Credit Risk Analyst
1 week ago
**About VoPay International Inc.**
VoPay is a leader in payment innovation, digitizing direct bank payments with speed and transparency. The VoPay Platform enhances how businesses initiate and accept financial transactions using a single, open API. At VoPay, we have one goal: to eliminate all payment inefficiencies, so businesses can focus on what they do best in today’s digital economy.
**The Opportunity**
The scope of the position consists of but is not limited to using your knowledge of credit risk assessment to help inform our credit decisions, build our credit processes, and work with our talented developers to create underwriting models for automated based decision-making. You’ll help with our merchant account credit reviews and create workflows that guide our underwriting team through credit risk mitigation processes in their day-to-day work.
**Duties and Responsibilities**:
- Create and iterate credit risk models for new customer onboarding and rolling credit models for established customers.
- Oversee and conduct day to day customer creditworthiness reviews, including review of financial statements, credit reports and corporate entity registrations.
- Develop and iterate Trust and Safety team guidance/workflows for working through credit risk events.
- Devise a list of tools for navigating credit inquiries with at-risk customers.
- Adjust credit models to reflect trends in our processing activity and real-world events that could impact the financial health of our customers and mitigate our exposure to those risks.
- Establish close relationships and work with key internal and external partners across product, software development, machine learning, business teams and third party suppliers (data and credit bureaus) to develop strategies for improving and iterating how we manage credit risk.
- Help develop long-term plans and a strategy for the mitigation of financial risk across our full suite of current and future products.
- Monitor and ensure compliance with organizational, business, strategic, operational, legal, reputation and market risks where applicable.
**Qualifications**
- 6+ years of experience in similar role
- Experience and knowledge of commercial credit best practices and tools (including data/credit bureau products) for business entity verification and credit management, with a proven ability to distill into repeatable, scalable processes.
- An excellent, values-driven decision-maker, with solid experience in credit, financial risk modelling and cash flow forecasting.
- The ability to transform business and financial data into a cohesive narrative that outlines potential credit risks and presents dynamic mitigation strategies.
- Strong knowledge of accounting principles and comfort with evaluating financial statements and business models across various industries.
- Excellent communication skills, both written and oral, combined with strong interpersonal skills.
- Adept at distilling complicated concepts into understandable workflows and coaching teammates in their use.
- Strong time-management and organizational skills.
- Experience in payments is an asset but not required - if you’re a whiz in credit, we can teach payments.
-
Credit Analyst
4 days ago
Vancouver, Canada Merchant Growth Full timeCredit Analyst – Merchant Growth Merchant Growth is Canada’s leading fintech provider of credit to small businesses. The company differentiates itself through a proprietary, technology‑driven application process, advanced underwriting, and a highly focused servicing process. Our mission is to bring the most convenient and accessible financing...
-
Credit Analyst
1 day ago
Vancouver, Canada Scotiabank Full timeRequisition ID: 172838 Join a purpose driven winning team, committed to results, in an inclusive and high-performing culture. Be part of this winning team! This Credit Analyst role contributes to the overall success of Commercial Banking in a defined market area in the BC region (Vancouver, Richmond, OR Langley). You will support the team’s business...
-
Credit Analyst
1 day ago
Vancouver, British Columbia, Canada Merchant Growth Full timeThe CompanyThe company is seeking a high-performing and motivated full-time Credit Analyst. If you are looking to join a company poised for continued significant growth over the next few years, where you'll have an immediate impact on the business and team, this may be the perfect role for you. You will also have the opportunity to work with and learn from...
-
Credit Analyst
1 week ago
Vancouver, British Columbia, Canada Merchant Growth Full timeThe CompanyMerchant Growth is Canada's leading fintech provider of credit to small businesses. The company differentiates itself through a proprietary, technology-driven application process, advanced underwriting, and a highly focused servicing process. Our mission is to bring the most convenient and accessible financing experience to Canadian business...
-
Vancouver, Canada Spring Financial Full timeA leading fintech firm in Vancouver is seeking a Senior Data Analyst in Credit Risk to drive innovative analytics. In this hybrid role, you will manage the analytical lifecycle, develop solutions for credit decisioning, and modernize data operations using technologies like SQL, Python, and AWS. The position offers a competitive salary of $81,500-$107,500 and...
-
Vancouver, Canada Spring Financial Full timeA leading fintech firm in Vancouver is seeking a Senior Data Analyst in Credit Risk to drive innovative analytics. In this hybrid role, you will manage the analytical lifecycle, develop solutions for credit decisioning, and modernize data operations using technologies like SQL, Python, and AWS. The position offers a competitive salary of $81,500-$107,500 and...
-
Credit Analyst, Commercial Valuations
7 days ago
Vancouver, Canada Intellifi Corporation Full time**Title: Credit Analyst, Commercial Valuations** Location: Vancouver, BC (full time in-office) Intellifi (formerly a division of CMLS Financial & previously known as the CMLS Mortgage Analytics Group) is the leading provider of independent mortgage pricing, risk rating and asset management software services for the commercial real estate finance industry in...
-
Bilingual Consumer Credit Analyst
1 day ago
Vancouver, Canada Hyundai Capital Canada Full time_**English Version Below**_ **Détails du poste**: **Tâches et responsabilités**: - Examiner les demandes de prêt et prendre des décisions appropriées selon les normes de souscription acceptables, tout en maintenant un niveau élevé de service pour les clients internes et externes. - Être capable d’équilibrer les exigences de la production, du...
-
Manager Credit Risk
3 days ago
West Vancouver, Canada FIRST NATIONS BANK OF CANADA Full time**Are you interested in a meaningful career where you can contribute to the financial well-being and economic growth of Indigenous people and communities in Canada? The Bank is at an exciting time in its’ history, we’re growing, and as a result, we’re increasing our workforce with bright, energetic, purposeful individuals of all walks of life.** As a...
-
Senior Data Analyst, Risk
2 weeks ago
Vancouver, Canada Spring Financial Full timeAbout us: Spring Financial is revolutionizing financial access for Canadians, providing smart credit-building, mortgage, and lending solutions. Millions struggle with high-interest debt and limited financial options—we’re here to change that. As one of Canada’s fastest-growing fintech companies, annually we help 1 million customers explore their...
