values, being open to...