Credit Risk Analyst

5 hours ago

North York, Canada Sheaves Capital Full time

**About Sheaves Capital**

Sheaves Capital is a leading provider of working capital solutions for small businesses across Canada. Our mission is to empower entrepreneurs with flexible funding options and outstanding customer service, helping them succeed in today's competitive market.

**The Opportunity**

**Location**

This position is based at our North York office in Toronto.

**Duties and Responsibilities**

As a Credit Risk Analyst at Sheaves Capital, you will be responsible for assessing credit risk, ensuring compliance, and streamlining loan processes. Your key responsibilities include:
**Credit Risk Assessment and Application Review**
- Assess financial stability and operational reliability to determine credit risk.

**Document Collection and Merchant Communication**

**Compliance and Monitoring**
- Monitor compliance with credit agreements and identify potential breaches.
- Report compliance issues to the credit committee and follow up with merchants to ensure adherence to credit terms.

**Risk Mitigation Strategies**
- Develop and implement risk mitigation strategies to reduce exposure to credit risk.
- Work with internal teams to create effective risk management plans.

**Workflow Management**
- Balance workflow to ensure efficient processing and a high standard of customer service.

**Monitoring and Reporting**
- Monitor merchant loan portfolios for emerging risks and escalate concerns as needed.
- Generate reports on risk exposure to support decision-making and compliance.

**Cross-Functional Collaboration**
- Collaborate with internal teams to ensure smooth loan processing and compliance with internal policies.
- Contribute to the development of underwriting standards and risk assessment processes.

**Industry Knowledge**
- Stay up to date with industry trends, competition, and market dynamics related to merchant financing.
- Share insights and recommendations with the team to support continuous improvement.

**Skills and Qualifications**
- Strong decision-making abilities and sound judgment.
- Excellent communication skills, both written and verbal.
- Ability to manage tight deadlines and multitask effectively.
- Strong organizational skills and attention to detail.
- Ability to work both independently and as part of a team.
- Post-secondary degree in business, accounting, or a related field, or equivalent experience.
- Fluency in French is a plus.

**What We Offer**

Sheaves Capital offers a dynamic and supportive work environment, including:

- A team of smart, fun, and motivated colleagues.
- Opportunities for career growth and income advancement.
- Training, guidance, and ongoing professional development.
- Recognition and celebration of team successes.

Pay: $50,000.00 per year

**Benefits**:

- Casual dress
- Company events
- On-site parking

Schedule:

- 8 hour shift
- Monday to Friday
- No weekends

**Education**:

- DCS / DEC (required)

**Experience**:

- Underwriting: 1 year (preferred)
- Risk Analysis: 1 year (preferred)

**Language**:

- French (preferred)

Work Location: In person

  • Credit Risk Analyst

    5 days ago

    North York, Canada Shinhan Bank Canada Full time

    **Credit Risk Analyst** As an independent officer of the second line of defense from the Risk Management department, Credit Risk Analyst will report to the Manager, Credit Risk with regards to Shinhan Bank Canada’s Credit Risk Management function and other ancillary credit risk management functions within the organization. S/He will act as a champion and...

  • Credit Risk Analyst

    6 days ago

    North York, Canada Sheaves Capital Full time

    Join our dynamic, growing team at Sheaves Capital. We are committed to providing working capital and exceptional customer service to small businesses throughout Canada. Sheaves Capital is seeking a **Credit Risk Analyst** who will be responsible for determining our customers’ creditworthiness. The Credit Risk Analyst will work closely with our partners...

  • Credit Risk Analyst

    4 days ago

    North York, Canada Sheaves Capital Full time

    Join our dynamic, growing team at Sheaves Capital. We are committed to providing working capital and exceptional customer service to small businesses throughout Canada. Sheaves Capital is seeking a **Credit Risk Analyst** who will be responsible for determining our customers’ creditworthiness. The Credit Risk Analyst will work closely with our partners...

  • Credit Analyst

    1 week ago

    North York, Canada Coface USA Full time

    **WHO WE ARE** A modern and agile company with the most finely meshed international network, Coface is a reference in credit insurance and risk management. With over 70 years of experience as an industry leader, and a team of 4,100 experts in 100 countries, serving around 50,000 companies, Coface experts work to the beat of the global economy. Its ambition...

  • Credit Underwriter

    1 week ago

    North York, Canada VS Consulting Group Full time

    **Summary** This is a hands-on adjudication role, balancing risk mitigation with business enablement. You’ll interact daily with sales and operations teams, ensuring our credit underwriting standards are rigorously maintained while supporting the success of the sales team. **Responsibilities** - Conduct daily audits of residential HVAC contract...

  • Risk Analyst

    2 weeks ago

    North York, Canada Progressa Financial Inc. Full time

    **Position Summary**: **What You Will Do**: - Develop and maintain a standard set of risk performance reports to identify overall credit risk of the portfolio trends at a dynamic level. - Contribute as a key member of the Risk team working primarily on the Credit Models Project to increase our credit underwriting automation and improve decision accuracy. -...

  • Specialist, Credit Risk

    2 weeks ago

    North York, Canada Sheaves Capital Full time

    Sheaves Capital is a leading provider of working capital solutions for small businesses across Canada. Our mission is to empower entrepreneurs with flexible funding options and outstanding customer service, helping them succeed in today's competitive market. **Role & Responsibilities**: - Review financial statements, credit reports, and other relevant...

  • Credit Risk/data Analyst

    1 week ago

    North York, Canada Yamaha Motor Full time

    **Position Information** - **Department**:YMFC-CA - **Location**:480 Gordon Baker Road - Hybrid - **Status**:Full Time - **Reports to**:Director, Risk Management Yamaha Motor Corporation (“YMC”) is a publicly listed Japanese Corporation in the business of manufacturing and distributing recreational product to dealers and customers around the world. YMC...

  • Credit Analyst

    6 days ago

    North York, Canada Ainsworth Full time

    **If you thrive in a team-oriented workplace that challenges your skills, to drive your career development, embraces diversity and rewards innovation, with competitive pay and great employee programs, join the Ainsworth team today!** **Position Summary**: We have an immediate opening for a full-time, permanent Credit Analyst at our North York office. This...

  • Data Analyst

    4 days ago

    North York, Canada Sheaves Capital Full time

    Join our dynamic, growing team at Sheaves Capital. We are committed to providing working capital and exceptional customer service to small businesses throughout Canada. Sheaves Capital is seeking a **Credit Risk Analyst** who will be responsible for determining our customers’ creditworthiness. The Credit Risk Analyst will work closely with our partners...